Compare Morton, NY Car Insurance Rates (2021)

Car insurance in Morton, NY averages $246 a month. Morton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Morton car insurance rates, compare quotes from the top car insurance companies in Morton, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Morton, NY are $2,955/year
  • The cheapest car insurance company in Morton is GEICO
  • Average car insurance rates in Morton, NY after a DUI are $3,877/year

If you need to buy Morton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Morton, NY is right here.

You’ll find Morton car insurance rates, the cheapest Morton, NY car insurance companies, and information on New York car insurance laws. You can also compare Morton, New York car insurance rates to Schenectady car insurance rates, Syracuse car insurance rates, and Buffalo car insurance rates.

Ready to find affordable Morton, NY car insurance today? Enter your ZIP code for fast, free Morton car insurance quotes.

Cheapest Morton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Morton, NY car insurance rates? Every Morton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Morton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,179 $2,058 $2,050 $2,087 $6,414 $6,936 $2,149 $2,165
GEICO $1,289 $1,242 $1,254 $1,236 $2,648 $3,833 $1,166 $1,199
Liberty Mutual $2,985 $2,985 $2,782 $2,782 $5,782 $9,365 $2,985 $3,169
Nationwide $2,020 $2,020 $1,910 $1,910 $3,567 $5,294 $2,020 $2,565
Progressive $1,627 $1,548 $1,335 $1,346 $5,176 $5,778 $2,081 $2,033
State Farm $2,134 $2,134 $1,860 $1,860 $6,274 $8,095 $2,345 $2,480
Travelers $2,249 $2,293 $2,044 $2,208 $5,089 $6,078 $2,394 $2,511
USAA $1,445 $1,418 $1,315 $1,312 $5,824 $6,925 $1,841 $2,027

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Minimum Car Insurance in Morton, NY

Every driver must carry the minimum car insurance in Morton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Morton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Morton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Morton, NY. Compare credit history car insurance rates in Morton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Morton, New York

Insurance Company Poor Fair Good
Allstate $4,642 $2,745 $2,377
GEICO $2,171 $1,597 $1,432
Liberty Mutual $5,725 $3,760 $2,828
Nationwide $2,663 $2,663 $2,663
Progressive $4,130 $2,144 $1,571
State Farm $4,798 $3,008 $2,387
Travelers $4,254 $2,707 $2,363
USAA $4,238 $2,150 $1,903

Cheapest Morton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Morton, NY to rates for a clean record with top companies.

Annual Morton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,757 $2,757 $4,027 $3,477
GEICO $1,381 $1,504 $2,667 $1,381
Liberty Mutual $3,297 $3,297 $6,526 $3,297
Nationwide $2,045 $2,045 $4,471 $2,091
Progressive $2,549 $2,549 $2,800 $2,563
State Farm $3,237 $3,237 $3,558 $3,558
Travelers $2,687 $3,303 $3,348 $3,094
USAA $2,451 $2,492 $3,619 $2,492

Cheapest Morton, NY Car Insurance for Teen Drivers

Teen car insurance in Morton, NY can be expensive. Take a look at rates from the top car insurance companies in Morton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Morton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,414 $6,936
GEICO $2,648 $3,833
Liberty Mutual $5,782 $9,365
Nationwide $3,567 $5,294
Progressive $5,176 $5,778
State Farm $6,274 $8,095
Travelers $5,089 $6,078
USAA $5,824 $6,925

Cheapest Morton, NY Car Insurance for Seniors

Take a look at Morton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Morton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,050 $2,087
GEICO $1,254 $1,236
Liberty Mutual $2,782 $2,782
Nationwide $1,910 $1,910
Progressive $1,335 $1,346
State Farm $1,860 $1,860
Travelers $2,044 $2,208
USAA $1,315 $1,312

Cheapest Morton, NY Car Insurance Rates After a DUI

A DUI in Morton, NY increases car insurance rates. Compare Morton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Morton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,027
GEICO $2,667
Liberty Mutual $6,526
Nationwide $4,471
Progressive $2,800
State Farm $3,558
Travelers $3,348
USAA $3,619

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Cheapest Morton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Morton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Morton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,212 $3,298
GEICO $1,683 $1,784
Liberty Mutual $3,990 $4,219
Nationwide $2,663 $2,663
Progressive $2,615 $2,615
State Farm $3,278 $3,517
Travelers $3,108 $3,108
USAA $2,736 $2,791

The Best Cheap Car Insurance Companies in Morton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Morton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Morton, New York

Insurance Company Average Annual Rates
Allstate $3,255
GEICO $1,733
Liberty Mutual $4,105
Nationwide $2,663
Progressive $2,615
State Farm $3,398
Travelers $3,108
USAA $2,763

Category Winners: Cheapest Car Insurance in Morton, New York

Find the cheapest car insurance companies in Morton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Morton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Morton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Morton car insurance rates. Find the cheapest Morton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Morton, New York

Insurance Company Low Medium High
Allstate $3,087 $3,245 $3,432
GEICO $1,644 $1,729 $1,827
Liberty Mutual $3,922 $4,089 $4,303
Nationwide $2,507 $2,643 $2,840
Progressive $2,493 $2,602 $2,751
State Farm $3,216 $3,418 $3,558
Travelers $2,946 $3,078 $3,300
USAA $2,679 $2,750 $2,861

Compare Car Insurance Quotes in Morton, NY

Ready to find affordable Morton, New York car insurance today? Enter your ZIP code for fast, free Morton, NY car insurance quotes.

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