Compare Morris, IL Car Insurance Rates (2021)

Car insurance in Morris, IL averages $262 a month. Morris, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Morris car insurance rates, compare quotes from the top car insurance companies in Morris, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morris, IL after a DUI are $3,679/year
  • The cheapest car insurance company in Morris for teen drivers is State Farm
  • Average car insurance rates in Morris, IL are $3,150/year

If you need to buy Morris, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Morris, IL is right here.

You’ll find Morris car insurance rates, the cheapest Morris, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Morris, Illinois car insurance rates to Aurora car insurance rates, Joliet car insurance rates, and Rockford car insurance rates.

Ready to find affordable Morris, IL car insurance today? Enter your ZIP code for fast, free Morris car insurance quotes.

Cheapest Morris, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morris, IL car insurance rates? Every Morris, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morris, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,453 $3,468 $3,618 $3,618 $9,036 $11,754 $4,156 $4,493
American Family $2,247 $2,247 $2,059 $2,059 $6,391 $8,844 $2,247 $2,899
Farmers $2,477 $2,478 $2,193 $2,323 $10,825 $11,296 $2,829 $2,954
GEICO $1,531 $1,563 $1,488 $1,651 $5,347 $5,552 $1,734 $1,812
Liberty Mutual $1,371 $1,478 $1,138 $1,271 $4,712 $5,239 $1,433 $1,508
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $1,831 $1,726 $1,511 $1,579 $6,780 $7,603 $2,186 $2,375
State Farm $1,377 $1,377 $1,238 $1,238 $4,012 $5,093 $1,558 $1,784
Travelers $1,525 $1,608 $1,405 $1,496 $4,530 $5,719 $1,612 $1,697
USAA $1,437 $1,455 $1,339 $1,312 $4,669 $5,132 $1,883 $2,057

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Minimum Car Insurance in Morris, IL

Every driver must carry the minimum car insurance in Morris, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Morris, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Morris, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morris, IL. Compare credit history car insurance rates in Morris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morris, Illinois

Insurance Company Poor Fair Good
Allstate $6,949 $5,012 $4,387
American Family $4,815 $3,281 $2,776
Farmers $5,301 $4,466 $4,248
GEICO $4,144 $2,028 $1,582
Liberty Mutual $3,203 $2,007 $1,596
Nationwide $3,134 $2,540 $2,224
Progressive $3,638 $3,094 $2,864
State Farm $3,209 $1,925 $1,495
Travelers $2,981 $2,412 $1,955
USAA $3,202 $2,207 $1,823

Cheapest Morris, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morris, IL to rates for a clean record with top companies.

Annual Morris, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,647 $6,171 $5,113
American Family $2,662 $3,788 $5,026 $3,020
Farmers $3,944 $5,090 $4,963 $4,690
GEICO $1,747 $2,834 $3,703 $2,055
Liberty Mutual $1,886 $2,688 $2,357 $2,144
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $2,635 $3,921 $2,916 $3,324
State Farm $2,014 $2,405 $2,210 $2,210
Travelers $1,945 $2,554 $2,856 $2,441
USAA $1,719 $2,474 $3,376 $2,072

Cheapest Morris, IL Car Insurance for Teen Drivers

Teen car insurance in Morris, IL can be expensive. Take a look at rates from the top car insurance companies in Morris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morris, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,036 $11,754
American Family $6,391 $8,844
Farmers $10,825 $11,296
GEICO $5,347 $5,552
Liberty Mutual $4,712 $5,239
Nationwide $4,616 $5,894
Progressive $6,780 $7,603
State Farm $4,012 $5,093
Travelers $4,530 $5,719
USAA $4,669 $5,132

Cheapest Morris, IL Car Insurance for Seniors

Take a look at Morris, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morris, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,618 $3,618
American Family $2,059 $2,059
Farmers $2,193 $2,323
GEICO $1,488 $1,651
Liberty Mutual $1,138 $1,271
Nationwide $1,503 $1,585
Progressive $1,511 $1,579
State Farm $1,238 $1,238
Travelers $1,405 $1,496
USAA $1,339 $1,312

Cheapest Morris, IL Car Insurance Rates After a DUI

A DUI in Morris, IL increases car insurance rates. Compare Morris, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morris, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,171
American Family $5,026
Farmers $4,963
GEICO $3,703
Liberty Mutual $2,357
Nationwide $3,213
Progressive $2,916
State Farm $2,210
Travelers $2,856
USAA $3,376

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Cheapest Morris, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morris, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morris, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,450 $5,450
American Family $3,578 $3,670
Farmers $4,672 $4,672
GEICO $2,539 $2,630
Liberty Mutual $2,269 $2,269
Nationwide $2,632 $2,632
Progressive $3,199 $3,199
State Farm $2,152 $2,267
Travelers $2,353 $2,545
USAA $2,343 $2,478

The Best Cheap Car Insurance Companies in Morris, IL

Take a look at a side-by-side comparison of the top car insurance companies in Morris, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morris, Illinois

Insurance Company Average Annual Rates
Allstate $5,450
American Family $3,624
Farmers $4,672
GEICO $2,585
Liberty Mutual $2,269
Nationwide $2,632
Progressive $3,199
State Farm $2,210
Travelers $2,449
USAA $2,410

Category Winners: Cheapest Car Insurance in Morris, Illinois

Find the cheapest car insurance companies in Morris, IL for each category right here.

Best Annual Car Insurance Rates by Company in Morris, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Morris, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morris car insurance rates. Find the cheapest Morris, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morris, Illinois

Insurance Company Low Medium High
Allstate $5,275 $5,444 $5,629
American Family $3,482 $3,757 $3,633
Farmers $4,436 $4,556 $5,023
GEICO $2,340 $2,578 $2,836
Liberty Mutual $2,140 $2,264 $2,402
Nationwide $2,596 $2,658 $2,643
Progressive $2,960 $3,191 $3,446
State Farm $2,072 $2,213 $2,343
Travelers $2,286 $2,446 $2,616
USAA $2,242 $2,408 $2,582

What affects car insurance rates in Morris, Illinois?

What factors can have an impact on Morris, IL car insurance? There are several reasons why Morris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morris, Illinois.

Commute Time in Morris

The more time you spend in your car the higher the risk of an accident. The average commute length in Morris, IL is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Morris, IL

Ready to find affordable Morris, Illinois car insurance today? Enter your ZIP code for fast, free Morris, IL car insurance quotes.

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