Compare Morrison, IL Car Insurance Rates (2021)

Car insurance in Morrison, IL averages $234 a month. Morrison, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Morrison car insurance rates, compare quotes from the top car insurance companies in Morrison, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morrison for teen drivers is Nationwide
  • The cheapest car insurance company in Morrison is Nationwide
  • Average car insurance rates in Morrison, IL are $2,805/year

If you need to buy Morrison, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Morrison, IL is right here.

You’ll find Morrison car insurance rates, the cheapest Morrison, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Morrison, Illinois car insurance rates to Joliet car insurance rates, Peoria car insurance rates, and Springfield car insurance rates.

Ready to find affordable Morrison, IL car insurance today? Enter your ZIP code for fast, free Morrison car insurance quotes.

Cheapest Morrison, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morrison, IL car insurance rates? Every Morrison, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morrison, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,974 $2,987 $3,108 $3,108 $7,732 $10,082 $3,579 $3,870
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,142 $2,140 $1,904 $2,010 $9,002 $9,370 $2,449 $2,569
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,263 $1,362 $1,055 $1,176 $4,066 $4,517 $1,319 $1,391
Nationwide $1,310 $1,335 $1,172 $1,242 $3,382 $4,341 $1,504 $1,627
Progressive $1,612 $1,530 $1,328 $1,388 $5,703 $6,395 $1,921 $2,073
State Farm $1,272 $1,272 $1,129 $1,129 $3,556 $4,510 $1,435 $1,650
Travelers $1,439 $1,520 $1,311 $1,398 $4,064 $5,109 $1,524 $1,606
USAA $1,498 $1,521 $1,395 $1,371 $4,862 $5,356 $1,970 $2,159

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Minimum Car Insurance in Morrison, IL

Every driver must carry the minimum car insurance in Morrison, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Morrison, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Morrison, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morrison, IL. Compare credit history car insurance rates in Morrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morrison, Illinois

Insurance Company Poor Fair Good
Allstate $5,965 $4,308 $3,767
American Family $4,695 $3,190 $2,696
Farmers $4,494 $3,767 $3,584
GEICO $3,813 $1,870 $1,461
Liberty Mutual $2,851 $1,782 $1,423
Nationwide $2,366 $1,914 $1,687
Progressive $3,137 $2,650 $2,444
State Farm $2,899 $1,736 $1,347
Travelers $2,747 $2,200 $1,793
USAA $3,347 $2,303 $1,900

Cheapest Morrison, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morrison, IL to rates for a clean record with top companies.

Annual Morrison, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,344 $5,681 $5,298 $4,396
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,333 $4,293 $4,186 $3,980
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,685 $2,380 $2,098 $1,911
Nationwide $1,612 $2,072 $2,427 $1,845
Progressive $2,269 $3,339 $2,508 $2,859
State Farm $1,829 $2,160 $1,994 $1,994
Travelers $1,789 $2,335 $2,622 $2,241
USAA $1,794 $2,581 $3,528 $2,162

Cheapest Morrison, IL Car Insurance for Teen Drivers

Teen car insurance in Morrison, IL can be expensive. Take a look at rates from the top car insurance companies in Morrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morrison, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,732 $10,082
American Family $6,175 $8,572
Farmers $9,002 $9,370
GEICO $4,524 $4,715
Liberty Mutual $4,066 $4,517
Nationwide $3,382 $4,341
Progressive $5,703 $6,395
State Farm $3,556 $4,510
Travelers $4,064 $5,109
USAA $4,862 $5,356

Cheapest Morrison, IL Car Insurance for Seniors

Take a look at Morrison, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morrison, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,108 $3,108
American Family $2,014 $2,014
Farmers $1,904 $2,010
GEICO $1,429 $1,724
Liberty Mutual $1,055 $1,176
Nationwide $1,172 $1,242
Progressive $1,328 $1,388
State Farm $1,129 $1,129
Travelers $1,311 $1,398
USAA $1,395 $1,371

Cheapest Morrison, IL Car Insurance Rates After a DUI

A DUI in Morrison, IL increases car insurance rates. Compare Morrison, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morrison, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,298
American Family $4,889
Farmers $4,186
GEICO $3,243
Liberty Mutual $2,098
Nationwide $2,427
Progressive $2,508
State Farm $1,994
Travelers $2,622
USAA $3,528

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Cheapest Morrison, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morrison, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morrison, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,680 $4,680
American Family $3,482 $3,573
Farmers $3,948 $3,948
GEICO $2,338 $2,425
Liberty Mutual $2,018 $2,018
Nationwide $1,989 $1,989
Progressive $2,744 $2,744
State Farm $1,945 $2,043
Travelers $2,159 $2,334
USAA $2,446 $2,587

The Best Cheap Car Insurance Companies in Morrison, IL

Take a look at a side-by-side comparison of the top car insurance companies in Morrison, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morrison, Illinois

Insurance Company Average Annual Rates
Allstate $4,680
American Family $3,527
Farmers $3,948
GEICO $2,382
Liberty Mutual $2,018
Nationwide $1,989
Progressive $2,744
State Farm $1,994
Travelers $2,246
USAA $2,516

Category Winners: Cheapest Car Insurance in Morrison, Illinois

Find the cheapest car insurance companies in Morrison, IL for each category right here.

Best Annual Car Insurance Rates by Company in Morrison, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Morrison, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morrison car insurance rates. Find the cheapest Morrison, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morrison, Illinois

Insurance Company Low Medium High
Allstate $4,551 $4,676 $4,813
American Family $3,413 $3,656 $3,512
Farmers $3,770 $3,863 $4,211
GEICO $2,164 $2,374 $2,607
Liberty Mutual $1,909 $2,014 $2,133
Nationwide $1,977 $2,004 $1,987
Progressive $2,538 $2,732 $2,961
State Farm $1,898 $1,997 $2,088
Travelers $2,094 $2,243 $2,403
USAA $2,344 $2,513 $2,692

What affects car insurance rates in Morrison, Illinois?

What factors can have an impact on Morrison, IL car insurance? There are several reasons why Morrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morrison, Illinois.

Commute Time in Morrison

The more time you spend in your car the higher the risk of an accident. The average commute length in Morrison, IL is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Morrison, IL

Ready to find affordable Morrison, Illinois car insurance today? Enter your ZIP code for fast, free Morrison, IL car insurance quotes.

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