Compare Mount Carmel, IL Car Insurance Rates (2021)

Car insurance in Mount Carmel, IL averages $249 a month. Mount Carmel, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mount Carmel car insurance rates, compare quotes from the top car insurance companies in Mount Carmel, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Carmel, IL are $2,990/year
  • The cheapest car insurance company in Mount Carmel is State Farm
  • The cheapest car insurance company in Mount Carmel for teen drivers is State Farm

If you need to buy Mount Carmel, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Carmel, IL is right here.

You’ll find Mount Carmel car insurance rates, the cheapest Mount Carmel, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mount Carmel, Illinois car insurance rates to Peoria car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.

Ready to find affordable Mount Carmel, IL car insurance today? Enter your ZIP code for fast, free Mount Carmel car insurance quotes.

Cheapest Mount Carmel, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Carmel, IL car insurance rates? Every Mount Carmel, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Carmel, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,217 $2,218 $1,973 $2,079 $9,133 $9,512 $2,528 $2,654
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,348 $1,458 $1,124 $1,257 $4,193 $4,666 $1,410 $1,493
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,886 $1,797 $1,554 $1,627 $6,412 $7,194 $2,244 $2,404
State Farm $1,298 $1,298 $1,146 $1,146 $3,529 $4,491 $1,462 $1,672
Travelers $1,545 $1,630 $1,401 $1,494 $4,390 $5,480 $1,640 $1,727
USAA $1,706 $1,737 $1,586 $1,562 $5,528 $6,101 $2,251 $2,475

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Minimum Car Insurance in Mount Carmel, IL

Every driver must carry the minimum car insurance in Mount Carmel, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Carmel, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mount Carmel, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Carmel, IL. Compare credit history car insurance rates in Mount Carmel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Carmel, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,812 $3,260 $2,751
Farmers $4,603 $3,851 $3,665
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,000 $1,865 $1,490
Nationwide $3,206 $2,585 $2,266
Progressive $3,603 $3,029 $2,788
State Farm $2,916 $1,746 $1,354
Travelers $2,948 $2,367 $1,925
USAA $3,823 $2,623 $2,160

Cheapest Mount Carmel, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Carmel, IL to rates for a clean record with top companies.

Annual Mount Carmel, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,416 $4,389 $4,279 $4,074
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,773 $2,492 $2,202 $2,007
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,599 $3,805 $2,874 $3,281
State Farm $1,845 $2,165 $2,005 $2,005
Travelers $1,924 $2,517 $2,801 $2,411
USAA $2,043 $2,938 $4,028 $2,465

Cheapest Mount Carmel, IL Car Insurance for Teen Drivers

Teen car insurance in Mount Carmel, IL can be expensive. Take a look at rates from the top car insurance companies in Mount Carmel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Carmel, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,270 $8,739
Farmers $9,133 $9,512
GEICO $4,375 $4,641
Liberty Mutual $4,193 $4,666
Nationwide $4,666 $5,999
Progressive $6,412 $7,194
State Farm $3,529 $4,491
Travelers $4,390 $5,480
USAA $5,528 $6,101

Cheapest Mount Carmel, IL Car Insurance for Seniors

Take a look at Mount Carmel, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Carmel, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $2,069 $2,069
Farmers $1,973 $2,079
GEICO $1,364 $1,612
Liberty Mutual $1,124 $1,257
Nationwide $1,535 $1,629
Progressive $1,554 $1,627
State Farm $1,146 $1,146
Travelers $1,401 $1,494
USAA $1,586 $1,562

Cheapest Mount Carmel, IL Car Insurance Rates After a DUI

A DUI in Mount Carmel, IL increases car insurance rates. Compare Mount Carmel, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Carmel, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $5,001
Farmers $4,279
GEICO $3,141
Liberty Mutual $2,202
Nationwide $3,294
Progressive $2,874
State Farm $2,005
Travelers $2,801
USAA $4,028

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Cheapest Mount Carmel, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Carmel, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Carmel, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,561 $3,655
Farmers $4,039 $4,039
GEICO $2,263 $2,351
Liberty Mutual $2,119 $2,119
Nationwide $2,686 $2,686
Progressive $3,140 $3,140
State Farm $1,955 $2,055
Travelers $2,319 $2,508
USAA $2,788 $2,949

The Best Cheap Car Insurance Companies in Mount Carmel, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mount Carmel, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Carmel, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,608
Farmers $4,039
GEICO $2,307
Liberty Mutual $2,119
Nationwide $2,686
Progressive $3,140
State Farm $2,005
Travelers $2,413
USAA $2,868

Category Winners: Cheapest Car Insurance in Mount Carmel, Illinois

Find the cheapest car insurance companies in Mount Carmel, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mount Carmel, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Mount Carmel, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Carmel car insurance rates. Find the cheapest Mount Carmel, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Carmel, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,503 $3,739 $3,582
Farmers $3,862 $3,955 $4,302
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,002 $2,114 $2,240
Nationwide $2,684 $2,705 $2,669
Progressive $2,893 $3,118 $3,409
State Farm $1,910 $2,008 $2,098
Travelers $2,272 $2,410 $2,558
USAA $2,681 $2,866 $3,058

What affects car insurance rates in Mount Carmel, Illinois?

What factors can have an impact on Mount Carmel, IL car insurance? There are several reasons why Mount Carmel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Carmel, Illinois.

Commute Time in Mount Carmel

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Carmel, IL is 17.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Carmel, IL

Ready to find affordable Mount Carmel, Illinois car insurance today? Enter your ZIP code for fast, free Mount Carmel, IL car insurance quotes.

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