Compare Mount Sterling, IA Car Insurance Rates (2021)

Car insurance in Mount Sterling, IA averages $250 a month. Mount Sterling, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Mount Sterling car insurance rates, compare quotes from the top car insurance companies in Mount Sterling, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Sterling, IA are $3,002/year
  • The cheapest car insurance company in Mount Sterling is USAA
  • Average car insurance rates in Mount Sterling, IA after a DUI are $3,610/year

If you need to buy Mount Sterling, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Sterling, IA is right here.

You’ll find Mount Sterling car insurance rates, the cheapest Mount Sterling, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Mount Sterling, Iowa car insurance rates to Iowa City car insurance rates, Ames car insurance rates, and Des Moines car insurance rates.

Ready to find affordable Mount Sterling, IA car insurance today? Enter your ZIP code for fast, free Mount Sterling car insurance quotes.

Cheapest Mount Sterling, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Sterling, IA car insurance rates? Every Mount Sterling, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,833 $1,674 $1,707 $5,256 $5,883 $2,083 $2,149
American Family $1,899 $1,899 $1,698 $1,698 $5,047 $7,088 $1,899 $2,287
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,849 $1,904 $1,643 $1,762 $4,176 $5,431 $2,084 $2,273
Progressive $1,893 $1,843 $1,561 $1,612 $4,296 $4,864 $2,281 $2,456
State Farm $1,574 $1,574 $1,363 $1,363 $3,971 $5,072 $1,763 $1,992
Travelers $2,598 $2,654 $2,513 $2,522 $11,368 $18,110 $2,698 $3,210
USAA $1,224 $1,238 $1,123 $1,146 $3,285 $3,490 $1,468 $1,622

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Minimum Car Insurance in Mount Sterling, IA

Every driver must carry the minimum car insurance in Mount Sterling, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Sterling, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mount Sterling, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Sterling, IA. Compare credit history car insurance rates in Mount Sterling from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Sterling, Iowa

Insurance Company Poor Fair Good
Allstate $3,357 $2,673 $2,400
American Family $3,747 $2,755 $2,315
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,217 $2,506 $2,198
Progressive $3,101 $2,474 $2,227
State Farm $3,325 $2,056 $1,621
Travelers $6,428 $5,481 $5,219
USAA $2,399 $1,648 $1,427

Cheapest Mount Sterling, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Sterling, IA to rates for a clean record with top companies.

Annual Mount Sterling, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $2,896 $3,260 $2,676
American Family $2,121 $3,111 $4,031 $2,494
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,900 $2,746 $3,759 $2,155
Progressive $2,101 $3,394 $2,275 $2,633
State Farm $2,180 $2,488 $2,334 $2,334
Travelers $4,169 $5,544 $7,420 $5,705
USAA $1,395 $1,870 $2,432 $1,602

Cheapest Mount Sterling, IA Car Insurance for Teen Drivers

Teen car insurance in Mount Sterling, IA can be expensive. Take a look at rates from the top car insurance companies in Mount Sterling for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Sterling, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,256 $5,883
American Family $5,047 $7,088
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,176 $5,431
Progressive $4,296 $4,864
State Farm $3,971 $5,072
Travelers $11,368 $18,110
USAA $3,285 $3,490

Cheapest Mount Sterling, IA Car Insurance for Seniors

Take a look at Mount Sterling, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Sterling, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,674 $1,707
American Family $1,698 $1,698
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,643 $1,762
Progressive $1,561 $1,612
State Farm $1,363 $1,363
Travelers $2,513 $2,522
USAA $1,123 $1,146

Cheapest Mount Sterling, IA Car Insurance Rates After a DUI

A DUI in Mount Sterling, IA increases car insurance rates. Compare Mount Sterling, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Sterling, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,260
American Family $4,031
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,759
Progressive $2,275
State Farm $2,334
Travelers $7,420
USAA $2,432

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Cheapest Mount Sterling, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Sterling, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Sterling, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,744 $2,877
American Family $2,905 $2,973
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,640 $2,640
Progressive $2,601 $2,601
State Farm $2,278 $2,390
Travelers $5,709 $5,709
USAA $1,758 $1,891

The Best Cheap Car Insurance Companies in Mount Sterling, IA

Take a look at a side-by-side comparison of the top car insurance companies in Mount Sterling, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Sterling, Iowa

Insurance Company Average Annual Rates
Allstate $2,810
American Family $2,939
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,640
Progressive $2,601
State Farm $2,334
Travelers $5,709
USAA $1,825

Category Winners: Cheapest Car Insurance in Mount Sterling, Iowa

Find the cheapest car insurance companies in Mount Sterling, IA for each category right here.

Best Annual Car Insurance Rates by Company in Mount Sterling, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Mount Sterling, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Sterling car insurance rates. Find the cheapest Mount Sterling, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Sterling, Iowa

Insurance Company Low Medium High
Allstate $2,717 $2,813 $2,900
American Family $2,954 $3,102 $2,761
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,769 $2,621 $2,531
Progressive $2,474 $2,609 $2,719
State Farm $2,239 $2,345 $2,419
Travelers $5,379 $5,795 $5,953
USAA $1,732 $1,830 $1,911

Compare Car Insurance Quotes in Mount Sterling, IA

Ready to find affordable Mount Sterling, Iowa car insurance today? Enter your ZIP code for fast, free Mount Sterling, IA car insurance quotes.

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