Compare Mount Ayr, IN Car Insurance Rates (2021)

Car insurance in Mount Ayr, IN averages $291 a month. Mount Ayr, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Ayr car insurance rates, compare quotes from the top car insurance companies in Mount Ayr, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mount Ayr for teen drivers is USAA
  • The cheapest car insurance company in Mount Ayr is USAA
  • Average car insurance rates in Mount Ayr, IN after a DUI are $4,136/year

If you need to buy Mount Ayr, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Ayr, IN is right here.

You’ll find Mount Ayr car insurance rates, the cheapest Mount Ayr, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Mount Ayr, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Gary car insurance rates.

Ready to find affordable Mount Ayr, IN car insurance today? Enter your ZIP code for fast, free Mount Ayr car insurance quotes.

Cheapest Mount Ayr, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Ayr, IN car insurance rates? Every Mount Ayr, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Ayr, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,587 $2,657 $2,263 $2,480 $7,811 $9,850 $2,638 $2,869
American Family $2,637 $2,637 $2,368 $2,368 $7,297 $10,568 $2,637 $3,239
Farmers $1,747 $1,723 $1,493 $1,680 $9,473 $10,096 $2,307 $2,494
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,781 $1,687 $1,607 $1,622 $10,327 $11,621 $2,231 $2,279
State Farm $1,417 $1,417 $1,258 $1,258 $4,224 $5,421 $1,565 $1,739
Travelers $1,284 $1,306 $1,206 $1,205 $8,052 $12,732 $1,361 $1,571
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

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Minimum Car Insurance in Mount Ayr, IN

Every driver must carry the minimum car insurance in Mount Ayr, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Ayr, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Ayr, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Ayr, IN. Compare credit history car insurance rates in Mount Ayr from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Ayr, Indiana

Insurance Company Poor Fair Good
Allstate $5,150 $3,816 $3,467
American Family $5,778 $3,746 $3,133
Farmers $4,524 $3,688 $3,418
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,580 $4,044 $3,809
State Farm $3,333 $1,988 $1,541
Travelers $3,996 $3,387 $3,386
USAA $2,184 $1,441 $1,235

Cheapest Mount Ayr, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Ayr, IN to rates for a clean record with top companies.

Annual Mount Ayr, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,319 $4,860 $4,467 $3,932
American Family $2,909 $4,621 $5,879 $3,467
Farmers $3,469 $4,041 $4,167 $3,830
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $3,105 $5,435 $3,710 $4,328
State Farm $2,235 $2,445 $2,235 $2,235
Travelers $3,049 $3,768 $4,270 $3,270
USAA $1,225 $1,741 $1,996 $1,518

Cheapest Mount Ayr, IN Car Insurance for Teen Drivers

Teen car insurance in Mount Ayr, IN can be expensive. Take a look at rates from the top car insurance companies in Mount Ayr for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Ayr, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,811 $9,850
American Family $7,297 $10,568
Farmers $9,473 $10,096
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $10,327 $11,621
State Farm $4,224 $5,421
Travelers $8,052 $12,732
USAA $2,858 $3,203

Cheapest Mount Ayr, IN Car Insurance for Seniors

Take a look at Mount Ayr, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Ayr, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,263 $2,480
American Family $2,368 $2,368
Farmers $1,493 $1,680
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,607 $1,622
State Farm $1,258 $1,258
Travelers $1,206 $1,205
USAA $961 $972

Cheapest Mount Ayr, IN Car Insurance Rates After a DUI

A DUI in Mount Ayr, IN increases car insurance rates. Compare Mount Ayr, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Ayr, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,467
American Family $5,879
Farmers $4,167
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,710
State Farm $2,235
Travelers $4,270
USAA $1,996

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Cheapest Mount Ayr, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Ayr, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Ayr, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,144 $4,144
American Family $4,168 $4,270
Farmers $3,877 $3,877
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $4,144 $4,144
State Farm $2,222 $2,352
Travelers $3,589 $3,589
USAA $1,599 $1,642

The Best Cheap Car Insurance Companies in Mount Ayr, IN

Take a look at a side-by-side comparison of the top car insurance companies in Mount Ayr, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Ayr, Indiana

Insurance Company Average Annual Rates
Allstate $4,144
American Family $4,219
Farmers $3,877
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $4,144
State Farm $2,287
Travelers $3,589
USAA $1,620

Category Winners: Cheapest Car Insurance in Mount Ayr, Indiana

Find the cheapest car insurance companies in Mount Ayr, IN for each category right here.

Best Annual Car Insurance Rates by Company in Mount Ayr, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mount Ayr, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Ayr car insurance rates. Find the cheapest Mount Ayr, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Ayr, Indiana

Insurance Company Low Medium High
Allstate $3,950 $4,129 $4,354
American Family $4,175 $4,358 $4,124
Farmers $3,732 $3,868 $4,029
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,918 $4,080 $4,435
State Farm $2,182 $2,286 $2,393
Travelers $3,520 $3,623 $3,625
USAA $1,563 $1,616 $1,682

What affects car insurance rates in Mount Ayr, Indiana?

What factors can have an impact on Mount Ayr, IN car insurance? There are several reasons why Mount Ayr car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Ayr, Indiana.

Commute Time in Mount Ayr

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Ayr, IN is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Ayr, IN

Ready to find affordable Mount Ayr, Indiana car insurance today? Enter your ZIP code for fast, free Mount Ayr, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State