Compare Morrison, MO Car Insurance Rates (2021)

Car insurance in Morrison, MO averages $275 a month. Morrison, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Morrison car insurance rates, compare quotes from the top car insurance companies in Morrison, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morrison is Nationwide
  • The cheapest car insurance company in Morrison for teen drivers is Nationwide
  • Average car insurance rates in Morrison, MO after a DUI are $3,845/year

If you need to buy Morrison, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Morrison, MO is right here.

You’ll find Morrison car insurance rates, the cheapest Morrison, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Morrison, Missouri car insurance rates to Columbia car insurance rates, St. Charles car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable Morrison, MO car insurance today? Enter your ZIP code for fast, free Morrison car insurance quotes.

Cheapest Morrison, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morrison, MO car insurance rates? Every Morrison, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morrison, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,833 $2,639 $2,723 $8,173 $8,881 $2,797 $2,883
American Family $1,987 $1,987 $1,772 $1,772 $5,488 $7,118 $1,987 $2,318
Farmers $2,253 $2,246 $2,014 $2,131 $9,205 $9,520 $2,578 $2,705
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,660 $2,882 $2,188 $2,452 $9,213 $10,227 $2,806 $2,997
Nationwide $1,410 $1,443 $1,259 $1,338 $3,551 $4,564 $1,607 $1,742
Progressive $2,215 $2,080 $1,809 $1,858 $6,981 $7,867 $2,709 $2,809
State Farm $1,632 $1,632 $1,443 $1,443 $4,499 $5,692 $1,830 $2,082
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

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Minimum Car Insurance in Morrison, MO

Every driver must carry the minimum car insurance in Morrison, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Morrison, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morrison, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morrison, MO. Compare credit history car insurance rates in Morrison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morrison, Missouri

Insurance Company Poor Fair Good
Allstate $5,838 $3,757 $3,101
American Family $3,983 $2,810 $2,368
Farmers $4,669 $3,883 $3,693
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,354 $3,878 $3,052
Nationwide $2,496 $2,057 $1,790
Progressive $4,108 $3,389 $3,127
State Farm $3,405 $2,283 $1,907
USAA $4,567 $2,109 $1,505

Cheapest Morrison, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morrison, MO to rates for a clean record with top companies.

Annual Morrison, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,633 $4,101 $5,086 $4,108
American Family $2,264 $3,312 $4,043 $2,595
Farmers $3,535 $4,383 $4,287 $4,121
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,216 $4,617 $4,761 $5,118
Nationwide $1,674 $2,131 $2,825 $1,826
Progressive $3,086 $4,083 $3,403 $3,593
State Farm $2,341 $2,722 $2,532 $2,532
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Morrison, MO Car Insurance for Teen Drivers

Teen car insurance in Morrison, MO can be expensive. Take a look at rates from the top car insurance companies in Morrison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morrison, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,173 $8,881
American Family $5,488 $7,118
Farmers $9,205 $9,520
GEICO $5,977 $6,355
Liberty Mutual $9,213 $10,227
Nationwide $3,551 $4,564
Progressive $6,981 $7,867
State Farm $4,499 $5,692
USAA $5,002 $6,115

Cheapest Morrison, MO Car Insurance for Seniors

Take a look at Morrison, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morrison, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,639 $2,723
American Family $1,772 $1,772
Farmers $2,014 $2,131
GEICO $1,528 $1,925
Liberty Mutual $2,188 $2,452
Nationwide $1,259 $1,338
Progressive $1,809 $1,858
State Farm $1,443 $1,443
USAA $1,491 $1,518

Cheapest Morrison, MO Car Insurance Rates After a DUI

A DUI in Morrison, MO increases car insurance rates. Compare Morrison, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morrison, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,086
American Family $4,043
Farmers $4,287
GEICO $3,971
Liberty Mutual $4,761
Nationwide $2,825
Progressive $3,403
State Farm $2,532
USAA $3,694

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Cheapest Morrison, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morrison, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morrison, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,232 $4,232
American Family $3,024 $3,084
Farmers $4,081 $4,081
GEICO $2,895 $3,012
Liberty Mutual $4,428 $4,428
Nationwide $2,114 $2,114
Progressive $3,541 $3,541
State Farm $2,471 $2,592
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Morrison, MO

Take a look at a side-by-side comparison of the top car insurance companies in Morrison, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morrison, Missouri

Insurance Company Average Annual Rates
Allstate $4,232
American Family $3,054
Farmers $4,081
GEICO $2,954
Liberty Mutual $4,428
Nationwide $2,114
Progressive $3,541
State Farm $2,532
USAA $2,727

Category Winners: Cheapest Car Insurance in Morrison, Missouri

Find the cheapest car insurance companies in Morrison, MO for each category right here.

Best Annual Car Insurance Rates by Company in Morrison, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Morrison, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morrison car insurance rates. Find the cheapest Morrison, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morrison, Missouri

Insurance Company Low Medium High
Allstate $4,064 $4,223 $4,410
American Family $2,958 $3,150 $3,053
Farmers $3,834 $4,043 $4,367
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,191 $4,450 $4,644
Nationwide $1,993 $2,132 $2,217
Progressive $3,248 $3,549 $3,827
State Farm $2,396 $2,539 $2,661
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Morrison, Missouri?

What factors can have an impact on Morrison, MO car insurance? There are several reasons why Morrison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morrison, Missouri.

Commute Time in Morrison

The more time you spend in your car the higher the risk of an accident. The average commute length in Morrison, MO is 43.4 minutes according to City-Data.

Compare Car Insurance Quotes in Morrison, MO

Ready to find affordable Morrison, Missouri car insurance today? Enter your ZIP code for fast, free Morrison, MO car insurance quotes.

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