Compare Morristown, IN Car Insurance Rates (2021)

Car insurance in Morristown, IN averages $269 a month. Morristown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Morristown car insurance rates, compare quotes from the top car insurance companies in Morristown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morristown is USAA
  • Average car insurance rates in Morristown, IN after a DUI are $3,831/year
  • Average car insurance rates in Morristown, IN are $3,224/year

If you need to buy Morristown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Morristown, IN is right here.

You’ll find Morristown car insurance rates, the cheapest Morristown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Morristown, Indiana car insurance rates to Hammond car insurance rates, South Bend car insurance rates, and Gary car insurance rates.

Ready to find affordable Morristown, IN car insurance today? Enter your ZIP code for fast, free Morristown car insurance quotes.

Cheapest Morristown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morristown, IN car insurance rates? Every Morristown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morristown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,518 $2,581 $2,208 $2,414 $7,734 $9,732 $2,564 $2,790
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,455 $1,436 $1,242 $1,396 $7,842 $8,361 $1,921 $2,078
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,635 $1,546 $1,483 $1,490 $9,762 $11,008 $2,058 $2,107
State Farm $1,433 $1,433 $1,283 $1,283 $4,454 $5,692 $1,589 $1,774
Travelers $1,153 $1,173 $1,080 $1,081 $7,145 $11,302 $1,220 $1,410
USAA $1,010 $992 $943 $946 $2,850 $3,175 $1,362 $1,452

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Minimum Car Insurance in Morristown, IN

Every driver must carry the minimum car insurance in Morristown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Morristown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morristown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morristown, IN. Compare credit history car insurance rates in Morristown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morristown, Indiana

Insurance Company Poor Fair Good
Allstate $5,046 $3,752 $3,405
American Family $4,970 $3,229 $2,702
Farmers $3,752 $3,061 $2,836
GEICO $2,721 $2,262 $1,803
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,745 $2,321 $2,171
Progressive $4,281 $3,796 $3,581
State Farm $3,450 $2,058 $1,595
Travelers $3,556 $3,016 $3,015
USAA $2,141 $1,417 $1,216

Cheapest Morristown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morristown, IN to rates for a clean record with top companies.

Annual Morristown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,243 $4,764 $4,400 $3,864
American Family $2,504 $3,994 $5,054 $2,983
Farmers $2,875 $3,358 $3,457 $3,175
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,910 $5,110 $3,475 $4,051
State Farm $2,310 $2,541 $2,310 $2,310
Travelers $2,718 $3,353 $3,797 $2,914
USAA $1,200 $1,712 $1,965 $1,489

Cheapest Morristown, IN Car Insurance for Teen Drivers

Teen car insurance in Morristown, IN can be expensive. Take a look at rates from the top car insurance companies in Morristown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morristown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $9,732
American Family $6,259 $9,073
Farmers $7,842 $8,361
GEICO $4,579 $4,243
Liberty Mutual $8,383 $12,656
Nationwide $4,343 $5,616
Progressive $9,762 $11,008
State Farm $4,454 $5,692
Travelers $7,145 $11,302
USAA $2,850 $3,175

Cheapest Morristown, IN Car Insurance for Seniors

Take a look at Morristown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morristown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,208 $2,414
American Family $2,048 $2,048
Farmers $1,242 $1,396
GEICO $1,440 $1,501
Liberty Mutual $3,522 $3,522
Nationwide $1,306 $1,390
Progressive $1,483 $1,490
State Farm $1,283 $1,283
Travelers $1,080 $1,081
USAA $943 $946

Cheapest Morristown, IN Car Insurance Rates After a DUI

A DUI in Morristown, IN increases car insurance rates. Compare Morristown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morristown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,400
American Family $5,054
Farmers $3,457
GEICO $3,203
Liberty Mutual $8,085
Nationwide $2,561
Progressive $3,475
State Farm $2,310
Travelers $3,797
USAA $1,965

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Cheapest Morristown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morristown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morristown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,068 $4,068
American Family $3,590 $3,677
Farmers $3,216 $3,216
GEICO $2,225 $2,299
Liberty Mutual $5,455 $5,752
Nationwide $2,412 $2,412
Progressive $3,886 $3,886
State Farm $2,302 $2,434
Travelers $3,196 $3,196
USAA $1,570 $1,612

The Best Cheap Car Insurance Companies in Morristown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Morristown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morristown, Indiana

Insurance Company Average Annual Rates
Allstate $4,068
American Family $3,634
Farmers $3,216
GEICO $2,262
Liberty Mutual $5,604
Nationwide $2,412
Progressive $3,886
State Farm $2,368
Travelers $3,196
USAA $1,591

Category Winners: Cheapest Car Insurance in Morristown, Indiana

Find the cheapest car insurance companies in Morristown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Morristown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Morristown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morristown car insurance rates. Find the cheapest Morristown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morristown, Indiana

Insurance Company Low Medium High
Allstate $3,884 $4,053 $4,266
American Family $3,603 $3,754 $3,544
Farmers $3,106 $3,210 $3,332
GEICO $2,120 $2,256 $2,411
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,452 $2,393 $2,391
Progressive $3,681 $3,829 $4,149
State Farm $2,255 $2,367 $2,482
Travelers $3,138 $3,225 $3,224
USAA $1,533 $1,587 $1,654

What affects car insurance rates in Morristown, Indiana?

What factors can have an impact on Morristown, IN car insurance? There are several reasons why Morristown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morristown, Indiana.

Commute Time in Morristown

The more time you spend in your car the higher the risk of an accident. The average commute length in Morristown, IN is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Morristown, IN

Ready to find affordable Morristown, Indiana car insurance today? Enter your ZIP code for fast, free Morristown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State