Compare Morganton, GA Car Insurance Rates (2021)

Car insurance in Morganton, GA averages $402 a month. Morganton, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Morganton car insurance rates, compare quotes from the top car insurance companies in Morganton, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morganton, GA are $4,822/year
  • Average car insurance rates in Morganton, GA after a DUI are $5,899/year
  • The cheapest car insurance company in Morganton is GEICO

If you need to buy Morganton, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Morganton, GA is right here.

You’ll find Morganton car insurance rates, the cheapest Morganton, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Morganton, Georgia car insurance rates to Alpharetta car insurance rates, Savannah car insurance rates, and Atlanta car insurance rates.

Ready to find affordable Morganton, GA car insurance today? Enter your ZIP code for fast, free Morganton car insurance quotes.

Cheapest Morganton, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morganton, GA car insurance rates? Every Morganton, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morganton, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,651 $1,632 $1,602 $1,602 $4,927 $5,914 $2,144 $2,359
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $3,630 $3,752 $3,588 $3,941 $11,303 $14,550 $4,427 $4,803
Progressive $2,683 $2,481 $2,303 $2,426 $8,635 $9,581 $3,127 $3,310
State Farm $2,220 $2,220 $1,999 $1,999 $6,037 $7,906 $2,440 $2,647
USAA $1,916 $1,912 $1,783 $1,785 $7,044 $8,338 $2,390 $2,638

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Minimum Car Insurance in Morganton, GA

Every driver must carry the minimum car insurance in Morganton, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Morganton, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morganton, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morganton, GA. Compare credit history car insurance rates in Morganton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morganton, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,433 $2,413 $2,342
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $7,439 $6,032 $5,276
Progressive $4,844 $4,205 $3,906
State Farm $4,867 $3,031 $2,402
USAA $4,524 $3,185 $2,719

Cheapest Morganton, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morganton, GA to rates for a clean record with top companies.

Annual Morganton, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,841 $2,304 $4,709 $2,063
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $4,816 $5,648 $8,699 $5,834
Progressive $3,389 $5,990 $3,952 $3,942
State Farm $3,121 $3,746 $3,434 $3,434
USAA $2,653 $3,369 $4,922 $2,959

Cheapest Morganton, GA Car Insurance for Teen Drivers

Teen car insurance in Morganton, GA can be expensive. Take a look at rates from the top car insurance companies in Morganton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morganton, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $4,927 $5,914
Liberty Mutual $21,834 $24,354
Nationwide $11,303 $14,550
Progressive $8,635 $9,581
State Farm $6,037 $7,906
USAA $7,044 $8,338

Cheapest Morganton, GA Car Insurance for Seniors

Take a look at Morganton, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morganton, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,602 $1,602
Liberty Mutual $4,210 $4,763
Nationwide $3,588 $3,941
Progressive $2,303 $2,426
State Farm $1,999 $1,999
USAA $1,783 $1,785

Cheapest Morganton, GA Car Insurance Rates After a DUI

A DUI in Morganton, GA increases car insurance rates. Compare Morganton, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morganton, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,052
GEICO $4,709
Liberty Mutual $11,524
Nationwide $8,699
Progressive $3,952
State Farm $3,434
USAA $4,922

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Cheapest Morganton, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morganton, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morganton, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,682 $2,776
Liberty Mutual $9,654 $9,654
Nationwide $6,249 $6,249
Progressive $4,318 $4,318
State Farm $3,434 $3,434
USAA $3,317 $3,634

The Best Cheap Car Insurance Companies in Morganton, GA

Take a look at a side-by-side comparison of the top car insurance companies in Morganton, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morganton, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,729
Liberty Mutual $9,654
Nationwide $6,249
Progressive $4,318
State Farm $3,434
USAA $3,476

Category Winners: Cheapest Car Insurance in Morganton, Georgia

Find the cheapest car insurance companies in Morganton, GA for each category right here.

Best Annual Car Insurance Rates by Company in Morganton, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Morganton, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morganton car insurance rates. Find the cheapest Morganton, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morganton, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,553 $2,740 $2,894
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $6,130 $6,360 $6,258
Progressive $4,018 $4,261 $4,676
State Farm $3,217 $3,436 $3,648
USAA $3,312 $3,458 $3,658

What affects car insurance rates in Morganton, Georgia?

What factors can have an impact on Morganton, GA car insurance? There are several reasons why Morganton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morganton, Georgia.

Commute Time in Morganton

The more time you spend in your car the higher the risk of an accident. The average commute length in Morganton, GA is 26.5 minutes according to City-Data.

Compare Car Insurance Quotes in Morganton, GA

Ready to find affordable Morganton, Georgia car insurance today? Enter your ZIP code for fast, free Morganton, GA car insurance quotes.

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