Compare Morgan, TX Car Insurance Rates (2021)

Car insurance in Morgan, TX averages $294 a month. Morgan, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Morgan car insurance rates, compare quotes from the top car insurance companies in Morgan, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morgan, TX after a DUI are $4,042/year
  • The cheapest car insurance company in Morgan for teen drivers is USAA
  • Average car insurance rates in Morgan, TX are $3,533/year

If you need to buy Morgan, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Morgan, TX is right here.

You’ll find Morgan car insurance rates, the cheapest Morgan, TX car insurance companies, and information on Texas car insurance laws. You can also compare Morgan, Texas car insurance rates to Austin car insurance rates, Laredo car insurance rates, and Plano car insurance rates.

Ready to find affordable Morgan, TX car insurance today? Enter your ZIP code for fast, free Morgan car insurance quotes.

Cheapest Morgan, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morgan, TX car insurance rates? Every Morgan, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morgan, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,411 $3,442 $3,371 $3,371 $8,967 $10,825 $4,216 $4,389
American Family $2,343 $2,595 $2,170 $2,471 $5,970 $7,824 $3,313 $3,770
GEICO $2,077 $2,221 $1,976 $2,204 $4,404 $4,604 $2,242 $2,257
Nationwide $2,440 $2,483 $2,152 $2,282 $6,954 $8,943 $2,869 $3,108
Progressive $2,184 $2,077 $1,955 $1,987 $9,279 $10,352 $2,590 $2,631
State Farm $1,900 $1,900 $1,683 $1,683 $4,425 $5,620 $2,057 $2,127
USAA $1,422 $1,435 $1,355 $1,350 $3,930 $4,294 $1,894 $2,041

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Minimum Car Insurance in Morgan, TX

Every driver must carry the minimum car insurance in Morgan, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Morgan, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morgan, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morgan, TX. Compare credit history car insurance rates in Morgan from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morgan, Texas

Insurance Company Poor Fair Good
Allstate $6,690 $4,882 $4,174
American Family $5,259 $3,283 $2,879
GEICO $4,222 $2,406 $1,616
Nationwide $4,686 $3,760 $3,266
Progressive $4,635 $4,024 $3,737
State Farm $3,791 $2,357 $1,876
USAA $3,262 $1,876 $1,507

Cheapest Morgan, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morgan, TX to rates for a clean record with top companies.

Annual Morgan, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,078 $6,295 $6,544 $4,078
American Family $3,486 $4,389 $3,866 $3,486
GEICO $2,338 $3,052 $2,594 $3,008
Nationwide $3,382 $3,382 $5,028 $3,824
Progressive $3,606 $4,667 $4,201 $4,054
State Farm $2,391 $2,724 $3,193 $2,391
USAA $1,658 $2,433 $2,868 $1,902

Cheapest Morgan, TX Car Insurance for Teen Drivers

Teen car insurance in Morgan, TX can be expensive. Take a look at rates from the top car insurance companies in Morgan for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morgan, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,967 $10,825
American Family $5,970 $7,824
GEICO $4,404 $4,604
Nationwide $6,954 $8,943
Progressive $9,279 $10,352
State Farm $4,425 $5,620
USAA $3,930 $4,294

Cheapest Morgan, TX Car Insurance for Seniors

Take a look at Morgan, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morgan, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,371 $3,371
American Family $2,170 $2,471
GEICO $1,976 $2,204
Nationwide $2,152 $2,282
Progressive $1,955 $1,987
State Farm $1,683 $1,683
USAA $1,355 $1,350

Cheapest Morgan, TX Car Insurance Rates After a DUI

A DUI in Morgan, TX increases car insurance rates. Compare Morgan, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morgan, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,544
American Family $3,866
GEICO $2,594
Nationwide $5,028
Progressive $4,201
State Farm $3,193
USAA $2,868

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Cheapest Morgan, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morgan, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morgan, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,123 $5,375
American Family $3,807 $3,807
GEICO $2,695 $2,801
Nationwide $3,904 $3,904
Progressive $4,132 $4,132
State Farm $2,675 $2,675
USAA $2,187 $2,243

The Best Cheap Car Insurance Companies in Morgan, TX

Take a look at a side-by-side comparison of the top car insurance companies in Morgan, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morgan, Texas

Insurance Company Average Annual Rates
Allstate $5,249
American Family $3,807
GEICO $2,748
Nationwide $3,904
Progressive $4,132
State Farm $2,675
USAA $2,215

Category Winners: Cheapest Car Insurance in Morgan, Texas

Find the cheapest car insurance companies in Morgan, TX for each category right here.

Best Annual Car Insurance Rates by Company in Morgan, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Morgan, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morgan car insurance rates. Find the cheapest Morgan, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morgan, Texas

Insurance Company Low Medium High
Allstate $5,114 $5,198 $5,435
American Family $3,544 $3,670 $4,207
GEICO $2,624 $2,719 $2,901
Nationwide $4,222 $3,736 $3,754
Progressive $3,945 $4,115 $4,336
State Farm $2,554 $2,668 $2,802
USAA $2,147 $2,207 $2,291

What affects car insurance rates in Morgan, Texas?

What factors can have an impact on Morgan, TX car insurance? There are several reasons why Morgan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morgan, Texas.

Commute Time in Morgan

The more time you spend in your car the higher the risk of an accident. The average commute length in Morgan, TX is 28.8 minutes according to City-Data.

Compare Car Insurance Quotes in Morgan, TX

Ready to find affordable Morgan, Texas car insurance today? Enter your ZIP code for fast, free Morgan, TX car insurance quotes.

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