Compare Morehouse, MO Car Insurance Rates (2021)

Car insurance in Morehouse, MO averages $263 a month. Morehouse, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Morehouse car insurance rates, compare quotes from the top car insurance companies in Morehouse, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morehouse is State Farm
  • Average car insurance rates in Morehouse, MO after a DUI are $3,716/year
  • Average car insurance rates in Morehouse, MO are $3,159/year

If you need to buy Morehouse, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Morehouse, MO is right here.

You’ll find Morehouse car insurance rates, the cheapest Morehouse, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Morehouse, Missouri car insurance rates to Independence car insurance rates, Springfield car insurance rates, and Blue Springs car insurance rates.

Ready to find affordable Morehouse, MO car insurance today? Enter your ZIP code for fast, free Morehouse car insurance quotes.

Cheapest Morehouse, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morehouse, MO car insurance rates? Every Morehouse, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morehouse, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,796 $2,713 $2,507 $2,587 $7,621 $8,247 $2,695 $2,790
American Family $2,152 $2,152 $1,913 $1,913 $5,772 $7,525 $2,152 $2,525
Farmers $2,168 $2,166 $1,936 $2,051 $8,944 $9,269 $2,463 $2,571
GEICO $1,661 $1,873 $1,304 $1,689 $5,247 $5,541 $1,516 $1,516
Liberty Mutual $2,543 $2,757 $2,101 $2,357 $8,727 $9,692 $2,673 $2,846
Nationwide $1,656 $1,688 $1,484 $1,567 $4,356 $5,559 $1,903 $2,053
Progressive $1,706 $1,565 $1,397 $1,442 $5,836 $6,540 $2,075 $2,111
State Farm $1,526 $1,526 $1,378 $1,378 $4,494 $5,651 $1,717 $1,958
USAA $1,612 $1,594 $1,457 $1,475 $4,904 $5,980 $1,996 $2,211

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Minimum Car Insurance in Morehouse, MO

Every driver must carry the minimum car insurance in Morehouse, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Morehouse, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morehouse, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morehouse, MO. Compare credit history car insurance rates in Morehouse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morehouse, Missouri

Insurance Company Poor Fair Good
Allstate $5,511 $3,542 $2,930
American Family $4,266 $2,998 $2,525
Farmers $4,507 $3,757 $3,574
GEICO $3,508 $2,289 $1,833
Liberty Mutual $6,044 $3,688 $2,904
Nationwide $2,987 $2,471 $2,141
Progressive $3,277 $2,719 $2,506
State Farm $3,398 $2,185 $1,778
USAA $4,414 $2,065 $1,482

Cheapest Morehouse, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morehouse, MO to rates for a clean record with top companies.

Annual Morehouse, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,439 $3,868 $4,790 $3,881
American Family $2,473 $3,522 $4,252 $2,805
Farmers $3,427 $4,241 $4,149 $3,967
GEICO $1,967 $2,569 $3,499 $2,138
Liberty Mutual $3,061 $4,392 $4,526 $4,869
Nationwide $1,968 $2,555 $3,446 $2,164
Progressive $2,429 $3,317 $2,713 $2,877
State Farm $2,248 $2,659 $2,454 $2,454
USAA $2,107 $2,579 $3,619 $2,310

Cheapest Morehouse, MO Car Insurance for Teen Drivers

Teen car insurance in Morehouse, MO can be expensive. Take a look at rates from the top car insurance companies in Morehouse for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morehouse, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,621 $8,247
American Family $5,772 $7,525
Farmers $8,944 $9,269
GEICO $5,247 $5,541
Liberty Mutual $8,727 $9,692
Nationwide $4,356 $5,559
Progressive $5,836 $6,540
State Farm $4,494 $5,651
USAA $4,904 $5,980

Cheapest Morehouse, MO Car Insurance for Seniors

Take a look at Morehouse, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morehouse, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,507 $2,587
American Family $1,913 $1,913
Farmers $1,936 $2,051
GEICO $1,304 $1,689
Liberty Mutual $2,101 $2,357
Nationwide $1,484 $1,567
Progressive $1,397 $1,442
State Farm $1,378 $1,378
USAA $1,457 $1,475

Cheapest Morehouse, MO Car Insurance Rates After a DUI

A DUI in Morehouse, MO increases car insurance rates. Compare Morehouse, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morehouse, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,790
American Family $4,252
Farmers $4,149
GEICO $3,499
Liberty Mutual $4,526
Nationwide $3,446
Progressive $2,713
State Farm $2,454
USAA $3,619

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Cheapest Morehouse, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morehouse, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morehouse, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,230 $3,296
Farmers $3,946 $3,946
GEICO $2,495 $2,591
Liberty Mutual $4,212 $4,212
Nationwide $2,533 $2,533
Progressive $2,834 $2,834
State Farm $2,393 $2,514
USAA $2,559 $2,748

The Best Cheap Car Insurance Companies in Morehouse, MO

Take a look at a side-by-side comparison of the top car insurance companies in Morehouse, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morehouse, Missouri

Insurance Company Average Annual Rates
Allstate $3,995
American Family $3,263
Farmers $3,946
GEICO $2,543
Liberty Mutual $4,212
Nationwide $2,533
Progressive $2,834
State Farm $2,454
USAA $2,654

Category Winners: Cheapest Car Insurance in Morehouse, Missouri

Find the cheapest car insurance companies in Morehouse, MO for each category right here.

Best Annual Car Insurance Rates by Company in Morehouse, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Morehouse, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morehouse car insurance rates. Find the cheapest Morehouse, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morehouse, Missouri

Insurance Company Low Medium High
Allstate $3,857 $3,987 $4,140
American Family $3,174 $3,366 $3,248
Farmers $3,679 $3,905 $4,254
GEICO $2,359 $2,562 $2,709
Liberty Mutual $3,956 $4,232 $4,447
Nationwide $2,381 $2,558 $2,660
Progressive $2,503 $2,840 $3,159
State Farm $2,275 $2,461 $2,625
USAA $2,536 $2,644 $2,781

What affects car insurance rates in Morehouse, Missouri?

What factors can have an impact on Morehouse, MO car insurance? There are several reasons why Morehouse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morehouse, Missouri.

Commute Time in Morehouse

The more time you spend in your car the higher the risk of an accident. The average commute length in Morehouse, MO is 18.1 minutes according to City-Data.

Compare Car Insurance Quotes in Morehouse, MO

Ready to find affordable Morehouse, Missouri car insurance today? Enter your ZIP code for fast, free Morehouse, MO car insurance quotes.

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