Compare Morganville, NJ Car Insurance Rates (2021)

Car insurance in Morganville, NJ averages $441 a month. Morganville, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Morganville car insurance rates, compare quotes from the top car insurance companies in Morganville, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morganville is GEICO
  • The cheapest car insurance company in Morganville for teen drivers is GEICO
  • Average car insurance rates in Morganville, NJ are $5,293/year

If you need to buy Morganville, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Morganville, NJ is right here.

You’ll find Morganville car insurance rates, the cheapest Morganville, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Morganville, New Jersey car insurance rates to Newark car insurance rates, Trenton car insurance rates, and Passaic car insurance rates.

Ready to find affordable Morganville, NJ car insurance today? Enter your ZIP code for fast, free Morganville car insurance quotes.

Cheapest Morganville, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morganville, NJ car insurance rates? Every Morganville, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morganville, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,529 $3,511 $3,429 $3,429 $11,098 $13,511 $4,156 $4,261
Farmers $4,651 $4,689 $4,528 $4,426 $13,556 $15,575 $5,521 $5,615
GEICO $2,244 $2,202 $2,189 $2,189 $4,060 $4,055 $2,576 $2,511
Liberty Mutual $4,184 $4,184 $4,594 $4,594 $10,842 $12,306 $4,594 $5,274
Progressive $1,984 $1,834 $1,791 $1,844 $8,945 $9,821 $2,343 $2,236
State Farm $4,087 $4,087 $3,698 $3,698 $13,342 $17,131 $4,656 $5,200
Travelers $2,923 $2,865 $2,708 $2,756 $6,818 $7,817 $2,877 $2,875

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Minimum Car Insurance in Morganville, NJ

Every driver must carry the minimum car insurance in Morganville, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Morganville, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Morganville, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morganville, NJ. Compare credit history car insurance rates in Morganville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morganville, New Jersey

Insurance Company Poor Fair Good
Allstate $8,187 $5,265 $4,145
Farmers $8,718 $6,814 $6,428
GEICO $4,145 $2,385 $1,729
Liberty Mutual $8,006 $5,941 $5,018
Progressive $4,310 $3,763 $3,476
State Farm $10,105 $6,100 $4,758
Travelers $5,261 $3,898 $2,706

Cheapest Morganville, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morganville, NJ to rates for a clean record with top companies.

Annual Morganville, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,325 $6,398 $5,349
Farmers $5,672 $9,620 $7,845 $6,143
GEICO $2,141 $2,815 $3,916 $2,141
Liberty Mutual $6,072 $6,945 $6,198 $6,072
Progressive $3,309 $4,442 $3,786 $3,861
State Farm $3,802 $6,912 $11,110 $6,126
Travelers $3,048 $4,490 $4,364 $3,918

Cheapest Morganville, NJ Car Insurance for Teen Drivers

Teen car insurance in Morganville, NJ can be expensive. Take a look at rates from the top car insurance companies in Morganville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morganville, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,098 $13,511
Farmers $13,556 $15,575
GEICO $4,060 $4,055
Liberty Mutual $10,842 $12,306
Progressive $8,945 $9,821
State Farm $13,342 $17,131
Travelers $6,818 $7,817

Cheapest Morganville, NJ Car Insurance for Seniors

Take a look at Morganville, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morganville, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,429 $3,429
Farmers $4,528 $4,426
GEICO $2,189 $2,189
Liberty Mutual $4,594 $4,594
Progressive $1,791 $1,844
State Farm $3,698 $3,698
Travelers $2,708 $2,756

Cheapest Morganville, NJ Car Insurance Rates After a DUI

A DUI in Morganville, NJ increases car insurance rates. Compare Morganville, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morganville, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,398
Farmers $7,845
GEICO $3,916
Liberty Mutual $6,198
Progressive $3,786
State Farm $11,110
Travelers $4,364

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Cheapest Morganville, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morganville, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morganville, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,855 $5,877
Farmers $7,320 $7,320
GEICO $2,730 $2,776
Liberty Mutual $6,260 $6,383
Progressive $3,850 $3,850
State Farm $6,809 $7,166
Travelers $3,955 $3,955

The Best Cheap Car Insurance Companies in Morganville, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Morganville, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morganville, New Jersey

Insurance Company Average Annual Rates
Allstate $5,866
Farmers $7,320
GEICO $2,753
Liberty Mutual $6,322
Progressive $3,850
State Farm $6,988
Travelers $3,955

Category Winners: Cheapest Car Insurance in Morganville, New Jersey

Find the cheapest car insurance companies in Morganville, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Morganville, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Morganville, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morganville car insurance rates. Find the cheapest Morganville, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morganville, New Jersey

Insurance Company Low Medium High
Allstate $5,403 $5,953 $6,241
Farmers $6,581 $7,284 $8,096
GEICO $2,462 $2,807 $2,990
Liberty Mutual $5,654 $6,514 $6,797
Progressive $3,490 $3,911 $4,148
State Farm $6,502 $7,077 $7,383
Travelers $3,612 $3,957 $4,296

What affects car insurance rates in Morganville, New Jersey?

What factors can have an impact on Morganville, NJ car insurance? There are several reasons why Morganville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morganville, New Jersey.

Commute Time in Morganville

The more time you spend in your car the higher the risk of an accident. The average commute length in Morganville, NJ is 47.1 minutes according to City-Data.

Compare Car Insurance Quotes in Morganville, NJ

Ready to find affordable Morganville, New Jersey car insurance today? Enter your ZIP code for fast, free Morganville, NJ car insurance quotes.

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