Compare Mount Royal, NJ Car Insurance Rates (2021)

Car insurance in Mount Royal, NJ averages $423 a month. Mount Royal, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mount Royal car insurance rates, compare quotes from the top car insurance companies in Mount Royal, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Royal, NJ are $5,080/year
  • Average car insurance rates in Mount Royal, NJ after a DUI are $5,983/year
  • The cheapest car insurance company in Mount Royal for teen drivers is GEICO

If you need to buy Mount Royal, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Royal, NJ is right here.

You’ll find Mount Royal car insurance rates, the cheapest Mount Royal, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Mount Royal, New Jersey car insurance rates to Camden car insurance rates, Paterson car insurance rates, and Jersey City car insurance rates.

Ready to find affordable Mount Royal, NJ car insurance today? Enter your ZIP code for fast, free Mount Royal car insurance quotes.

Cheapest Mount Royal, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Royal, NJ car insurance rates? Every Mount Royal, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Royal, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,334 $3,256 $3,256 $10,525 $12,857 $3,940 $4,052
Farmers $4,109 $4,151 $3,995 $3,915 $12,046 $13,862 $4,882 $5,004
GEICO $2,090 $2,046 $2,033 $2,033 $3,754 $3,774 $2,389 $2,345
Liberty Mutual $4,453 $4,453 $4,888 $4,888 $11,481 $13,021 $4,888 $5,605
Progressive $1,819 $1,685 $1,645 $1,687 $8,179 $9,047 $2,148 $2,068
State Farm $4,094 $4,094 $3,706 $3,706 $13,378 $17,175 $4,665 $5,211
Travelers $2,766 $2,703 $2,564 $2,596 $6,306 $7,147 $2,710 $2,698

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Minimum Car Insurance in Mount Royal, NJ

Every driver must carry the minimum car insurance in Mount Royal, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Royal, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mount Royal, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Royal, NJ. Compare credit history car insurance rates in Mount Royal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Royal, New Jersey

Insurance Company Poor Fair Good
Allstate $7,768 $4,998 $3,949
Farmers $7,715 $6,054 $5,718
GEICO $3,844 $2,218 $1,611
Liberty Mutual $8,503 $6,305 $5,322
Progressive $3,950 $3,456 $3,198
State Farm $10,129 $6,114 $4,769
Travelers $4,921 $3,631 $2,507

Cheapest Mount Royal, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Royal, NJ to rates for a clean record with top companies.

Annual Mount Royal, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,174 $6,961 $6,068 $5,081
Farmers $5,036 $8,541 $6,933 $5,471
GEICO $1,992 $2,615 $3,633 $1,992
Liberty Mutual $6,443 $7,376 $6,576 $6,443
Progressive $3,050 $4,066 $3,475 $3,549
State Farm $3,811 $6,929 $11,135 $6,140
Travelers $2,844 $4,199 $4,058 $3,644

Cheapest Mount Royal, NJ Car Insurance for Teen Drivers

Teen car insurance in Mount Royal, NJ can be expensive. Take a look at rates from the top car insurance companies in Mount Royal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Royal, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,525 $12,857
Farmers $12,046 $13,862
GEICO $3,754 $3,774
Liberty Mutual $11,481 $13,021
Progressive $8,179 $9,047
State Farm $13,378 $17,175
Travelers $6,306 $7,147

Cheapest Mount Royal, NJ Car Insurance for Seniors

Take a look at Mount Royal, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Royal, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
Farmers $3,995 $3,915
GEICO $2,033 $2,033
Liberty Mutual $4,888 $4,888
Progressive $1,645 $1,687
State Farm $3,706 $3,706
Travelers $2,564 $2,596

Cheapest Mount Royal, NJ Car Insurance Rates After a DUI

A DUI in Mount Royal, NJ increases car insurance rates. Compare Mount Royal, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Royal, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,068
Farmers $6,933
GEICO $3,633
Liberty Mutual $6,576
Progressive $3,475
State Farm $11,135
Travelers $4,058

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Cheapest Mount Royal, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Royal, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Royal, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,561 $5,581
Farmers $6,495 $6,495
GEICO $2,537 $2,579
Liberty Mutual $6,645 $6,774
Progressive $3,535 $3,535
State Farm $6,824 $7,183
Travelers $3,686 $3,686

The Best Cheap Car Insurance Companies in Mount Royal, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Mount Royal, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Royal, New Jersey

Insurance Company Average Annual Rates
Allstate $5,571
Farmers $6,495
GEICO $2,558
Liberty Mutual $6,710
Progressive $3,535
State Farm $7,004
Travelers $3,686

Category Winners: Cheapest Car Insurance in Mount Royal, New Jersey

Find the cheapest car insurance companies in Mount Royal, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Mount Royal, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Mount Royal, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Royal car insurance rates. Find the cheapest Mount Royal, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Royal, New Jersey

Insurance Company Low Medium High
Allstate $5,120 $5,656 $5,938
Farmers $5,867 $6,461 $7,159
GEICO $2,285 $2,606 $2,783
Liberty Mutual $5,971 $6,921 $7,238
Progressive $3,217 $3,584 $3,803
State Farm $6,515 $7,094 $7,401
Travelers $3,385 $3,689 $3,985

Compare Car Insurance Quotes in Mount Royal, NJ

Ready to find affordable Mount Royal, New Jersey car insurance today? Enter your ZIP code for fast, free Mount Royal, NJ car insurance quotes.

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