Compare Morristown, TN Car Insurance Rates (2021)

Car insurance in Morristown, TN averages $291 a month. Morristown, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Morristown car insurance rates, compare quotes from the top car insurance companies in Morristown, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morristown for teen drivers is State Farm
  • The cheapest ZIP code in Morristown is 37814
  • The cheapest car insurance company in Morristown is State Farm

If you need to buy Morristown, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Morristown, TN is right here.

You’ll find Morristown car insurance rates, the cheapest Morristown, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Morristown, Tennessee car insurance rates to Knoxville car insurance rates, Jackson car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Morristown, TN car insurance today? Enter your ZIP code for fast, free Morristown car insurance quotes.

Cheapest Morristown, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morristown, TN car insurance rates? Every Morristown, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morristown, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,724 $2,558 $2,655 $10,782 $11,711 $3,023 $3,130
Farmers $1,908 $1,942 $1,712 $1,878 $7,843 $8,330 $2,579 $2,733
GEICO $1,883 $1,897 $1,732 $1,732 $5,836 $5,927 $1,920 $1,981
Liberty Mutual $3,207 $129 $2,645 $2,957 $13,267 $14,743 $3,431 $3,647
Nationwide $2,126 $2,141 $1,908 $1,936 $5,884 $7,568 $2,446 $2,647
Progressive $1,723 $1,620 $1,404 $1,470 $7,858 $8,841 $2,076 $2,269
State Farm $1,490 $1,490 $1,353 $1,353 $4,667 $5,826 $1,687 $1,965
Travelers $1,680 $1,766 $1,543 $1,640 $4,838 $6,029 $1,784 $1,877
USAA $1,508 $1,533 $1,362 $1,361 $5,395 $6,191 $1,968 $2,095

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Minimum Car Insurance in Morristown, TN

Every driver must carry the minimum car insurance in Morristown, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Morristown, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Morristown, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morristown, TN. Compare credit history car insurance rates in Morristown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morristown, Tennessee

Insurance Company Poor Fair Good
Allstate $6,294 $4,814 $3,677
Farmers $4,300 $3,365 $3,182
GEICO $3,247 $2,783 $2,560
Liberty Mutual $7,880 $4,842 $3,788
Nationwide $4,005 $3,178 $2,813
Progressive $3,825 $3,306 $3,092
State Farm $3,599 $2,160 $1,678
Travelers $3,353 $2,651 $1,931
USAA $3,878 $2,275 $1,877

Cheapest Morristown, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morristown, TN to rates for a clean record with top companies.

Annual Morristown, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,115 $4,912 $5,966 $4,720
Farmers $3,086 $3,824 $3,916 $3,637
GEICO $2,092 $2,790 $4,481 $2,092
Liberty Mutual $4,461 $6,437 $5,982 $5,133
Nationwide $2,887 $2,887 $4,320 $3,233
Progressive $3,001 $3,900 $3,195 $3,533
State Farm $2,253 $2,705 $2,479 $2,479
Travelers $2,142 $2,755 $3,047 $2,635
USAA $1,946 $2,918 $3,429 $2,414

Cheapest Morristown, TN Car Insurance for Teen Drivers

Teen car insurance in Morristown, TN can be expensive. Take a look at rates from the top car insurance companies in Morristown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morristown, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,782 $11,711
Farmers $7,843 $8,330
GEICO $5,836 $5,927
Liberty Mutual $13,267 $14,743
Nationwide $5,884 $7,568
Progressive $7,858 $8,841
State Farm $4,667 $5,826
Travelers $4,838 $6,029
USAA $5,395 $6,191

Cheapest Morristown, TN Car Insurance for Seniors

Take a look at Morristown, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morristown, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,655
Farmers $1,712 $1,878
GEICO $1,732 $1,732
Liberty Mutual $2,645 $2,957
Nationwide $1,908 $1,936
Progressive $1,404 $1,470
State Farm $1,353 $1,353
Travelers $1,543 $1,640
USAA $1,362 $1,361

Cheapest Morristown, TN Car Insurance Rates After a DUI

A DUI in Morristown, TN increases car insurance rates. Compare Morristown, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morristown, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,966
Farmers $3,916
GEICO $4,481
Liberty Mutual $5,982
Nationwide $4,320
Progressive $3,195
State Farm $2,479
Travelers $3,047
USAA $3,429

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Cheapest Morristown, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morristown, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morristown, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,928 $4,928
Farmers $3,616 $3,616
GEICO $2,844 $2,883
Liberty Mutual $5,503 $5,503
Nationwide $3,332 $3,332
Progressive $3,407 $3,407
State Farm $2,420 $2,538
Travelers $2,541 $2,748
USAA $2,602 $2,752

Cheapest Morristown, TN Car Insurance Rates by ZIP Code

Morristown car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Morristown, TN.

Annual Car Insurance Rates by ZIP Code in Morristown, Tennessee

ZIP Code Average Annual Rates
37813 $3,571
37814 $3,543

The Best Cheap Car Insurance Companies in Morristown, TN

Take a look at a side-by-side comparison of the top car insurance companies in Morristown, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morristown, Tennessee

Insurance Company Average Annual Rates
Allstate $4,928
Farmers $3,616
GEICO $2,864
Liberty Mutual $5,503
Nationwide $3,332
Progressive $3,407
State Farm $2,479
Travelers $2,645
USAA $2,677

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Category Winners: Cheapest Car Insurance in Morristown, Tennessee

Find the cheapest car insurance companies in Morristown, TN for each category right here.

Best Annual Car Insurance Rates by Company in Morristown, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Morristown, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morristown car insurance rates. Find the cheapest Morristown, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morristown, Tennessee

Insurance Company Low Medium High
Allstate $4,750 $4,916 $5,119
Farmers $3,409 $3,598 $3,840
GEICO $2,713 $2,855 $3,023
Liberty Mutual $5,246 $5,500 $5,763
Nationwide $3,356 $3,261 $3,378
Progressive $3,189 $3,408 $3,626
State Farm $2,331 $2,491 $2,615
Travelers $2,480 $2,643 $2,812
USAA $2,592 $2,667 $2,771

What affects car insurance rates in Morristown, Tennessee?

What factors can have an impact on Morristown, TN car insurance? There are several reasons why Morristown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morristown, Tennessee.

Commute Time in Morristown

The more time you spend in your car the higher the risk of an accident. The average commute length in Morristown, TN is 21.0 minutes according to City-Data.

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Compare Car Insurance Quotes in Morristown, TN

Ready to find affordable Morristown, Tennessee car insurance today? Enter your ZIP code for fast, free Morristown, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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