Compare Moscow, TX Car Insurance Rates (2021)

Car insurance in Moscow, TX averages $354 a month. Moscow, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Moscow car insurance rates, compare quotes from the top car insurance companies in Moscow, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moscow is USAA
  • Average car insurance rates in Moscow, TX are $4,242/year
  • Average car insurance rates in Moscow, TX after a DUI are $4,787/year

If you need to buy Moscow, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Moscow, TX is right here.

You’ll find Moscow car insurance rates, the cheapest Moscow, TX car insurance companies, and information on Texas car insurance laws. You can also compare Moscow, Texas car insurance rates to Houston car insurance rates, Austin car insurance rates, and El Paso car insurance rates.

Ready to find affordable Moscow, TX car insurance today? Enter your ZIP code for fast, free Moscow car insurance quotes.

Cheapest Moscow, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moscow, TX car insurance rates? Every Moscow, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moscow, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $3,528 $3,965 $3,345 $3,871 $9,965 $13,011 $5,202 $5,941
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,345 $2,384 $2,071 $2,193 $6,681 $8,579 $2,758 $2,984
Progressive $2,942 $2,760 $2,638 $2,677 $12,911 $14,406 $3,469 $3,470
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

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Minimum Car Insurance in Moscow, TX

Every driver must carry the minimum car insurance in Moscow, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Moscow, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Moscow, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Moscow, TX. Compare credit history car insurance rates in Moscow from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Moscow, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $8,294 $5,353 $4,663
GEICO $4,996 $2,829 $1,888
Nationwide $4,497 $3,612 $3,139
Progressive $6,342 $5,515 $5,121
State Farm $4,108 $2,553 $2,033
USAA $3,779 $2,174 $1,746

Cheapest Moscow, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moscow, TX to rates for a clean record with top companies.

Annual Moscow, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $5,538 $7,119 $6,219 $5,538
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,251 $3,251 $4,822 $3,673
Progressive $4,917 $6,440 $5,749 $5,530
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,915 $2,823 $3,329 $2,199

Cheapest Moscow, TX Car Insurance for Teen Drivers

Teen car insurance in Moscow, TX can be expensive. Take a look at rates from the top car insurance companies in Moscow for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moscow, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $9,965 $13,011
GEICO $5,244 $5,489
Nationwide $6,681 $8,579
Progressive $12,911 $14,406
State Farm $4,819 $6,128
USAA $4,581 $5,001

Cheapest Moscow, TX Car Insurance for Seniors

Take a look at Moscow, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moscow, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $3,345 $3,871
GEICO $2,321 $2,620
Nationwide $2,071 $2,193
Progressive $2,638 $2,677
State Farm $1,816 $1,816
USAA $1,563 $1,555

Cheapest Moscow, TX Car Insurance Rates After a DUI

A DUI in Moscow, TX increases car insurance rates. Compare Moscow, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moscow, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,886
American Family $6,219
GEICO $3,035
Nationwide $4,822
Progressive $5,749
State Farm $3,471
USAA $3,329

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Cheapest Moscow, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moscow, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moscow, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,618
American Family $6,103 $6,103
GEICO $3,177 $3,298
Nationwide $3,749 $3,749
Progressive $5,659 $5,659
State Farm $2,898 $2,898
USAA $2,534 $2,599

The Best Cheap Car Insurance Companies in Moscow, TX

Take a look at a side-by-side comparison of the top car insurance companies in Moscow, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moscow, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $6,103
GEICO $3,238
Nationwide $3,749
Progressive $5,659
State Farm $2,898
USAA $2,567

Category Winners: Cheapest Car Insurance in Moscow, Texas

Find the cheapest car insurance companies in Moscow, TX for each category right here.

Best Annual Car Insurance Rates by Company in Moscow, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Moscow, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moscow car insurance rates. Find the cheapest Moscow, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moscow, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $5,627 $5,844 $6,840
GEICO $3,077 $3,198 $3,439
Nationwide $4,039 $3,588 $3,621
Progressive $5,271 $5,628 $6,079
State Farm $2,757 $2,889 $3,048
USAA $2,483 $2,556 $2,660

What affects car insurance rates in Moscow, Texas?

What factors can have an impact on Moscow, TX car insurance? There are several reasons why Moscow car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moscow, Texas.

Traffic in Moscow

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Moscow, TX traffic data from INRIX ranks Moscow as the 4th-most congested in the world.

Compare Car Insurance Quotes in Moscow, TX

Ready to find affordable Moscow, Texas car insurance today? Enter your ZIP code for fast, free Moscow, TX car insurance quotes.

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