Compare Morongo Valley, CA Car Insurance Rates (2021)

Car insurance in Morongo Valley, CA averages $295 a month. Morongo Valley, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Morongo Valley car insurance rates, compare quotes from the top car insurance companies in Morongo Valley, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morongo Valley is USAA
  • Average car insurance rates in Morongo Valley, CA after a DUI are $4,974/year
  • Average car insurance rates in Morongo Valley, CA are $3,538/year

If you need to buy Morongo Valley, California car insurance, the options can be confusing. Everything you need to know about car insurance in Morongo Valley, CA is right here.

You’ll find Morongo Valley car insurance rates, the cheapest Morongo Valley, CA car insurance companies, and information on California car insurance laws. You can also compare Morongo Valley, California car insurance rates to Anaheim car insurance rates, San Diego car insurance rates, and Fresno car insurance rates.

Ready to find affordable Morongo Valley, CA car insurance today? Enter your ZIP code for fast, free Morongo Valley car insurance quotes.

Cheapest Morongo Valley, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morongo Valley, CA car insurance rates? Every Morongo Valley, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morongo Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,810 $2,823 $2,033 $2,066 $7,651 $9,639 $3,624 $4,022
Farmers $2,652 $2,652 $2,384 $2,384 $8,429 $13,843 $3,139 $3,492
GEICO $1,830 $1,830 $1,721 $1,721 $5,564 $5,660 $2,628 $2,687
Liberty Mutual $2,120 $2,006 $1,970 $1,908 $4,590 $4,889 $2,388 $2,414
Nationwide $2,994 $2,865 $2,614 $2,471 $7,458 $8,265 $3,554 $3,520
Progressive $1,674 $1,717 $1,443 $1,697 $4,426 $5,303 $2,427 $2,601
State Farm $3,273 $3,273 $2,922 $2,922 $6,020 $7,493 $3,618 $3,727
Travelers $2,489 $2,414 $2,192 $2,169 $5,090 $5,830 $3,229 $3,169
USAA $1,826 $1,733 $1,779 $1,790 $4,144 $4,158 $2,517 $2,382

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Minimum Car Insurance in Morongo Valley, CA

Every driver must carry the minimum car insurance in Morongo Valley, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Morongo Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Morongo Valley, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morongo Valley, CA to rates for a clean record with top companies.

Annual Morongo Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,603 $4,402 $6,909 $3,420
Farmers $3,600 $4,904 $6,114 $4,871
GEICO $2,066 $3,190 $4,001 $2,563
Liberty Mutual $2,417 $3,239 $2,924 $2,562
Nationwide $2,943 $3,773 $6,382 $3,773
Progressive $1,738 $2,961 $3,440 $2,506
State Farm $2,965 $3,537 $6,681 $3,441
Travelers $2,223 $3,608 $4,200 $3,260
USAA $1,689 $2,508 $4,116 $1,850

Cheapest Morongo Valley, CA Car Insurance for Teen Drivers

Teen car insurance in Morongo Valley, CA can be expensive. Take a look at rates from the top car insurance companies in Morongo Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morongo Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,651 $9,639
Farmers $8,429 $13,843
GEICO $5,564 $5,660
Liberty Mutual $4,590 $4,889
Nationwide $7,458 $8,265
Progressive $4,426 $5,303
State Farm $6,020 $7,493
Travelers $5,090 $5,830
USAA $4,144 $4,158

Cheapest Morongo Valley, CA Car Insurance for Seniors

Take a look at Morongo Valley, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morongo Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,066
Farmers $2,384 $2,384
GEICO $1,721 $1,721
Liberty Mutual $1,970 $1,908
Nationwide $2,614 $2,471
Progressive $1,443 $1,697
State Farm $2,922 $2,922
Travelers $2,192 $2,169
USAA $1,779 $1,790

Cheapest Morongo Valley, CA Car Insurance Rates After a DUI

A DUI in Morongo Valley, CA increases car insurance rates. Compare Morongo Valley, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morongo Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,909
Farmers $6,114
GEICO $4,001
Liberty Mutual $2,924
Nationwide $6,382
Progressive $3,440
State Farm $6,681
Travelers $4,200
USAA $4,116

Cheapest Morongo Valley, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morongo Valley, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morongo Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,905 $4,762
Farmers $4,421 $5,323
GEICO $2,684 $3,226
Liberty Mutual $2,557 $3,015
Nationwide $3,730 $4,705
Progressive $2,417 $2,905
State Farm $4,002 $4,309
Travelers $2,989 $3,656
USAA $2,341 $2,741

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The Best Cheap Car Insurance Companies in Morongo Valley, CA

Take a look at a side-by-side comparison of the top car insurance companies in Morongo Valley, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morongo Valley, California

Insurance Company Average Annual Rates
Allstate $4,334
Farmers $4,872
GEICO $2,955
Liberty Mutual $2,786
Nationwide $4,218
Progressive $2,661
State Farm $4,156
Travelers $3,323
USAA $2,541

Category Winners: Cheapest Car Insurance in Morongo Valley, California

Find the cheapest car insurance companies in Morongo Valley, CA for each category right here.

Best Annual Car Insurance Rates by Company in Morongo Valley, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Morongo Valley, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morongo Valley car insurance rates. Find the cheapest Morongo Valley, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morongo Valley, California

Insurance Company Low Medium High
Allstate $4,102 $4,371 $4,528
Farmers $4,549 $4,906 $5,161
GEICO $2,658 $2,990 $3,217
Liberty Mutual $2,597 $2,808 $2,953
Nationwide $3,785 $4,286 $4,582
Progressive $2,337 $2,747 $2,899
State Farm $3,709 $4,234 $4,525
Travelers $2,911 $3,407 $3,651
USAA $2,299 $2,591 $2,733

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What affects car insurance rates in Morongo Valley, California?

What factors can have an impact on Morongo Valley, CA car insurance? There are several reasons why Morongo Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morongo Valley, California.

Commute Time in Morongo Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Morongo Valley, CA is 35.0 minutes according to City-Data.

Compare Car Insurance Quotes in Morongo Valley, CA

Ready to find affordable Morongo Valley, California car insurance today? Enter your ZIP code for fast, free Morongo Valley, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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