Compare Morris, MN Car Insurance Rates (2021)

Car insurance in Morris, MN averages $339 a month. Morris, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Morris car insurance rates, compare quotes from the top car insurance companies in Morris, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Morris is State Farm
  • Average car insurance rates in Morris, MN are $4,074/year
  • Average car insurance rates in Morris, MN after a DUI are $5,539/year

If you need to buy Morris, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Morris, MN is right here.

You’ll find Morris car insurance rates, the cheapest Morris, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Morris, Minnesota car insurance rates to Plymouth car insurance rates, Minneapolis car insurance rates, and Bloomington car insurance rates.

Ready to find affordable Morris, MN car insurance today? Enter your ZIP code for fast, free Morris car insurance quotes.

Cheapest Morris, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morris, MN car insurance rates? Every Morris, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morris, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,763 $2,653 $2,653 $6,287 $9,121 $3,361 $3,531
American Family $2,111 $2,111 $1,912 $1,912 $5,674 $8,274 $2,111 $2,390
Farmers $1,671 $1,669 $1,617 $1,696 $4,486 $4,504 $2,172 $2,108
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,329 $1,329 $1,179 $1,179 $2,826 $3,491 $1,542 $1,272
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Morris, MN

Every driver must carry the minimum car insurance in Morris, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Morris, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Morris, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morris, MN. Compare credit history car insurance rates in Morris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morris, Minnesota

Insurance Company Poor Fair Good
Allstate $6,083 $3,291 $3,050
American Family $4,487 $3,013 $2,436
Farmers $3,129 $2,245 $2,098
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,577 $1,577 $1,151
USAA $4,327 $2,096 $1,817

Cheapest Morris, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morris, MN to rates for a clean record with top companies.

Annual Morris, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $4,364 $5,219 $3,951
American Family $2,219 $4,036 $4,476 $2,516
Farmers $2,137 $2,679 $2,709 $2,437
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,630 $1,906 $1,768 $1,768
USAA $2,042 $2,596 $3,918 $2,431

Cheapest Morris, MN Car Insurance for Teen Drivers

Teen car insurance in Morris, MN can be expensive. Take a look at rates from the top car insurance companies in Morris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morris, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,287 $9,121
American Family $5,674 $8,274
Farmers $4,486 $4,504
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,826 $3,491
USAA $4,819 $5,295

Cheapest Morris, MN Car Insurance for Seniors

Take a look at Morris, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morris, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,653 $2,653
American Family $1,912 $1,912
Farmers $1,617 $1,696
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,179 $1,179
USAA $1,654 $1,658

Cheapest Morris, MN Car Insurance Rates After a DUI

A DUI in Morris, MN increases car insurance rates. Compare Morris, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morris, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,219
American Family $4,476
Farmers $2,709
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,768
USAA $3,918

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Morris, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morris, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morris, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,141 $4,141
American Family $3,273 $3,351
Farmers $2,490 $2,490
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,722 $1,815
USAA $2,711 $2,783

The Best Cheap Car Insurance Companies in Morris, MN

Take a look at a side-by-side comparison of the top car insurance companies in Morris, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morris, Minnesota

Insurance Company Average Annual Rates
Allstate $4,141
American Family $3,312
Farmers $2,490
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,768
USAA $2,747

Category Winners: Cheapest Car Insurance in Morris, Minnesota

Find the cheapest car insurance companies in Morris, MN for each category right here.

Best Annual Car Insurance Rates by Company in Morris, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Morris, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morris car insurance rates. Find the cheapest Morris, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morris, Minnesota

Insurance Company Low Medium High
Allstate $4,086 $4,137 $4,201
American Family $3,310 $3,404 $3,221
Farmers $2,405 $2,499 $2,568
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,703 $1,773 $1,829
USAA $2,671 $2,745 $2,824

What affects car insurance rates in Morris, Minnesota?

What factors can have an impact on Morris, MN car insurance? There are several reasons why Morris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morris, Minnesota.

Commute Time in Morris

The more time you spend in your car the higher the risk of an accident. The average commute length in Morris, MN is 9.5 minutes according to City-Data.

Compare Car Insurance Quotes in Morris, MN

Ready to find affordable Morris, Minnesota car insurance today? Enter your ZIP code for fast, free Morris, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption