Compare Mount Desert, ME Car Insurance Rates (2021)

Car insurance in Mount Desert, ME averages $226 a month. Mount Desert, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Desert car insurance rates, compare quotes from the top car insurance companies in Mount Desert, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Desert, ME after a DUI are $3,179/year
  • Average car insurance rates in Mount Desert, ME are $2,707/year
  • The cheapest car insurance company in Mount Desert for teen drivers is GEICO

If you need to buy Mount Desert, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Desert, ME is right here.

You’ll find Mount Desert car insurance rates, the cheapest Mount Desert, ME car insurance companies, and information on Maine car insurance laws. You can also compare Mount Desert, Maine car insurance rates to South Portland car insurance rates, Portland car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Mount Desert, ME car insurance today? Enter your ZIP code for fast, free Mount Desert car insurance quotes.

Cheapest Mount Desert, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Desert, ME car insurance rates? Every Mount Desert, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Desert, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,724 $1,770 $1,549 $1,679 $4,334 $5,830 $1,873 $2,097
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,152 $2,110 $2,152 $2,110 $8,956 $10,073 $2,509 $2,843
State Farm $1,274 $1,274 $1,199 $1,199 $4,032 $5,021 $1,419 $1,557
Travelers $1,178 $1,224 $1,068 $1,093 $4,711 $6,383 $1,176 $1,366
USAA $923 $914 $917 $899 $3,008 $3,326 $1,178 $1,246

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Minimum Car Insurance in Mount Desert, ME

Every driver must carry the minimum car insurance in Mount Desert, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Desert, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Desert, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Desert, ME. Compare credit history car insurance rates in Mount Desert from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Desert, Maine

Insurance Company Poor Fair Good
Allstate $3,273 $2,499 $2,049
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,654 $3,985 $3,700
State Farm $3,090 $1,846 $1,429
Travelers $2,676 $2,194 $1,954
USAA $2,041 $1,398 $1,215

Cheapest Mount Desert, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Desert, ME to rates for a clean record with top companies.

Annual Mount Desert, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,882 $3,019 $2,404
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,297 $5,566 $3,670 $3,920
State Farm $1,928 $2,316 $2,122 $2,122
Travelers $1,898 $2,109 $2,637 $2,456
USAA $1,181 $1,551 $2,175 $1,299

Cheapest Mount Desert, ME Car Insurance for Teen Drivers

Teen car insurance in Mount Desert, ME can be expensive. Take a look at rates from the top car insurance companies in Mount Desert for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Desert, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,334 $5,830
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $8,956 $10,073
State Farm $4,032 $5,021
Travelers $4,711 $6,383
USAA $3,008 $3,326

Cheapest Mount Desert, ME Car Insurance for Seniors

Take a look at Mount Desert, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Desert, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,679
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,152 $2,110
State Farm $1,199 $1,199
Travelers $1,068 $1,093
USAA $917 $899

Cheapest Mount Desert, ME Car Insurance Rates After a DUI

A DUI in Mount Desert, ME increases car insurance rates. Compare Mount Desert, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Desert, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,019
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,670
State Farm $2,122
Travelers $2,637
USAA $2,175

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Cheapest Mount Desert, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Desert, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Desert, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,607 $2,607
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,113 $4,113
State Farm $2,053 $2,191
Travelers $2,275 $2,275
USAA $1,508 $1,595

The Best Cheap Car Insurance Companies in Mount Desert, ME

Take a look at a side-by-side comparison of the top car insurance companies in Mount Desert, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Desert, Maine

Insurance Company Average Annual Rates
Allstate $2,607
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,113
State Farm $2,122
Travelers $2,275
USAA $1,551

Category Winners: Cheapest Car Insurance in Mount Desert, Maine

Find the cheapest car insurance companies in Mount Desert, ME for each category right here.

Best Annual Car Insurance Rates by Company in Mount Desert, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mount Desert, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Desert car insurance rates. Find the cheapest Mount Desert, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Desert, Maine

Insurance Company Low Medium High
Allstate $2,577 $2,578 $2,666
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,030 $4,037 $4,271
State Farm $2,072 $2,101 $2,192
Travelers $2,240 $2,244 $2,340
USAA $1,524 $1,534 $1,596

Compare Car Insurance Quotes in Mount Desert, ME

Ready to find affordable Mount Desert, Maine car insurance today? Enter your ZIP code for fast, free Mount Desert, ME car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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