Compare Mott, ND Car Insurance Rates (2021)

Car insurance in Mott, ND averages $370 a month. Mott, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mott car insurance rates, compare quotes from the top car insurance companies in Mott, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mott is USAA
  • The cheapest car insurance company in Mott for teen drivers is USAA
  • Average car insurance rates in Mott, ND are $4,435/year

If you need to buy Mott, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Mott, ND is right here.

You’ll find Mott car insurance rates, the cheapest Mott, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Mott, North Dakota car insurance rates to West Fargo car insurance rates, Dickinson car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Mott, ND car insurance today? Enter your ZIP code for fast, free Mott car insurance quotes.

Cheapest Mott, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mott, ND car insurance rates? Every Mott, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mott, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,922 $2,968 $2,552 $2,718 $10,585 $12,334 $3,275 $3,564
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $2,056 $2,034 $1,843 $1,910 $6,990 $7,197 $2,320 $2,460
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,137 $7,715 $5,728 $6,937 $28,385 $31,663 $7,481 $8,215
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,654 $2,561 $2,148 $2,214 $9,064 $10,189 $3,270 $3,300
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,105 $1,097 $900 $903 $3,802 $4,593 $1,590 $1,730

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Minimum Car Insurance in Mott, ND

Every driver must carry the minimum car insurance in Mott, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Mott, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mott, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mott, ND. Compare credit history car insurance rates in Mott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mott, North Dakota

Insurance Company Poor Fair Good
Allstate $6,424 $4,905 $4,015
American Family $5,170 $3,587 $3,033
Farmers $3,887 $3,160 $3,007
GEICO $3,222 $2,595 $2,265
Liberty Mutual $18,768 $11,197 $8,759
Nationwide $3,381 $2,628 $2,309
Progressive $5,150 $4,259 $3,866
State Farm $3,857 $2,452 $1,962
USAA $2,713 $1,718 $1,464

Cheapest Mott, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mott, ND to rates for a clean record with top companies.

Annual Mott, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $4,598 $6,837 $4,819
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,841 $3,596 $3,545 $3,422
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,451 $12,919 $14,042 $13,218
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $4,102 $4,978 $4,139 $4,481
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,397 $1,976 $2,763 $1,724

Cheapest Mott, ND Car Insurance for Teen Drivers

Teen car insurance in Mott, ND can be expensive. Take a look at rates from the top car insurance companies in Mott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mott, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,585 $12,334
American Family $5,947 $8,573
Farmers $6,990 $7,197
GEICO $4,150 $5,218
Liberty Mutual $28,385 $31,663
Nationwide $4,413 $5,467
Progressive $9,064 $10,189
State Farm $4,879 $6,182
USAA $3,802 $4,593

Cheapest Mott, ND Car Insurance for Seniors

Take a look at Mott, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mott, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,552 $2,718
American Family $2,553 $2,553
Farmers $1,843 $1,910
GEICO $1,863 $1,884
Liberty Mutual $5,728 $6,937
Nationwide $1,767 $1,890
Progressive $2,148 $2,214
State Farm $1,575 $1,575
USAA $900 $903

Cheapest Mott, ND Car Insurance Rates After a DUI

A DUI in Mott, ND increases car insurance rates. Compare Mott, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mott, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,837
American Family $5,457
Farmers $3,545
GEICO $4,084
Liberty Mutual $14,042
Nationwide $3,909
Progressive $4,139
State Farm $2,757
USAA $2,763

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Cheapest Mott, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mott, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mott, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,989 $5,241
American Family $3,881 $3,979
Farmers $3,351 $3,351
GEICO $2,663 $2,724
Liberty Mutual $12,908 $12,908
Nationwide $2,773 $2,773
Progressive $4,425 $4,425
State Farm $2,683 $2,831
USAA $1,945 $1,985

The Best Cheap Car Insurance Companies in Mott, ND

Take a look at a side-by-side comparison of the top car insurance companies in Mott, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mott, North Dakota

Insurance Company Average Annual Rates
Allstate $5,115
American Family $3,930
Farmers $3,351
GEICO $2,694
Liberty Mutual $12,908
Nationwide $2,773
Progressive $4,425
State Farm $2,757
USAA $1,965

Category Winners: Cheapest Car Insurance in Mott, North Dakota

Find the cheapest car insurance companies in Mott, ND for each category right here.

Best Annual Car Insurance Rates by Company in Mott, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mott, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mott car insurance rates. Find the cheapest Mott, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mott, North Dakota

Insurance Company Low Medium High
Allstate $5,025 $5,113 $5,206
American Family $4,061 $4,126 $3,604
Farmers $3,280 $3,337 $3,436
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,638 $12,855 $13,230
Nationwide $2,708 $2,759 $2,851
Progressive $4,309 $4,410 $4,557
State Farm $2,691 $2,764 $2,816
USAA $1,915 $1,966 $2,014

What affects car insurance rates in Mott, North Dakota?

What factors can have an impact on Mott, ND car insurance? There are several reasons why Mott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mott, North Dakota.

Commute Time in Mott

The more time you spend in your car the higher the risk of an accident. The average commute length in Mott, ND is 13.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mott, ND

Ready to find affordable Mott, North Dakota car insurance today? Enter your ZIP code for fast, free Mott, ND car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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