Compare Moreno Valley, CA Car Insurance Rates (2021)

Car insurance in Moreno Valley, CA averages $325 a month. Moreno Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Moreno Valley car insurance rates, compare quotes from the top car insurance companies in Moreno Valley, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moreno Valley is USAA
  • The cheapest car insurance company in Moreno Valley for teen drivers is USAA
  • Average car insurance rates in Moreno Valley, CA after a DUI are $5,489/year

If you need to buy Moreno Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Moreno Valley, CA is right here.

You’ll find Moreno Valley car insurance rates, the cheapest Moreno Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Moreno Valley, California car insurance rates to Sacramento car insurance rates, Fresno car insurance rates, and San Jose car insurance rates.

Ready to find affordable Moreno Valley, CA car insurance today? Enter your ZIP code for fast, free Moreno Valley car insurance quotes.

Cheapest Moreno Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moreno Valley, CA car insurance rates? Every Moreno Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moreno Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,087 $2,238 $2,266 $8,554 $10,768 $3,965 $4,372
Farmers $2,836 $2,836 $2,562 $2,562 $9,038 $14,780 $3,360 $3,742
GEICO $1,790 $1,791 $1,684 $1,684 $5,438 $5,527 $2,570 $2,626
Liberty Mutual $2,357 $2,231 $2,186 $2,118 $5,115 $5,444 $2,658 $2,683
Nationwide $3,484 $3,324 $3,053 $2,876 $8,875 $9,807 $4,152 $4,099
Progressive $1,937 $1,995 $1,644 $1,955 $5,174 $6,251 $2,802 $3,016
State Farm $3,727 $3,727 $3,331 $3,331 $6,869 $8,518 $4,126 $4,255
Travelers $2,638 $2,556 $2,328 $2,302 $5,451 $6,274 $3,448 $3,372
USAA $1,967 $1,862 $1,920 $1,928 $4,482 $4,505 $2,722 $2,572

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Minimum Car Insurance in Moreno Valley, CA

Every driver must carry the minimum car insurance in Moreno Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Moreno Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Moreno Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moreno Valley, CA to rates for a clean record with top companies.

Annual Moreno Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,878 $4,868 $7,639 $3,783
Farmers $3,857 $5,251 $6,537 $5,213
GEICO $2,019 $3,118 $3,912 $2,505
Liberty Mutual $2,689 $3,604 $3,253 $2,850
Nationwide $3,458 $4,435 $7,508 $4,435
Progressive $2,024 $3,442 $4,004 $2,916
State Farm $3,379 $4,030 $7,610 $3,922
Travelers $2,359 $3,854 $4,492 $3,478
USAA $1,823 $2,713 $4,446 $1,997

Cheapest Moreno Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Moreno Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Moreno Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moreno Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,554 $10,768
Farmers $9,038 $14,780
GEICO $5,438 $5,527
Liberty Mutual $5,115 $5,444
Nationwide $8,875 $9,807
Progressive $5,174 $6,251
State Farm $6,869 $8,518
Travelers $5,451 $6,274
USAA $4,482 $4,505

Cheapest Moreno Valley, CA Car Insurance for Seniors

Take a look at Moreno Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moreno Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,238 $2,266
Farmers $2,562 $2,562
GEICO $1,684 $1,684
Liberty Mutual $2,186 $2,118
Nationwide $3,053 $2,876
Progressive $1,644 $1,955
State Farm $3,331 $3,331
Travelers $2,328 $2,302
USAA $1,920 $1,928

Cheapest Moreno Valley, CA Car Insurance Rates After a DUI

A DUI in Moreno Valley, CA increases car insurance rates. Compare Moreno Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moreno Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,639
Farmers $6,537
GEICO $3,912
Liberty Mutual $3,253
Nationwide $7,508
Progressive $4,004
State Farm $7,610
Travelers $4,492
USAA $4,446

Cheapest Moreno Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moreno Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moreno Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,320 $5,263
Farmers $4,731 $5,698
GEICO $2,624 $3,153
Liberty Mutual $2,844 $3,354
Nationwide $4,375 $5,542
Progressive $2,811 $3,383
State Farm $4,564 $4,907
Travelers $3,186 $3,906
USAA $2,529 $2,961

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Cheapest Moreno Valley, CA Car Insurance Rates by ZIP Code

Moreno Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Moreno Valley, CA.

Annual Car Insurance Rates by ZIP Code in Moreno Valley, California

ZIP Code Average Annual Rates
92551 $5,331
92553 $5,401
92555 $5,296
92557 $5,285

The Best Cheap Car Insurance Companies in Moreno Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Moreno Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moreno Valley, California

Insurance Company Average Annual Rates
Allstate $4,792
Farmers $5,215
GEICO $2,889
Liberty Mutual $3,099
Nationwide $4,959
Progressive $3,097
State Farm $4,735
Travelers $3,546
USAA $2,745

Category Winners: Cheapest Car Insurance in Moreno Valley, California

Find the cheapest car insurance companies in Moreno Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Moreno Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Moreno Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moreno Valley car insurance rates. Find the cheapest Moreno Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moreno Valley, California

Insurance Company Low Medium High
Allstate $4,541 $4,832 $5,002
Farmers $4,845 $5,256 $5,543
GEICO $2,591 $2,924 $3,151
Liberty Mutual $2,884 $3,125 $3,287
Nationwide $4,436 $5,044 $5,396
Progressive $2,783 $3,186 $3,321
State Farm $4,273 $4,815 $5,118
Travelers $3,120 $3,635 $3,883
USAA $2,491 $2,798 $2,946

What affects car insurance rates in Moreno Valley, California?

What factors can have an impact on Moreno Valley, CA car insurance? There are several reasons why Moreno Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moreno Valley, California.

Car Theft in Moreno Valley

High levels of vehicle theft can make car insurance more expensive. Moreno Valley, CA car theft statistics from the FBI indicate 1,206 vehicle thefts a year.

Commute Time in Moreno Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Moreno Valley, CA is 35.6 minutes according to City-Data.

Compare Car Insurance Quotes in Moreno Valley, CA

Ready to find affordable Moreno Valley, California car insurance today? Enter your ZIP code for fast, free Moreno Valley, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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