Compare Mount Olivet, KY Car Insurance Rates (2021)

Car insurance in Mount Olivet, KY averages $369 a month. Mount Olivet, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Olivet car insurance rates, compare quotes from the top car insurance companies in Mount Olivet, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mount Olivet for teen drivers is USAA
  • The cheapest car insurance company in Mount Olivet is USAA
  • Average car insurance rates in Mount Olivet, KY are $4,432/year

If you need to buy Mount Olivet, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Olivet, KY is right here.

You’ll find Mount Olivet car insurance rates, the cheapest Mount Olivet, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mount Olivet, Kentucky car insurance rates to Independence car insurance rates, Florence car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Mount Olivet, KY car insurance today? Enter your ZIP code for fast, free Mount Olivet car insurance quotes.

Cheapest Mount Olivet, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Olivet, KY car insurance rates? Every Mount Olivet, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Olivet, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,230 $2,955 $3,149 $12,078 $13,570 $3,612 $3,815
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,065 $3,320 $2,584 $2,880 $13,194 $14,593 $3,230 $3,396
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,210 $2,110 $1,973 $1,985 $10,581 $11,986 $2,744 $2,821
State Farm $1,727 $1,727 $1,546 $1,546 $5,121 $6,504 $1,928 $2,142
Travelers $2,084 $2,121 $2,044 $2,047 $9,777 $15,626 $2,174 $2,519
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

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Minimum Car Insurance in Mount Olivet, KY

Every driver must carry the minimum car insurance in Mount Olivet, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Olivet, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Olivet, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Olivet, KY. Compare credit history car insurance rates in Mount Olivet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Olivet, Kentucky

Insurance Company Poor Fair Good
Allstate $7,563 $5,219 $4,346
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,291 $5,070 $3,988
Nationwide $5,647 $4,437 $3,858
Progressive $5,095 $4,432 $4,127
State Farm $4,018 $2,428 $1,895
Travelers $5,357 $4,529 $4,511
USAA $4,125 $2,313 $1,885

Cheapest Mount Olivet, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Olivet, KY to rates for a clean record with top companies.

Annual Mount Olivet, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,736 $6,174 $6,586 $5,341
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,811 $7,426 $5,774 $5,121
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,766 $5,557 $4,300 $4,582
State Farm $2,543 $3,018 $2,780 $2,780
Travelers $4,187 $4,308 $6,207 $4,493
USAA $2,091 $2,955 $3,535 $2,517

Cheapest Mount Olivet, KY Car Insurance for Teen Drivers

Teen car insurance in Mount Olivet, KY can be expensive. Take a look at rates from the top car insurance companies in Mount Olivet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Olivet, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,078 $13,570
GEICO $7,170 $8,568
Liberty Mutual $13,194 $14,593
Nationwide $7,450 $9,339
Progressive $10,581 $11,986
State Farm $5,121 $6,504
Travelers $9,777 $15,626
USAA $4,978 $5,238

Cheapest Mount Olivet, KY Car Insurance for Seniors

Take a look at Mount Olivet, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Olivet, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,955 $3,149
GEICO $3,742 $3,389
Liberty Mutual $2,584 $2,880
Nationwide $2,972 $3,117
Progressive $1,973 $1,985
State Farm $1,546 $1,546
Travelers $2,044 $2,047
USAA $1,674 $1,700

Cheapest Mount Olivet, KY Car Insurance Rates After a DUI

A DUI in Mount Olivet, KY increases car insurance rates. Compare Mount Olivet, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Olivet, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,586
GEICO $7,199
Liberty Mutual $5,774
Nationwide $6,064
Progressive $4,300
State Farm $2,780
Travelers $6,207
USAA $3,535

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Cheapest Mount Olivet, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Olivet, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Olivet, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,709 $5,709
GEICO $4,371 $4,456
Liberty Mutual $5,783 $5,783
Nationwide $4,647 $4,647
Progressive $4,551 $4,551
State Farm $2,710 $2,850
Travelers $4,799 $4,799
USAA $2,672 $2,877

The Best Cheap Car Insurance Companies in Mount Olivet, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mount Olivet, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Olivet, Kentucky

Insurance Company Average Annual Rates
Allstate $5,709
GEICO $4,413
Liberty Mutual $5,783
Nationwide $4,647
Progressive $4,551
State Farm $2,780
Travelers $4,799
USAA $2,775

Category Winners: Cheapest Car Insurance in Mount Olivet, Kentucky

Find the cheapest car insurance companies in Mount Olivet, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mount Olivet, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mount Olivet, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Olivet car insurance rates. Find the cheapest Mount Olivet, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Olivet, Kentucky

Insurance Company Low Medium High
Allstate $5,314 $5,688 $6,126
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,568 $5,754 $6,026
Nationwide $4,735 $4,596 $4,611
Progressive $4,246 $4,504 $4,904
State Farm $2,601 $2,780 $2,960
Travelers $4,565 $4,820 $5,011
USAA $2,650 $2,768 $2,906

What affects car insurance rates in Mount Olivet, Kentucky?

What factors can have an impact on Mount Olivet, KY car insurance? There are several reasons why Mount Olivet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Olivet, Kentucky.

Commute Time in Mount Olivet

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Olivet, KY is 40.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Olivet, KY

Ready to find affordable Mount Olivet, Kentucky car insurance today? Enter your ZIP code for fast, free Mount Olivet, KY car insurance quotes.

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