Compare Mount Pleasant, MS Car Insurance Rates (2021)

Car insurance in Mount Pleasant, MS averages $294 a month. Mount Pleasant, Mississippi car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Pleasant car insurance rates, compare quotes from the top car insurance companies in Mount Pleasant, MS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Pleasant, MS are $3,531/year
  • The cheapest car insurance company in Mount Pleasant is USAA
  • The cheapest car insurance company in Mount Pleasant for teen drivers is USAA

If you need to buy Mount Pleasant, Mississippi car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Pleasant, MS is right here.

You’ll find Mount Pleasant car insurance rates, the cheapest Mount Pleasant, MS car insurance companies, and information on Mississippi car insurance laws. You can also compare Mount Pleasant, Mississippi car insurance rates to Meridian car insurance rates, Tupelo car insurance rates, and Hattiesburg car insurance rates.

Ready to find affordable Mount Pleasant, MS car insurance today? Enter your ZIP code for fast, free Mount Pleasant car insurance quotes.

Cheapest Mount Pleasant, MS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Pleasant, MS car insurance rates? Every Mount Pleasant, Mississippi car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Pleasant, Mississippi

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,910 $2,776 $2,604 $2,663 $11,760 $12,571 $3,291 $3,371
GEICO $2,643 $2,498 $2,396 $2,227 $6,655 $6,275 $4,454 $2,139
Liberty Mutual $2,482 $2,688 $1,995 $2,238 $8,870 $9,867 $2,638 $2,779
Nationwide $1,895 $1,946 $1,704 $1,804 $3,737 $4,749 $2,141 $2,316
Progressive $2,583 $2,435 $2,108 $2,053 $9,186 $10,306 $2,663 $2,779
State Farm $1,700 $1,700 $1,522 $1,522 $4,908 $6,166 $1,894 $2,158
Travelers $1,684 $1,714 $1,600 $1,602 $7,523 $11,918 $1,764 $2,050
USAA $1,302 $1,289 $1,217 $1,230 $3,217 $3,812 $1,582 $1,742

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Minimum Car Insurance in Mount Pleasant, MS

Every driver must carry the minimum car insurance in Mount Pleasant, MS. Take a look at the Mississippi car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Pleasant, Mississippi

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Pleasant, MS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Pleasant, MS. Compare credit history car insurance rates in Mount Pleasant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Pleasant, Mississippi

Insurance Company Poor Fair Good
Allstate $6,075 $5,374 $4,280
GEICO $5,520 $3,128 $2,335
Liberty Mutual $6,014 $3,678 $2,893
Nationwide $2,967 $2,425 $2,217
Progressive $4,850 $4,119 $3,823
State Farm $3,885 $2,358 $1,846
Travelers $4,236 $3,455 $3,505
USAA $2,626 $1,714 $1,431

Cheapest Mount Pleasant, MS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Pleasant, MS to rates for a clean record with top companies.

Annual Mount Pleasant, Mississippi Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,415 $5,208 $6,335 $5,013
GEICO $2,288 $3,459 $5,244 $3,652
Liberty Mutual $2,981 $4,749 $4,866 $4,182
Nationwide $2,033 $2,585 $3,280 $2,247
Progressive $3,658 $4,888 $4,210 $4,300
State Farm $2,450 $2,997 $2,669 $2,669
Travelers $3,262 $3,415 $4,689 $3,561
USAA $1,505 $1,919 $2,599 $1,673

Cheapest Mount Pleasant, MS Car Insurance for Teen Drivers

Teen car insurance in Mount Pleasant, MS can be expensive. Take a look at rates from the top car insurance companies in Mount Pleasant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Pleasant, Mississippi

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,760 $12,571
GEICO $6,655 $6,275
Liberty Mutual $8,870 $9,867
Nationwide $3,737 $4,749
Progressive $9,186 $10,306
State Farm $4,908 $6,166
Travelers $7,523 $11,918
USAA $3,217 $3,812

Cheapest Mount Pleasant, MS Car Insurance for Seniors

Take a look at Mount Pleasant, MS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Pleasant, Mississippi

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,604 $2,663
GEICO $2,396 $2,227
Liberty Mutual $1,995 $2,238
Nationwide $1,704 $1,804
Progressive $2,108 $2,053
State Farm $1,522 $1,522
Travelers $1,600 $1,602
USAA $1,217 $1,230

Cheapest Mount Pleasant, MS Car Insurance Rates After a DUI

A DUI in Mount Pleasant, MS increases car insurance rates. Compare Mount Pleasant, Mississippi DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Pleasant, Mississippi

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,335
GEICO $5,244
Liberty Mutual $4,866
Nationwide $3,280
Progressive $4,210
State Farm $2,669
Travelers $4,689
USAA $2,599

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Cheapest Mount Pleasant, MS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Pleasant, MS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Pleasant, Mississippi

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,243 $5,243
GEICO $3,649 $3,673
Liberty Mutual $4,195 $4,195
Nationwide $2,536 $2,536
Progressive $4,264 $4,264
State Farm $2,632 $2,761
Travelers $3,732 $3,732
USAA $1,865 $1,983

The Best Cheap Car Insurance Companies in Mount Pleasant, MS

Take a look at a side-by-side comparison of the top car insurance companies in Mount Pleasant, MS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Pleasant, Mississippi

Insurance Company Average Annual Rates
Allstate $5,243
GEICO $3,661
Liberty Mutual $4,195
Nationwide $2,536
Progressive $4,264
State Farm $2,696
Travelers $3,732
USAA $1,924

Category Winners: Cheapest Car Insurance in Mount Pleasant, Mississippi

Find the cheapest car insurance companies in Mount Pleasant, MS for each category right here.

Best Annual Car Insurance Rates by Company in Mount Pleasant, Mississippi

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mount Pleasant, MS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Pleasant car insurance rates. Find the cheapest Mount Pleasant, MS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Pleasant, Mississippi

Insurance Company Low Medium High
Allstate $5,011 $5,237 $5,481
GEICO $3,453 $3,686 $3,843
Liberty Mutual $3,932 $4,176 $4,476
Nationwide $2,392 $2,528 $2,689
Progressive $3,836 $4,317 $4,638
State Farm $2,543 $2,684 $2,862
Travelers $3,540 $3,755 $3,901
USAA $1,798 $1,913 $2,061

Compare Car Insurance Quotes in Mount Pleasant, MS

Ready to find affordable Mount Pleasant, Mississippi car insurance today? Enter your ZIP code for fast, free Mount Pleasant, MS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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