Compare Mosby, MO Car Insurance Rates (2021)

Car insurance in Mosby, MO averages $283 a month. Mosby, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mosby car insurance rates, compare quotes from the top car insurance companies in Mosby, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mosby for teen drivers is Nationwide
  • Average car insurance rates in Mosby, MO are $3,395/year
  • Average car insurance rates in Mosby, MO after a DUI are $3,973/year

If you need to buy Mosby, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Mosby, MO is right here.

You’ll find Mosby car insurance rates, the cheapest Mosby, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Mosby, Missouri car insurance rates to Columbia car insurance rates, Kansas City car insurance rates, and Independence car insurance rates.

Ready to find affordable Mosby, MO car insurance today? Enter your ZIP code for fast, free Mosby car insurance quotes.

Cheapest Mosby, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mosby, MO car insurance rates? Every Mosby, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mosby, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,752 $2,657 $2,485 $2,562 $7,786 $8,450 $2,622 $2,703
American Family $2,213 $2,213 $1,971 $1,971 $6,087 $7,918 $2,213 $2,586
Farmers $2,385 $2,375 $2,127 $2,255 $9,914 $10,259 $2,718 $2,837
GEICO $1,840 $2,071 $1,440 $1,873 $5,877 $6,186 $1,673 $1,664
Liberty Mutual $2,899 $3,139 $2,382 $2,673 $10,314 $11,454 $3,052 $3,250
Nationwide $1,616 $1,646 $1,450 $1,530 $4,208 $5,366 $1,854 $2,000
Progressive $2,018 $1,867 $1,658 $1,703 $6,799 $7,633 $2,463 $2,523
State Farm $1,698 $1,698 $1,536 $1,536 $5,101 $6,404 $1,915 $2,195
USAA $1,554 $1,543 $1,391 $1,422 $4,587 $5,609 $1,939 $2,160

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Minimum Car Insurance in Mosby, MO

Every driver must carry the minimum car insurance in Mosby, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Mosby, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mosby, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mosby, MO. Compare credit history car insurance rates in Mosby from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mosby, Missouri

Insurance Company Poor Fair Good
Allstate $5,516 $3,555 $2,935
American Family $4,443 $3,120 $2,627
Farmers $4,972 $4,154 $3,950
GEICO $3,905 $2,544 $2,035
Liberty Mutual $7,014 $4,295 $3,378
Nationwide $2,897 $2,399 $2,081
Progressive $3,844 $3,200 $2,955
State Farm $3,850 $2,450 $1,980
USAA $4,216 $1,958 $1,402

Cheapest Mosby, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mosby, MO to rates for a clean record with top companies.

Annual Mosby, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,421 $3,868 $4,837 $3,883
American Family $2,544 $3,661 $4,477 $2,904
Farmers $3,766 $4,693 $4,589 $4,386
GEICO $2,174 $2,862 $3,909 $2,368
Liberty Mutual $3,548 $5,114 $5,260 $5,661
Nationwide $1,914 $2,480 $3,338 $2,103
Progressive $2,875 $3,881 $3,197 $3,379
State Farm $2,523 $2,998 $2,760 $2,760
USAA $2,036 $2,458 $3,392 $2,217

Cheapest Mosby, MO Car Insurance for Teen Drivers

Teen car insurance in Mosby, MO can be expensive. Take a look at rates from the top car insurance companies in Mosby for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mosby, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,786 $8,450
American Family $6,087 $7,918
Farmers $9,914 $10,259
GEICO $5,877 $6,186
Liberty Mutual $10,314 $11,454
Nationwide $4,208 $5,366
Progressive $6,799 $7,633
State Farm $5,101 $6,404
USAA $4,587 $5,609

Cheapest Mosby, MO Car Insurance for Seniors

Take a look at Mosby, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mosby, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,485 $2,562
American Family $1,971 $1,971
Farmers $2,127 $2,255
GEICO $1,440 $1,873
Liberty Mutual $2,382 $2,673
Nationwide $1,450 $1,530
Progressive $1,658 $1,703
State Farm $1,536 $1,536
USAA $1,391 $1,422

Cheapest Mosby, MO Car Insurance Rates After a DUI

A DUI in Mosby, MO increases car insurance rates. Compare Mosby, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mosby, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,837
American Family $4,477
Farmers $4,589
GEICO $3,909
Liberty Mutual $5,260
Nationwide $3,338
Progressive $3,197
State Farm $2,760
USAA $3,392

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Cheapest Mosby, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mosby, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mosby, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,002 $4,002
American Family $3,363 $3,430
Farmers $4,359 $4,359
GEICO $2,776 $2,880
Liberty Mutual $4,896 $4,896
Nationwide $2,459 $2,459
Progressive $3,333 $3,333
State Farm $2,692 $2,828
USAA $2,433 $2,618

The Best Cheap Car Insurance Companies in Mosby, MO

Take a look at a side-by-side comparison of the top car insurance companies in Mosby, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mosby, Missouri

Insurance Company Average Annual Rates
Allstate $4,002
American Family $3,397
Farmers $4,359
GEICO $2,828
Liberty Mutual $4,896
Nationwide $2,459
Progressive $3,333
State Farm $2,760
USAA $2,526

Category Winners: Cheapest Car Insurance in Mosby, Missouri

Find the cheapest car insurance companies in Mosby, MO for each category right here.

Best Annual Car Insurance Rates by Company in Mosby, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Mosby, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mosby car insurance rates. Find the cheapest Mosby, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mosby, Missouri

Insurance Company Low Medium High
Allstate $3,862 $3,994 $4,151
American Family $3,289 $3,504 $3,397
Farmers $4,081 $4,318 $4,677
GEICO $2,617 $2,854 $3,013
Liberty Mutual $4,618 $4,923 $5,147
Nationwide $2,309 $2,482 $2,586
Progressive $2,985 $3,342 $3,672
State Farm $2,569 $2,771 $2,941
USAA $2,420 $2,517 $2,640

What affects car insurance rates in Mosby, Missouri?

What factors can have an impact on Mosby, MO car insurance? There are several reasons why Mosby car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mosby, Missouri.

Commute Time in Mosby

The more time you spend in your car the higher the risk of an accident. The average commute length in Mosby, MO is 28.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mosby, MO

Ready to find affordable Mosby, Missouri car insurance today? Enter your ZIP code for fast, free Mosby, MO car insurance quotes.

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