Compare Mount Laguna, CA Car Insurance Rates (2021)

Car insurance in Mount Laguna, CA averages $289 a month. Mount Laguna, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mount Laguna car insurance rates, compare quotes from the top car insurance companies in Mount Laguna, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Laguna, CA after a DUI are $4,877/year
  • The cheapest car insurance company in Mount Laguna for teen drivers is USAA
  • The cheapest car insurance company in Mount Laguna is USAA

If you need to buy Mount Laguna, California car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Laguna, CA is right here.

You’ll find Mount Laguna car insurance rates, the cheapest Mount Laguna, CA car insurance companies, and information on California car insurance laws. You can also compare Mount Laguna, California car insurance rates to Bakersfield car insurance rates, Anaheim car insurance rates, and San Diego car insurance rates.

Ready to find affordable Mount Laguna, CA car insurance today? Enter your ZIP code for fast, free Mount Laguna car insurance quotes.

Cheapest Mount Laguna, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Laguna, CA car insurance rates? Every Mount Laguna, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Laguna, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,454 $2,454 $2,214 $2,214 $7,789 $12,734 $2,904 $3,231
GEICO $1,794 $1,795 $1,687 $1,687 $5,471 $5,572 $2,579 $2,639
Liberty Mutual $2,130 $2,014 $1,983 $1,921 $4,610 $4,924 $2,396 $2,421
Nationwide $2,995 $2,863 $2,605 $2,460 $7,539 $8,324 $3,556 $3,529
Progressive $1,705 $1,759 $1,437 $1,716 $4,530 $5,498 $2,457 $2,651
State Farm $2,950 $2,950 $2,636 $2,636 $5,430 $6,744 $3,264 $3,365
Travelers $2,360 $2,287 $2,087 $2,065 $4,846 $5,551 $3,063 $3,002
USAA $1,771 $1,679 $1,728 $1,736 $4,035 $4,049 $2,446 $2,312

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Minimum Car Insurance in Mount Laguna, CA

Every driver must carry the minimum car insurance in Mount Laguna, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Laguna, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mount Laguna, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Laguna, CA to rates for a clean record with top companies.

Annual Mount Laguna, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,329 $4,530 $5,641 $4,497
GEICO $2,029 $3,137 $3,930 $2,517
Liberty Mutual $2,430 $3,256 $2,939 $2,575
Nationwide $2,957 $3,785 $6,408 $3,785
Progressive $1,781 $3,017 $3,518 $2,560
State Farm $2,673 $3,189 $6,023 $3,103
Travelers $2,117 $3,425 $3,988 $3,100
USAA $1,642 $2,439 $3,998 $1,798

Cheapest Mount Laguna, CA Car Insurance for Teen Drivers

Teen car insurance in Mount Laguna, CA can be expensive. Take a look at rates from the top car insurance companies in Mount Laguna for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Laguna, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $7,789 $12,734
GEICO $5,471 $5,572
Liberty Mutual $4,610 $4,924
Nationwide $7,539 $8,324
Progressive $4,530 $5,498
State Farm $5,430 $6,744
Travelers $4,846 $5,551
USAA $4,035 $4,049

Cheapest Mount Laguna, CA Car Insurance for Seniors

Take a look at Mount Laguna, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Laguna, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,214 $2,214
GEICO $1,687 $1,687
Liberty Mutual $1,983 $1,921
Nationwide $2,605 $2,460
Progressive $1,437 $1,716
State Farm $2,636 $2,636
Travelers $2,087 $2,065
USAA $1,728 $1,736

Cheapest Mount Laguna, CA Car Insurance Rates After a DUI

A DUI in Mount Laguna, CA increases car insurance rates. Compare Mount Laguna, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Laguna, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,445
Farmers $5,641
GEICO $3,930
Liberty Mutual $2,939
Nationwide $6,408
Progressive $3,518
State Farm $6,023
Travelers $3,988
USAA $3,998

Cheapest Mount Laguna, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Laguna, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Laguna, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,082 $4,916
GEICO $2,638 $3,169
Liberty Mutual $2,572 $3,028
Nationwide $3,736 $4,732
Progressive $2,471 $2,967
State Farm $3,610 $3,884
Travelers $2,841 $3,474
USAA $2,275 $2,664

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The Best Cheap Car Insurance Companies in Mount Laguna, CA

Take a look at a side-by-side comparison of the top car insurance companies in Mount Laguna, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Laguna, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,499
GEICO $2,903
Liberty Mutual $2,800
Nationwide $4,234
Progressive $2,719
State Farm $3,747
Travelers $3,158
USAA $2,469

Category Winners: Cheapest Car Insurance in Mount Laguna, California

Find the cheapest car insurance companies in Mount Laguna, CA for each category right here.

Best Annual Car Insurance Rates by Company in Mount Laguna, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Mount Laguna, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Laguna car insurance rates. Find the cheapest Mount Laguna, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Laguna, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,180 $4,534 $4,784
GEICO $2,635 $2,934 $3,140
Liberty Mutual $2,600 $2,826 $2,974
Nationwide $3,844 $4,295 $4,563
Progressive $2,477 $2,788 $2,891
State Farm $3,369 $3,812 $4,060
Travelers $2,770 $3,242 $3,461
USAA $2,238 $2,517 $2,654

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Compare Car Insurance Quotes in Mount Laguna, CA

Ready to find affordable Mount Laguna, California car insurance today? Enter your ZIP code for fast, free Mount Laguna, CA car insurance quotes.

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