Compare Mount Carmel, TN Car Insurance Rates (2021)

Car insurance in Mount Carmel, TN averages $282 a month. Mount Carmel, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mount Carmel car insurance rates, compare quotes from the top car insurance companies in Mount Carmel, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Carmel, TN after a DUI are $3,978/year
  • The cheapest car insurance company in Mount Carmel for teen drivers is State Farm
  • Average car insurance rates in Mount Carmel, TN are $3,386/year

If you need to buy Mount Carmel, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Carmel, TN is right here.

You’ll find Mount Carmel car insurance rates, the cheapest Mount Carmel, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Mount Carmel, Tennessee car insurance rates to Hendersonville car insurance rates, Bartlett car insurance rates, and Memphis car insurance rates.

Ready to find affordable Mount Carmel, TN car insurance today? Enter your ZIP code for fast, free Mount Carmel car insurance quotes.

Cheapest Mount Carmel, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Carmel, TN car insurance rates? Every Mount Carmel, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Carmel, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,419 $2,321 $2,182 $2,264 $9,090 $9,899 $2,569 $2,656
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,046 $2,062 $1,882 $1,882 $6,290 $6,395 $2,083 $2,149
Liberty Mutual $3,437 $129 $2,836 $3,164 $14,078 $15,627 $3,679 $3,912
Nationwide $2,132 $2,149 $1,913 $1,942 $5,871 $7,560 $2,451 $2,657
Progressive $1,681 $1,584 $1,371 $1,433 $7,580 $8,526 $2,026 $2,211
State Farm $1,442 $1,442 $1,309 $1,309 $4,495 $5,616 $1,632 $1,897
Travelers $1,661 $1,748 $1,520 $1,616 $4,686 $5,832 $1,765 $1,857
USAA $1,499 $1,520 $1,355 $1,350 $5,400 $6,202 $1,954 $2,077

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Minimum Car Insurance in Mount Carmel, TN

Every driver must carry the minimum car insurance in Mount Carmel, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Carmel, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mount Carmel, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Carmel, TN. Compare credit history car insurance rates in Mount Carmel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Carmel, Tennessee

Insurance Company Poor Fair Good
Allstate $5,316 $4,083 $3,126
Farmers $3,644 $2,849 $2,694
GEICO $3,515 $3,012 $2,770
Liberty Mutual $8,395 $5,150 $4,027
Nationwide $4,010 $3,178 $2,815
Progressive $3,711 $3,202 $2,992
State Farm $3,473 $2,085 $1,620
Travelers $3,284 $2,586 $1,887
USAA $3,866 $2,269 $1,873

Cheapest Mount Carmel, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Carmel, TN to rates for a clean record with top companies.

Annual Mount Carmel, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,495 $4,164 $5,041 $4,000
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,258 $3,018 $4,861 $2,258
Liberty Mutual $4,745 $6,851 $6,370 $5,465
Nationwide $2,888 $2,888 $4,327 $3,235
Progressive $2,910 $3,775 $3,097 $3,424
State Farm $2,176 $2,610 $2,393 $2,393
Travelers $2,097 $2,690 $2,979 $2,576
USAA $1,940 $2,911 $3,420 $2,407

Cheapest Mount Carmel, TN Car Insurance for Teen Drivers

Teen car insurance in Mount Carmel, TN can be expensive. Take a look at rates from the top car insurance companies in Mount Carmel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Carmel, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,090 $9,899
Farmers $6,619 $7,034
GEICO $6,290 $6,395
Liberty Mutual $14,078 $15,627
Nationwide $5,871 $7,560
Progressive $7,580 $8,526
State Farm $4,495 $5,616
Travelers $4,686 $5,832
USAA $5,400 $6,202

Cheapest Mount Carmel, TN Car Insurance for Seniors

Take a look at Mount Carmel, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Carmel, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,264
Farmers $1,458 $1,599
GEICO $1,882 $1,882
Liberty Mutual $2,836 $3,164
Nationwide $1,913 $1,942
Progressive $1,371 $1,433
State Farm $1,309 $1,309
Travelers $1,520 $1,616
USAA $1,355 $1,350

Cheapest Mount Carmel, TN Car Insurance Rates After a DUI

A DUI in Mount Carmel, TN increases car insurance rates. Compare Mount Carmel, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Carmel, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,041
Farmers $3,314
GEICO $4,861
Liberty Mutual $6,370
Nationwide $4,327
Progressive $3,097
State Farm $2,393
Travelers $2,979
USAA $3,420

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Cheapest Mount Carmel, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Carmel, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Carmel, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,175 $4,175
Farmers $3,062 $3,062
GEICO $3,079 $3,119
Liberty Mutual $5,858 $5,858
Nationwide $3,334 $3,334
Progressive $3,302 $3,302
State Farm $2,335 $2,450
Travelers $2,484 $2,687
USAA $2,596 $2,743

The Best Cheap Car Insurance Companies in Mount Carmel, TN

Take a look at a side-by-side comparison of the top car insurance companies in Mount Carmel, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Carmel, Tennessee

Insurance Company Average Annual Rates
Allstate $4,175
Farmers $3,062
GEICO $3,099
Liberty Mutual $5,858
Nationwide $3,334
Progressive $3,302
State Farm $2,393
Travelers $2,586
USAA $2,670

Category Winners: Cheapest Car Insurance in Mount Carmel, Tennessee

Find the cheapest car insurance companies in Mount Carmel, TN for each category right here.

Best Annual Car Insurance Rates by Company in Mount Carmel, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mount Carmel, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Carmel car insurance rates. Find the cheapest Mount Carmel, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Carmel, Tennessee

Insurance Company Low Medium High
Allstate $4,029 $4,165 $4,331
Farmers $2,887 $3,047 $3,253
GEICO $2,949 $3,092 $3,255
Liberty Mutual $5,603 $5,855 $6,116
Nationwide $3,361 $3,263 $3,379
Progressive $3,100 $3,303 $3,502
State Farm $2,247 $2,405 $2,527
Travelers $2,422 $2,583 $2,752
USAA $2,588 $2,661 $2,760

What affects car insurance rates in Mount Carmel, Tennessee?

What factors can have an impact on Mount Carmel, TN car insurance? There are several reasons why Mount Carmel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Carmel, Tennessee.

Commute Time in Mount Carmel

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Carmel, TN is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Carmel, TN

Ready to find affordable Mount Carmel, Tennessee car insurance today? Enter your ZIP code for fast, free Mount Carmel, TN car insurance quotes.

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