Compare Mount Morris, PA Car Insurance Rates (2021)

Car insurance in Mount Morris, PA averages $323 a month. Mount Morris, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mount Morris car insurance rates, compare quotes from the top car insurance companies in Mount Morris, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Morris, PA are $3,877/year
  • The cheapest car insurance company in Mount Morris is USAA
  • Average car insurance rates in Mount Morris, PA after a DUI are $4,208/year

If you need to buy Mount Morris, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Morris, PA is right here.

You’ll find Mount Morris car insurance rates, the cheapest Mount Morris, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mount Morris, Pennsylvania car insurance rates to Harrisburg car insurance rates, Bethlehem car insurance rates, and York car insurance rates.

Ready to find affordable Mount Morris, PA car insurance today? Enter your ZIP code for fast, free Mount Morris car insurance quotes.

Cheapest Mount Morris, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Morris, PA car insurance rates? Every Mount Morris, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Morris, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,451 $2,451 $2,251 $2,251 $8,056 $8,056 $2,708 $2,708
GEICO $1,986 $1,719 $1,858 $1,609 $4,937 $4,282 $2,007 $1,737
Liberty Mutual $4,142 $4,142 $3,793 $3,793 $12,121 $12,121 $5,263 $5,263
Nationwide $1,850 $1,850 $1,750 $1,750 $5,185 $5,185 $2,073 $2,073
Progressive $2,829 $2,829 $2,517 $2,517 $8,997 $8,997 $3,618 $3,618
State Farm $1,693 $1,693 $1,484 $1,484 $5,920 $5,920 $1,861 $1,861
Travelers $1,518 $1,518 $1,615 $1,615 $21,562 $21,562 $1,846 $1,846
USAA $1,111 $1,111 $1,003 $1,003 $3,292 $3,292 $1,476 $1,476

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Minimum Car Insurance in Mount Morris, PA

Every driver must carry the minimum car insurance in Mount Morris, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Morris, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mount Morris, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Morris, PA. Compare credit history car insurance rates in Mount Morris from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Morris, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,947 $3,683 $2,969
GEICO $3,777 $2,129 $1,645
Liberty Mutual $8,084 $5,793 $5,113
Nationwide $3,189 $2,618 $2,336
Progressive $5,963 $4,168 $3,340
State Farm $3,902 $2,413 $1,903
Travelers $7,233 $6,521 $6,152
USAA $2,156 $1,595 $1,411

Cheapest Mount Morris, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Morris, PA to rates for a clean record with top companies.

Annual Mount Morris, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,703 $4,356 $3,703 $3,703
GEICO $1,846 $3,180 $2,480 $2,561
Liberty Mutual $5,775 $6,615 $6,465 $6,465
Nationwide $1,954 $2,619 $3,659 $2,626
Progressive $4,074 $5,613 $4,190 $4,084
State Farm $2,520 $2,959 $2,739 $2,739
Travelers $4,754 $6,698 $8,391 $6,698
USAA $1,387 $1,908 $2,037 $1,550

Cheapest Mount Morris, PA Car Insurance for Teen Drivers

Teen car insurance in Mount Morris, PA can be expensive. Take a look at rates from the top car insurance companies in Mount Morris for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Morris, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,056 $8,056
GEICO $4,937 $4,282
Liberty Mutual $12,121 $12,121
Nationwide $5,185 $5,185
Progressive $8,997 $8,997
State Farm $5,920 $5,920
Travelers $21,562 $21,562
USAA $3,292 $3,292

Cheapest Mount Morris, PA Car Insurance for Seniors

Take a look at Mount Morris, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Morris, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,251 $2,251
GEICO $1,858 $1,609
Liberty Mutual $3,793 $3,793
Nationwide $1,750 $1,750
Progressive $2,517 $2,517
State Farm $1,484 $1,484
Travelers $1,615 $1,615
USAA $1,003 $1,003

Cheapest Mount Morris, PA Car Insurance Rates After a DUI

A DUI in Mount Morris, PA increases car insurance rates. Compare Mount Morris, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Morris, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,703
GEICO $2,480
Liberty Mutual $6,465
Nationwide $3,659
Progressive $4,190
State Farm $2,739
Travelers $8,391
USAA $2,037

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Cheapest Mount Morris, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Morris, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Morris, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,790 $3,943
GEICO $2,474 $2,559
Liberty Mutual $6,167 $6,492
Nationwide $2,714 $2,714
Progressive $4,490 $4,490
State Farm $2,658 $2,821
Travelers $6,635 $6,635
USAA $1,671 $1,770

The Best Cheap Car Insurance Companies in Mount Morris, PA

Take a look at a side-by-side comparison of the top car insurance companies in Mount Morris, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Morris, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,866
GEICO $2,517
Liberty Mutual $6,330
Nationwide $2,714
Progressive $4,490
State Farm $2,739
Travelers $6,635
USAA $1,721

Category Winners: Cheapest Car Insurance in Mount Morris, Pennsylvania

Find the cheapest car insurance companies in Mount Morris, PA for each category right here.

Best Annual Car Insurance Rates by Company in Mount Morris, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mount Morris, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Morris car insurance rates. Find the cheapest Mount Morris, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Morris, Pennsylvania

Insurance Company Low Medium High
Allstate $3,710 $3,888 $4,001
GEICO $2,304 $2,538 $2,708
Liberty Mutual $6,021 $6,376 $6,593
Nationwide $2,754 $2,746 $2,643
Progressive $4,148 $4,518 $4,805
State Farm $2,584 $2,772 $2,862
Travelers $6,751 $6,628 $6,528
USAA $1,601 $1,736 $1,825

What affects car insurance rates in Mount Morris, Pennsylvania?

What factors can have an impact on Mount Morris, PA car insurance? There are several reasons why Mount Morris car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Morris, Pennsylvania.

Commute Time in Mount Morris

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Morris, PA is 22.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Morris, PA

Ready to find affordable Mount Morris, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mount Morris, PA car insurance quotes.

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