Compare Mounds, IL Car Insurance Rates (2021)

Car insurance in Mounds, IL averages $287 a month. Mounds, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mounds car insurance rates, compare quotes from the top car insurance companies in Mounds, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mounds, IL are $3,444/year
  • The cheapest car insurance company in Mounds is Liberty Mutual
  • Average car insurance rates in Mounds, IL after a DUI are $4,027/year

If you need to buy Mounds, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mounds, IL is right here.

You’ll find Mounds car insurance rates, the cheapest Mounds, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mounds, Illinois car insurance rates to Aurora car insurance rates, Rockford car insurance rates, and Springfield car insurance rates.

Ready to find affordable Mounds, IL car insurance today? Enter your ZIP code for fast, free Mounds car insurance quotes.

Cheapest Mounds, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mounds, IL car insurance rates? Every Mounds, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mounds, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,536 $2,547 $2,258 $2,373 $10,279 $10,739 $2,882 $3,031
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,406 $1,521 $1,169 $1,308 $4,400 $4,901 $1,474 $1,562
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,199 $2,111 $1,811 $1,892 $7,099 $7,997 $2,615 $2,796
State Farm $1,464 $1,464 $1,292 $1,292 $3,915 $4,988 $1,647 $1,875
Travelers $1,497 $1,581 $1,345 $1,435 $4,090 $5,077 $1,591 $1,677
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in Mounds, IL

Every driver must carry the minimum car insurance in Mounds, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mounds, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mounds, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mounds, IL. Compare credit history car insurance rates in Mounds from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mounds, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,252 $3,551 $2,995
Farmers $5,222 $4,364 $4,156
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,143 $1,952 $1,558
Nationwide $5,077 $4,077 $3,564
Progressive $4,099 $3,440 $3,157
State Farm $3,254 $1,954 $1,519
Travelers $2,803 $2,233 $1,824
USAA $3,742 $2,576 $2,125

Cheapest Mounds, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mounds, IL to rates for a clean record with top companies.

Annual Mounds, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,883 $4,972 $4,849 $4,617
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,856 $2,610 $2,305 $2,100
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $2,956 $4,295 $3,270 $3,740
State Farm $2,067 $2,417 $2,242 $2,242
Travelers $1,827 $2,381 $2,652 $2,287
USAA $2,000 $2,887 $3,954 $2,415

Cheapest Mounds, IL Car Insurance for Teen Drivers

Teen car insurance in Mounds, IL can be expensive. Take a look at rates from the top car insurance companies in Mounds for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mounds, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $6,830 $9,541
Farmers $10,279 $10,739
GEICO $5,690 $6,014
Liberty Mutual $4,400 $4,901
Nationwide $7,470 $9,649
Progressive $7,099 $7,997
State Farm $3,915 $4,988
Travelers $4,090 $5,077
USAA $5,467 $6,018

Cheapest Mounds, IL Car Insurance for Seniors

Take a look at Mounds, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mounds, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,252 $2,252
Farmers $2,258 $2,373
GEICO $1,757 $2,095
Liberty Mutual $1,169 $1,308
Nationwide $2,362 $2,514
Progressive $1,811 $1,892
State Farm $1,292 $1,292
Travelers $1,345 $1,435
USAA $1,551 $1,522

Cheapest Mounds, IL Car Insurance Rates After a DUI

A DUI in Mounds, IL increases car insurance rates. Compare Mounds, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mounds, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,243
American Family $5,460
Farmers $4,849
GEICO $4,060
Liberty Mutual $2,305
Nationwide $5,233
Progressive $3,270
State Farm $2,242
Travelers $2,652
USAA $3,954

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Cheapest Mounds, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mounds, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mounds, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,581 $5,581
American Family $3,881 $3,984
Farmers $4,580 $4,580
GEICO $2,920 $3,043
Liberty Mutual $2,218 $2,218
Nationwide $4,239 $4,239
Progressive $3,565 $3,565
State Farm $2,186 $2,298
Travelers $2,198 $2,376
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in Mounds, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mounds, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mounds, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $3,933
Farmers $4,580
GEICO $2,982
Liberty Mutual $2,218
Nationwide $4,239
Progressive $3,565
State Farm $2,242
Travelers $2,287
USAA $2,814

Category Winners: Cheapest Car Insurance in Mounds, Illinois

Find the cheapest car insurance companies in Mounds, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mounds, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Mounds, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mounds car insurance rates. Find the cheapest Mounds, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mounds, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,810 $4,076 $3,912
Farmers $4,376 $4,480 $4,885
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,095 $2,213 $2,345
Nationwide $4,215 $4,278 $4,224
Progressive $3,250 $3,544 $3,902
State Farm $2,129 $2,243 $2,355
Travelers $2,155 $2,284 $2,421
USAA $2,621 $2,812 $3,010

What affects car insurance rates in Mounds, Illinois?

What factors can have an impact on Mounds, IL car insurance? There are several reasons why Mounds car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mounds, Illinois.

Commute Time in Mounds

The more time you spend in your car the higher the risk of an accident. The average commute length in Mounds, IL is 30.2 minutes according to City-Data.

Compare Car Insurance Quotes in Mounds, IL

Ready to find affordable Mounds, Illinois car insurance today? Enter your ZIP code for fast, free Mounds, IL car insurance quotes.

Free Car Insurance Comparison

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