Compare Morse, TX Car Insurance Rates (2021)

Car insurance in Morse, TX averages $332 a month. Morse, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Morse car insurance rates, compare quotes from the top car insurance companies in Morse, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morse, TX after a DUI are $4,504/year
  • The cheapest car insurance company in Morse is USAA
  • The cheapest car insurance company in Morse for teen drivers is USAA

If you need to buy Morse, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Morse, TX is right here.

You’ll find Morse car insurance rates, the cheapest Morse, TX car insurance companies, and information on Texas car insurance laws. You can also compare Morse, Texas car insurance rates to El Paso car insurance rates, Laredo car insurance rates, and Dallas car insurance rates.

Ready to find affordable Morse, TX car insurance today? Enter your ZIP code for fast, free Morse car insurance quotes.

Cheapest Morse, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morse, TX car insurance rates? Every Morse, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morse, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,674 $3,576 $3,576 $9,094 $11,053 $4,481 $4,710
American Family $3,782 $4,130 $3,201 $3,607 $7,991 $10,642 $5,067 $5,758
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,671 $2,729 $2,351 $2,503 $7,453 $9,632 $3,124 $3,393
Progressive $2,549 $2,450 $2,248 $2,302 $10,159 $11,338 $3,034 $3,096
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

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Minimum Car Insurance in Morse, TX

Every driver must carry the minimum car insurance in Morse, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Morse, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Morse, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morse, TX. Compare credit history car insurance rates in Morse from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morse, Texas

Insurance Company Poor Fair Good
Allstate $6,978 $5,093 $4,347
American Family $7,884 $4,654 $4,030
GEICO $4,803 $2,724 $1,820
Nationwide $5,100 $4,065 $3,531
Progressive $5,270 $4,509 $4,162
State Farm $3,491 $2,172 $1,730
USAA $3,624 $2,022 $1,606

Cheapest Morse, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morse, TX to rates for a clean record with top companies.

Annual Morse, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,354 $6,467 $6,715 $4,354
American Family $5,082 $6,345 $5,581 $5,082
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,658 $3,658 $5,466 $4,145
Progressive $4,055 $5,200 $4,749 $4,583
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,833 $2,638 $3,094 $2,103

Cheapest Morse, TX Car Insurance for Teen Drivers

Teen car insurance in Morse, TX can be expensive. Take a look at rates from the top car insurance companies in Morse for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morse, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,094 $11,053
American Family $7,991 $10,642
GEICO $4,937 $5,209
Nationwide $7,453 $9,632
Progressive $10,159 $11,338
State Farm $4,064 $5,155
USAA $4,047 $4,518

Cheapest Morse, TX Car Insurance for Seniors

Take a look at Morse, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morse, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,576 $3,576
American Family $3,201 $3,607
GEICO $2,193 $2,379
Nationwide $2,351 $2,503
Progressive $2,248 $2,302
State Farm $1,556 $1,556
USAA $1,497 $1,531

Cheapest Morse, TX Car Insurance Rates After a DUI

A DUI in Morse, TX increases car insurance rates. Compare Morse, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morse, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,715
American Family $5,581
GEICO $2,988
Nationwide $5,466
Progressive $4,749
State Farm $2,937
USAA $3,094

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Cheapest Morse, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morse, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morse, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,351 $5,594
American Family $5,523 $5,523
GEICO $3,047 $3,185
Nationwide $4,232 $4,232
Progressive $4,647 $4,647
State Farm $2,464 $2,464
USAA $2,385 $2,449

The Best Cheap Car Insurance Companies in Morse, TX

Take a look at a side-by-side comparison of the top car insurance companies in Morse, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morse, Texas

Insurance Company Average Annual Rates
Allstate $5,473
American Family $5,523
GEICO $3,116
Nationwide $4,232
Progressive $4,647
State Farm $2,464
USAA $2,417

Category Winners: Cheapest Car Insurance in Morse, Texas

Find the cheapest car insurance companies in Morse, TX for each category right here.

Best Annual Car Insurance Rates by Company in Morse, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Morse, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morse car insurance rates. Find the cheapest Morse, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morse, Texas

Insurance Company Low Medium High
Allstate $5,358 $5,430 $5,630
American Family $5,284 $5,401 $5,882
GEICO $3,022 $3,096 $3,230
Nationwide $4,596 $4,046 $4,054
Progressive $4,431 $4,627 $4,883
State Farm $2,350 $2,458 $2,585
USAA $2,364 $2,412 $2,475

What affects car insurance rates in Morse, Texas?

What factors can have an impact on Morse, TX car insurance? There are several reasons why Morse car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Morse, Texas.

Commute Time in Morse

The more time you spend in your car the higher the risk of an accident. The average commute length in Morse, TX is 25.9 minutes according to City-Data.

Compare Car Insurance Quotes in Morse, TX

Ready to find affordable Morse, Texas car insurance today? Enter your ZIP code for fast, free Morse, TX car insurance quotes.

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