Compare Morrisville, NY Car Insurance Rates (2021)

Car insurance in Morrisville, NY averages $264 a month. Morrisville, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Morrisville car insurance rates, compare quotes from the top car insurance companies in Morrisville, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Morrisville is GEICO
  • Average car insurance rates in Morrisville, NY after a DUI are $4,179/year
  • The cheapest car insurance company in Morrisville for teen drivers is GEICO

If you need to buy Morrisville, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Morrisville, NY is right here.

You’ll find Morrisville car insurance rates, the cheapest Morrisville, NY car insurance companies, and information on New York car insurance laws. You can also compare Morrisville, New York car insurance rates to Schenectady car insurance rates, Utica car insurance rates, and New York car insurance rates.

Ready to find affordable Morrisville, NY car insurance today? Enter your ZIP code for fast, free Morrisville car insurance quotes.

Cheapest Morrisville, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morrisville, NY car insurance rates? Every Morrisville, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morrisville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,401 $2,271 $2,244 $2,282 $6,883 $7,386 $2,405 $2,438
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,534 $1,444 $1,244 $1,258 $5,148 $5,748 $1,981 $1,936
State Farm $2,202 $2,202 $1,917 $1,917 $6,464 $8,366 $2,417 $2,568
Travelers $2,450 $2,464 $2,264 $2,420 $5,902 $7,064 $2,607 $2,711
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

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Minimum Car Insurance in Morrisville, NY

Every driver must carry the minimum car insurance in Morrisville, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Morrisville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Morrisville, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morrisville, NY. Compare credit history car insurance rates in Morrisville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morrisville, New York

Insurance Company Poor Fair Good
Allstate $5,054 $2,978 $2,585
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,870 $2,870 $2,870
Progressive $3,988 $2,086 $1,535
State Farm $4,952 $3,104 $2,464
Travelers $4,783 $3,035 $2,638
USAA $4,512 $2,242 $1,983

Cheapest Morrisville, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morrisville, NY to rates for a clean record with top companies.

Annual Morrisville, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,012 $3,012 $4,357 $3,775
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,469 $2,469 $2,724 $2,484
State Farm $3,343 $3,343 $3,670 $3,670
Travelers $2,959 $3,730 $3,785 $3,468
USAA $2,589 $2,631 $3,799 $2,631

Cheapest Morrisville, NY Car Insurance for Teen Drivers

Teen car insurance in Morrisville, NY can be expensive. Take a look at rates from the top car insurance companies in Morrisville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morrisville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,883 $7,386
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,851 $5,729
Progressive $5,148 $5,748
State Farm $6,464 $8,366
Travelers $5,902 $7,064
USAA $6,103 $7,296

Cheapest Morrisville, NY Car Insurance for Seniors

Take a look at Morrisville, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morrisville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,244 $2,282
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $2,051 $2,051
Progressive $1,244 $1,258
State Farm $1,917 $1,917
Travelers $2,264 $2,420
USAA $1,379 $1,382

Cheapest Morrisville, NY Car Insurance Rates After a DUI

A DUI in Morrisville, NY increases car insurance rates. Compare Morrisville, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morrisville, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,357
GEICO $3,007
Liberty Mutual $7,251
Nationwide $4,839
Progressive $2,724
State Farm $3,670
Travelers $3,785
USAA $3,799

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Cheapest Morrisville, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morrisville, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morrisville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,491 $3,586
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,870 $2,870
Progressive $2,537 $2,537
State Farm $3,385 $3,628
Travelers $3,485 $3,485
USAA $2,883 $2,941

The Best Cheap Car Insurance Companies in Morrisville, NY

Take a look at a side-by-side comparison of the top car insurance companies in Morrisville, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morrisville, New York

Insurance Company Average Annual Rates
Allstate $3,539
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,870
Progressive $2,537
State Farm $3,507
Travelers $3,485
USAA $2,912

Category Winners: Cheapest Car Insurance in Morrisville, New York

Find the cheapest car insurance companies in Morrisville, NY for each category right here.

Best Annual Car Insurance Rates by Company in Morrisville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Morrisville, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morrisville car insurance rates. Find the cheapest Morrisville, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morrisville, New York

Insurance Company Low Medium High
Allstate $3,356 $3,528 $3,733
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,716 $2,850 $3,045
Progressive $2,418 $2,526 $2,666
State Farm $3,320 $3,528 $3,672
Travelers $3,310 $3,455 $3,691
USAA $2,839 $2,901 $2,997

What affects car insurance rates in Morrisville, New York?

What factors can have an impact on Morrisville, NY car insurance? There are several reasons why Morrisville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morrisville, New York.

Commute Time in Morrisville

The more time you spend in your car the higher the risk of an accident. The average commute length in Morrisville, NY is 15.9 minutes according to City-Data.

Compare Car Insurance Quotes in Morrisville, NY

Ready to find affordable Morrisville, New York car insurance today? Enter your ZIP code for fast, free Morrisville, NY car insurance quotes.

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