Compare Morgantown, PA Car Insurance Rates (2021)

Car insurance in Morgantown, PA averages $332 a month. Morgantown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Morgantown car insurance rates, compare quotes from the top car insurance companies in Morgantown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morgantown, PA are $3,987/year
  • Average car insurance rates in Morgantown, PA after a DUI are $4,373/year
  • The cheapest car insurance company in Morgantown is USAA

If you need to buy Morgantown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Morgantown, PA is right here.

You’ll find Morgantown car insurance rates, the cheapest Morgantown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Morgantown, Pennsylvania car insurance rates to Bethlehem car insurance rates, Reading car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Morgantown, PA car insurance today? Enter your ZIP code for fast, free Morgantown car insurance quotes.

Cheapest Morgantown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morgantown, PA car insurance rates? Every Morgantown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morgantown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,500 $2,500 $2,311 $2,311 $8,513 $8,513 $2,747 $2,747
GEICO $1,813 $1,570 $1,718 $1,489 $4,575 $3,972 $1,817 $1,574
Liberty Mutual $3,823 $3,823 $3,503 $3,503 $11,150 $11,150 $4,851 $4,851
Nationwide $1,827 $1,827 $1,732 $1,732 $5,177 $5,177 $2,052 $2,052
Progressive $2,734 $2,734 $2,443 $2,443 $8,860 $8,860 $3,474 $3,474
State Farm $1,713 $1,713 $1,511 $1,511 $6,142 $6,142 $1,891 $1,891
Travelers $1,761 $1,761 $1,917 $1,917 $26,240 $26,240 $2,104 $2,104
USAA $1,166 $1,166 $1,054 $1,054 $3,564 $3,564 $1,549 $1,549

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Minimum Car Insurance in Morgantown, PA

Every driver must carry the minimum car insurance in Morgantown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Morgantown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Morgantown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morgantown, PA. Compare credit history car insurance rates in Morgantown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morgantown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,132 $3,833 $3,087
GEICO $3,471 $1,960 $1,517
Liberty Mutual $7,445 $5,337 $4,713
Nationwide $3,162 $2,605 $2,324
Progressive $5,796 $4,071 $3,266
State Farm $4,009 $2,479 $1,955
Travelers $8,693 $7,872 $7,450
USAA $2,286 $1,704 $1,510

Cheapest Morgantown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morgantown, PA to rates for a clean record with top companies.

Annual Morgantown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,843 $4,542 $3,843 $3,843
GEICO $1,694 $2,969 $2,264 $2,337
Liberty Mutual $5,309 $6,105 $5,956 $5,956
Nationwide $1,947 $2,607 $3,630 $2,604
Progressive $3,965 $5,495 $4,079 $3,973
State Farm $2,575 $3,054 $2,814 $2,814
Travelers $5,638 $8,081 $10,222 $8,081
USAA $1,473 $2,039 $2,177 $1,646

Cheapest Morgantown, PA Car Insurance for Teen Drivers

Teen car insurance in Morgantown, PA can be expensive. Take a look at rates from the top car insurance companies in Morgantown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morgantown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,513 $8,513
GEICO $4,575 $3,972
Liberty Mutual $11,150 $11,150
Nationwide $5,177 $5,177
Progressive $8,860 $8,860
State Farm $6,142 $6,142
Travelers $26,240 $26,240
USAA $3,564 $3,564

Cheapest Morgantown, PA Car Insurance for Seniors

Take a look at Morgantown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morgantown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,311
GEICO $1,718 $1,489
Liberty Mutual $3,503 $3,503
Nationwide $1,732 $1,732
Progressive $2,443 $2,443
State Farm $1,511 $1,511
Travelers $1,917 $1,917
USAA $1,054 $1,054

Cheapest Morgantown, PA Car Insurance Rates After a DUI

A DUI in Morgantown, PA increases car insurance rates. Compare Morgantown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morgantown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
GEICO $2,264
Liberty Mutual $5,956
Nationwide $3,630
Progressive $4,079
State Farm $2,814
Travelers $10,222
USAA $2,177

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Cheapest Morgantown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morgantown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morgantown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,936 $4,099
GEICO $2,281 $2,351
Liberty Mutual $5,683 $5,981
Nationwide $2,697 $2,697
Progressive $4,378 $4,378
State Farm $2,731 $2,898
Travelers $8,005 $8,005
USAA $1,781 $1,886

The Best Cheap Car Insurance Companies in Morgantown, PA

Take a look at a side-by-side comparison of the top car insurance companies in Morgantown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morgantown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,017
GEICO $2,316
Liberty Mutual $5,832
Nationwide $2,697
Progressive $4,378
State Farm $2,814
Travelers $8,005
USAA $1,834

Category Winners: Cheapest Car Insurance in Morgantown, Pennsylvania

Find the cheapest car insurance companies in Morgantown, PA for each category right here.

Best Annual Car Insurance Rates by Company in Morgantown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Morgantown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morgantown car insurance rates. Find the cheapest Morgantown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morgantown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,820 $4,046 $4,187
GEICO $2,112 $2,336 $2,500
Liberty Mutual $5,532 $5,876 $6,087
Nationwide $2,714 $2,733 $2,644
Progressive $3,985 $4,416 $4,732
State Farm $2,627 $2,855 $2,961
Travelers $8,055 $8,021 $7,940
USAA $1,697 $1,852 $1,952

What affects car insurance rates in Morgantown, Pennsylvania?

What factors can have an impact on Morgantown, PA car insurance? There are several reasons why Morgantown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morgantown, Pennsylvania.

Commute Time in Morgantown

The more time you spend in your car the higher the risk of an accident. The average commute length in Morgantown, PA is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Morgantown, PA

Ready to find affordable Morgantown, Pennsylvania car insurance today? Enter your ZIP code for fast, free Morgantown, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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