Compare Moss Beach, CA Car Insurance Rates (2021)

Car insurance in Moss Beach, CA averages $289 a month. Moss Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Moss Beach car insurance rates, compare quotes from the top car insurance companies in Moss Beach, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Moss Beach for teen drivers is USAA
  • The cheapest car insurance company in Moss Beach is USAA
  • Average car insurance rates in Moss Beach, CA after a DUI are $4,850/year

If you need to buy Moss Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Moss Beach, CA is right here.

You’ll find Moss Beach car insurance rates, the cheapest Moss Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Moss Beach, California car insurance rates to Los Angeles car insurance rates, Sacramento car insurance rates, and San Diego car insurance rates.

Ready to find affordable Moss Beach, CA car insurance today? Enter your ZIP code for fast, free Moss Beach car insurance quotes.

Cheapest Moss Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Moss Beach, CA car insurance rates? Every Moss Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Moss Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,689 $1,972 $1,988 $7,539 $9,507 $3,440 $3,785
Farmers $2,553 $2,553 $2,309 $2,309 $8,218 $13,493 $3,034 $3,386
GEICO $1,783 $1,783 $1,676 $1,676 $5,415 $5,506 $2,560 $2,616
Liberty Mutual $2,325 $2,209 $2,165 $2,099 $5,190 $5,484 $2,634 $2,641
Nationwide $2,797 $2,670 $2,448 $2,308 $7,123 $7,848 $3,348 $3,308
Progressive $1,638 $1,684 $1,389 $1,647 $4,333 $5,215 $2,350 $2,522
State Farm $3,142 $3,142 $2,807 $2,807 $5,807 $7,208 $3,480 $3,587
Travelers $2,387 $2,308 $2,113 $2,092 $4,965 $5,645 $3,095 $3,032
USAA $1,807 $1,714 $1,759 $1,769 $4,126 $4,163 $2,508 $2,373

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Minimum Car Insurance in Moss Beach, CA

Every driver must carry the minimum car insurance in Moss Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Moss Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Moss Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Moss Beach, CA to rates for a clean record with top companies.

Annual Moss Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,538 $4,261 $6,673 $3,330
Farmers $3,497 $4,763 $5,935 $4,733
GEICO $2,011 $3,107 $3,895 $2,494
Liberty Mutual $2,686 $3,599 $3,243 $2,845
Nationwide $2,782 $3,563 $6,016 $3,563
Progressive $1,705 $2,890 $3,338 $2,456
State Farm $2,854 $3,403 $6,421 $3,311
Travelers $2,143 $3,480 $4,044 $3,152
USAA $1,680 $2,503 $4,086 $1,840

Cheapest Moss Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Moss Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Moss Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Moss Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,539 $9,507
Farmers $8,218 $13,493
GEICO $5,415 $5,506
Liberty Mutual $5,190 $5,484
Nationwide $7,123 $7,848
Progressive $4,333 $5,215
State Farm $5,807 $7,208
Travelers $4,965 $5,645
USAA $4,126 $4,163

Cheapest Moss Beach, CA Car Insurance for Seniors

Take a look at Moss Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Moss Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,972 $1,988
Farmers $2,309 $2,309
GEICO $1,676 $1,676
Liberty Mutual $2,165 $2,099
Nationwide $2,448 $2,308
Progressive $1,389 $1,647
State Farm $2,807 $2,807
Travelers $2,113 $2,092
USAA $1,759 $1,769

Cheapest Moss Beach, CA Car Insurance Rates After a DUI

A DUI in Moss Beach, CA increases car insurance rates. Compare Moss Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Moss Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,673
Farmers $5,935
GEICO $3,895
Liberty Mutual $3,243
Nationwide $6,016
Progressive $3,338
State Farm $6,421
Travelers $4,044
USAA $4,086

Cheapest Moss Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Moss Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Moss Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,793 $4,608
Farmers $4,294 $5,170
GEICO $2,613 $3,140
Liberty Mutual $2,842 $3,345
Nationwide $3,519 $4,444
Progressive $2,355 $2,839
State Farm $3,852 $4,143
Travelers $2,884 $3,526
USAA $2,331 $2,724

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The Best Cheap Car Insurance Companies in Moss Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Moss Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Moss Beach, California

Insurance Company Average Annual Rates
Allstate $4,200
Farmers $4,732
GEICO $2,877
Liberty Mutual $3,093
Nationwide $3,981
Progressive $2,597
State Farm $3,997
Travelers $3,205
USAA $2,527

Category Winners: Cheapest Car Insurance in Moss Beach, California

Find the cheapest car insurance companies in Moss Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Moss Beach, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Moss Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Moss Beach car insurance rates. Find the cheapest Moss Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Moss Beach, California

Insurance Company Low Medium High
Allstate $4,007 $4,234 $4,361
Farmers $4,420 $4,769 $5,006
GEICO $2,577 $2,910 $3,143
Liberty Mutual $2,908 $3,120 $3,252
Nationwide $3,598 $4,055 $4,292
Progressive $2,333 $2,677 $2,782
State Farm $3,588 $4,072 $4,333
Travelers $2,784 $3,300 $3,530
USAA $2,308 $2,573 $2,701

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What affects car insurance rates in Moss Beach, California?

What factors can have an impact on Moss Beach, CA car insurance? There are several reasons why Moss Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Moss Beach, California.

Commute Time in Moss Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Moss Beach, CA is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Moss Beach, CA

Ready to find affordable Moss Beach, California car insurance today? Enter your ZIP code for fast, free Moss Beach, CA car insurance quotes.

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