Compare Morristown, SD Car Insurance Rates (2021)

Car insurance in Morristown, SD averages $374 a month. Morristown, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Morristown car insurance rates, compare quotes from the top car insurance companies in Morristown, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morristown is State Farm
  • Average car insurance rates in Morristown, SD after a DUI are $5,450/year
  • The cheapest car insurance company in Morristown for teen drivers is State Farm

If you need to buy Morristown, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Morristown, SD is right here.

You’ll find Morristown car insurance rates, the cheapest Morristown, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Morristown, South Dakota car insurance rates to Sioux Falls car insurance rates, Aberdeen car insurance rates, and Yankton car insurance rates.

Ready to find affordable Morristown, SD car insurance today? Enter your ZIP code for fast, free Morristown car insurance quotes.

Cheapest Morristown, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morristown, SD car insurance rates? Every Morristown, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morristown, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,268 $2,277 $1,998 $2,072 $9,849 $10,244 $2,532 $2,713
GEICO $3,279 $3,096 $3,153 $2,905 $6,339 $7,536 $2,881 $2,795
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,628 $2,612 $2,159 $2,219 $9,021 $10,301 $3,296 $3,436
State Farm $2,238 $2,238 $1,886 $1,886 $4,883 $6,357 $2,491 $2,762

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Minimum Car Insurance in Morristown, SD

Every driver must carry the minimum car insurance in Morristown, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Morristown, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morristown, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morristown, SD. Compare credit history car insurance rates in Morristown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morristown, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,808 $4,045 $3,880
GEICO $6,479 $3,286 $2,229
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,886 $3,046 $2,674
Progressive $5,182 $4,269 $3,926
State Farm $4,504 $2,691 $2,083

Cheapest Morristown, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morristown, SD to rates for a clean record with top companies.

Annual Morristown, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,621 $4,563 $4,452 $4,340
GEICO $2,501 $4,261 $6,730 $2,501
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,852 $5,175 $4,157 $4,652
State Farm $2,941 $3,244 $3,093 $3,093

Cheapest Morristown, SD Car Insurance for Teen Drivers

Teen car insurance in Morristown, SD can be expensive. Take a look at rates from the top car insurance companies in Morristown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morristown, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $9,849 $10,244
GEICO $6,339 $7,536
Liberty Mutual $17,102 $19,205
Nationwide $4,969 $6,458
Progressive $9,021 $10,301
State Farm $4,883 $6,357

Cheapest Morristown, SD Car Insurance for Seniors

Take a look at Morristown, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morristown, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,998 $2,072
GEICO $3,153 $2,905
Liberty Mutual $3,678 $4,471
Nationwide $2,031 $2,179
Progressive $2,159 $2,219
State Farm $1,886 $1,886

Cheapest Morristown, SD Car Insurance Rates After a DUI

A DUI in Morristown, SD increases car insurance rates. Compare Morristown, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morristown, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,452
GEICO $6,730
Liberty Mutual $8,802
Nationwide $4,618
Progressive $4,157
State Farm $3,093

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Cheapest Morristown, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morristown, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morristown, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,244 $4,244
GEICO $3,952 $4,045
Liberty Mutual $8,078 $8,078
Nationwide $3,202 $3,202
Progressive $4,459 $4,459
State Farm $3,018 $3,167

The Best Cheap Car Insurance Companies in Morristown, SD

Take a look at a side-by-side comparison of the top car insurance companies in Morristown, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morristown, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,244
GEICO $3,998
Liberty Mutual $8,078
Nationwide $3,202
Progressive $4,459
State Farm $3,093

Category Winners: Cheapest Car Insurance in Morristown, South Dakota

Find the cheapest car insurance companies in Morristown, SD for each category right here.

Best Annual Car Insurance Rates by Company in Morristown, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Morristown, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morristown car insurance rates. Find the cheapest Morristown, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morristown, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,094 $4,206 $4,432
GEICO $3,920 $3,995 $4,080
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $3,029 $3,189 $3,388
Progressive $4,371 $4,428 $4,577
State Farm $3,026 $3,094 $3,158

What affects car insurance rates in Morristown, South Dakota?

What factors can have an impact on Morristown, SD car insurance? There are several reasons why Morristown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morristown, South Dakota.

Car Theft in Morristown

High levels of vehicle theft can make car insurance more expensive. Morristown, SD car theft statistics from the FBI indicate 93 vehicle thefts a year.

Commute Time in Morristown

The more time you spend in your car the higher the risk of an accident. The average commute length in Morristown, SD is 24.4 minutes according to City-Data.

Compare Car Insurance Quotes in Morristown, SD

Ready to find affordable Morristown, South Dakota car insurance today? Enter your ZIP code for fast, free Morristown, SD car insurance quotes.

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