Compare Mount Pleasant, IA Car Insurance Rates (2021)

Car insurance in Mount Pleasant, IA averages $245 a month. Mount Pleasant, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Mount Pleasant car insurance rates, compare quotes from the top car insurance companies in Mount Pleasant, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Pleasant, IA are $2,934/year
  • The cheapest car insurance company in Mount Pleasant is USAA
  • Average car insurance rates in Mount Pleasant, IA after a DUI are $3,553/year

If you need to buy Mount Pleasant, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Pleasant, IA is right here.

You’ll find Mount Pleasant car insurance rates, the cheapest Mount Pleasant, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Mount Pleasant, Iowa car insurance rates to Council Bluffs car insurance rates, Cedar Rapids car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Mount Pleasant, IA car insurance today? Enter your ZIP code for fast, free Mount Pleasant car insurance quotes.

Cheapest Mount Pleasant, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Pleasant, IA car insurance rates? Every Mount Pleasant, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Pleasant, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,901 $1,837 $1,679 $1,711 $5,260 $5,887 $2,087 $2,154
American Family $1,939 $1,939 $1,734 $1,734 $5,158 $7,244 $1,939 $2,337
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,467 $1,409 $1,212 $1,256 $3,652 $4,118 $1,763 $1,906
State Farm $1,337 $1,337 $1,169 $1,169 $3,540 $4,498 $1,501 $1,705
Travelers $2,584 $2,638 $2,506 $2,513 $11,387 $18,122 $2,687 $3,187
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Mount Pleasant, IA

Every driver must carry the minimum car insurance in Mount Pleasant, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Pleasant, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mount Pleasant, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Pleasant, IA. Compare credit history car insurance rates in Mount Pleasant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Pleasant, Iowa

Insurance Company Poor Fair Good
Allstate $3,364 $2,677 $2,403
American Family $3,829 $2,814 $2,365
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,473 $2,004 $1,816
State Farm $2,893 $1,790 $1,413
Travelers $6,418 $5,476 $5,216
USAA $2,399 $1,648 $1,427

Cheapest Mount Pleasant, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Pleasant, IA to rates for a clean record with top companies.

Annual Mount Pleasant, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $2,900 $3,264 $2,680
American Family $2,168 $3,176 $4,120 $2,549
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,686 $2,767 $1,830 $2,108
State Farm $1,886 $2,178 $2,032 $2,032
Travelers $4,159 $5,541 $7,417 $5,695
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Mount Pleasant, IA Car Insurance for Teen Drivers

Teen car insurance in Mount Pleasant, IA can be expensive. Take a look at rates from the top car insurance companies in Mount Pleasant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Pleasant, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,260 $5,887
American Family $5,158 $7,244
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,652 $4,118
State Farm $3,540 $4,498
Travelers $11,387 $18,122
USAA $3,285 $3,490

Cheapest Mount Pleasant, IA Car Insurance for Seniors

Take a look at Mount Pleasant, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Pleasant, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,679 $1,711
American Family $1,734 $1,734
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,212 $1,256
State Farm $1,169 $1,169
Travelers $2,506 $2,513
USAA $1,123 $1,146

Cheapest Mount Pleasant, IA Car Insurance Rates After a DUI

A DUI in Mount Pleasant, IA increases car insurance rates. Compare Mount Pleasant, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Pleasant, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,264
American Family $4,120
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $1,830
State Farm $2,032
Travelers $7,417
USAA $2,432

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Cheapest Mount Pleasant, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Pleasant, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Pleasant, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,748 $2,881
American Family $2,968 $3,038
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,098 $2,098
State Farm $1,983 $2,081
Travelers $5,703 $5,703
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Mount Pleasant, IA

Take a look at a side-by-side comparison of the top car insurance companies in Mount Pleasant, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Pleasant, Iowa

Insurance Company Average Annual Rates
Allstate $2,815
American Family $3,003
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,098
State Farm $2,032
Travelers $5,703
USAA $1,825

Category Winners: Cheapest Car Insurance in Mount Pleasant, Iowa

Find the cheapest car insurance companies in Mount Pleasant, IA for each category right here.

Best Annual Car Insurance Rates by Company in Mount Pleasant, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Mount Pleasant, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Pleasant car insurance rates. Find the cheapest Mount Pleasant, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Pleasant, Iowa

Insurance Company Low Medium High
Allstate $2,718 $2,817 $2,908
American Family $3,020 $3,170 $2,819
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $1,973 $2,105 $2,215
State Farm $1,938 $2,042 $2,115
Travelers $5,378 $5,789 $5,943
USAA $1,732 $1,830 $1,911

What affects car insurance rates in Mount Pleasant, Iowa?

What factors can have an impact on Mount Pleasant, IA car insurance? There are several reasons why Mount Pleasant car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Pleasant, Iowa.

Commute Time in Mount Pleasant

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Pleasant, IA is 14.2 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Pleasant, IA

Ready to find affordable Mount Pleasant, Iowa car insurance today? Enter your ZIP code for fast, free Mount Pleasant, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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