Compare Morgan, PA Car Insurance Rates (2021)

Car insurance in Morgan, PA averages $311 a month. Morgan, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Morgan car insurance rates, compare quotes from the top car insurance companies in Morgan, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morgan for teen drivers is USAA
  • The cheapest car insurance company in Morgan is USAA
  • Average car insurance rates in Morgan, PA after a DUI are $4,092/year

If you need to buy Morgan, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Morgan, PA is right here.

You’ll find Morgan car insurance rates, the cheapest Morgan, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Morgan, Pennsylvania car insurance rates to Harrisburg car insurance rates, Pittsburgh car insurance rates, and Scranton car insurance rates.

Ready to find affordable Morgan, PA car insurance today? Enter your ZIP code for fast, free Morgan car insurance quotes.

Cheapest Morgan, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morgan, PA car insurance rates? Every Morgan, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morgan, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,408 $2,408 $2,226 $2,226 $8,198 $8,198 $2,646 $2,646
GEICO $1,808 $1,567 $1,699 $1,473 $4,651 $4,035 $1,825 $1,581
Liberty Mutual $3,432 $3,432 $3,146 $3,146 $9,981 $9,981 $4,351 $4,351
Nationwide $1,734 $1,734 $1,640 $1,640 $4,897 $4,897 $1,945 $1,945
Progressive $2,550 $2,550 $2,276 $2,276 $8,315 $8,315 $3,262 $3,262
State Farm $1,640 $1,640 $1,454 $1,454 $5,706 $5,706 $1,816 $1,816
Travelers $1,633 $1,633 $1,774 $1,774 $24,295 $24,295 $1,954 $1,954
USAA $1,098 $1,098 $996 $996 $3,345 $3,345 $1,456 $1,456

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Minimum Car Insurance in Morgan, PA

Every driver must carry the minimum car insurance in Morgan, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Morgan, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Morgan, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morgan, PA. Compare credit history car insurance rates in Morgan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morgan, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,937 $3,693 $2,978
GEICO $3,492 $1,972 $1,526
Liberty Mutual $6,672 $4,785 $4,226
Nationwide $2,994 $2,465 $2,204
Progressive $5,428 $3,813 $3,061
State Farm $3,780 $2,338 $1,844
Travelers $8,043 $7,294 $6,905
USAA $2,148 $1,602 $1,421

Cheapest Morgan, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morgan, PA to rates for a clean record with top companies.

Annual Morgan, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,704 $4,367 $3,704 $3,704
GEICO $1,716 $2,957 $2,282 $2,365
Liberty Mutual $4,755 $5,478 $5,339 $5,339
Nationwide $1,843 $2,464 $3,442 $2,468
Progressive $3,715 $5,149 $3,820 $3,718
State Farm $2,418 $2,890 $2,654 $2,654
Travelers $5,237 $7,486 $9,445 $7,486
USAA $1,385 $1,917 $2,046 $1,547

Cheapest Morgan, PA Car Insurance for Teen Drivers

Teen car insurance in Morgan, PA can be expensive. Take a look at rates from the top car insurance companies in Morgan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morgan, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,198 $8,198
GEICO $4,651 $4,035
Liberty Mutual $9,981 $9,981
Nationwide $4,897 $4,897
Progressive $8,315 $8,315
State Farm $5,706 $5,706
Travelers $24,295 $24,295
USAA $3,345 $3,345

Cheapest Morgan, PA Car Insurance for Seniors

Take a look at Morgan, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morgan, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,226 $2,226
GEICO $1,699 $1,473
Liberty Mutual $3,146 $3,146
Nationwide $1,640 $1,640
Progressive $2,276 $2,276
State Farm $1,454 $1,454
Travelers $1,774 $1,774
USAA $996 $996

Cheapest Morgan, PA Car Insurance Rates After a DUI

A DUI in Morgan, PA increases car insurance rates. Compare Morgan, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morgan, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,704
GEICO $2,282
Liberty Mutual $5,339
Nationwide $3,442
Progressive $3,820
State Farm $2,654
Travelers $9,445
USAA $2,046

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Cheapest Morgan, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morgan, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morgan, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,791 $3,948
GEICO $2,295 $2,365
Liberty Mutual $5,094 $5,361
Nationwide $2,554 $2,554
Progressive $4,101 $4,101
State Farm $2,569 $2,739
Travelers $7,414 $7,414
USAA $1,675 $1,773

The Best Cheap Car Insurance Companies in Morgan, PA

Take a look at a side-by-side comparison of the top car insurance companies in Morgan, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morgan, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,869
GEICO $2,330
Liberty Mutual $5,228
Nationwide $2,554
Progressive $4,101
State Farm $2,654
Travelers $7,414
USAA $1,724

Category Winners: Cheapest Car Insurance in Morgan, Pennsylvania

Find the cheapest car insurance companies in Morgan, PA for each category right here.

Best Annual Car Insurance Rates by Company in Morgan, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Morgan, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morgan car insurance rates. Find the cheapest Morgan, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morgan, Pennsylvania

Insurance Company Low Medium High
Allstate $3,715 $3,890 $4,003
GEICO $2,162 $2,352 $2,475
Liberty Mutual $4,949 $5,268 $5,466
Nationwide $2,565 $2,589 $2,507
Progressive $3,768 $4,134 $4,400
State Farm $2,467 $2,695 $2,800
Travelers $7,477 $7,434 $7,330
USAA $1,590 $1,742 $1,839

What affects car insurance rates in Morgan, Pennsylvania?

What factors can have an impact on Morgan, PA car insurance? There are several reasons why Morgan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morgan, Pennsylvania.

Commute Time in Morgan

The more time you spend in your car the higher the risk of an accident. The average commute length in Morgan, PA is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Morgan, PA

Ready to find affordable Morgan, Pennsylvania car insurance today? Enter your ZIP code for fast, free Morgan, PA car insurance quotes.

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