Compare Mount Sterling, WI Car Insurance Rates (2021)

Car insurance in Mount Sterling, WI averages $255 a month. Mount Sterling, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mount Sterling car insurance rates, compare quotes from the top car insurance companies in Mount Sterling, WI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Sterling, WI are $3,058/year
  • The cheapest car insurance company in Mount Sterling is American Family
  • Average car insurance rates in Mount Sterling, WI after a DUI are $3,378/year

If you need to buy Mount Sterling, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Sterling, WI is right here.

You’ll find Mount Sterling car insurance rates, the cheapest Mount Sterling, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Mount Sterling, Wisconsin car insurance rates to Kenosha car insurance rates, La Crosse car insurance rates, and Oshkosh car insurance rates.

Ready to find affordable Mount Sterling, WI car insurance today? Enter your ZIP code for fast, free Mount Sterling car insurance quotes.

Cheapest Mount Sterling, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Sterling, WI car insurance rates? Every Mount Sterling, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Sterling, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,213 $2,338 $2,038 $2,257 $6,937 $8,913 $2,255 $2,448
American Family $1,056 $1,108 $985 $994 $2,967 $3,292 $1,253 $1,340
Farmers $1,944 $1,941 $1,720 $1,828 $9,416 $9,745 $2,208 $2,303
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,819 $4,016 $3,157 $3,326 $7,791 $11,932 $4,642 $5,513
Progressive $2,139 $2,043 $1,746 $1,822 $8,102 $9,159 $2,576 $2,815
State Farm $1,285 $1,285 $1,138 $1,138 $3,616 $4,570 $1,448 $1,655
USAA $1,368 $1,365 $1,238 $1,259 $3,492 $4,054 $1,776 $1,949

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Minimum Car Insurance in Mount Sterling, WI

Every driver must carry the minimum car insurance in Mount Sterling, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Sterling, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mount Sterling, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Sterling, WI. Compare credit history car insurance rates in Mount Sterling from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Sterling, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,828 $3,319 $2,878
American Family $2,168 $1,435 $1,270
Farmers $4,391 $3,719 $3,555
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,211 $5,181 $5,181
Progressive $4,331 $3,666 $3,404
State Farm $3,008 $1,727 $1,315
USAA $3,181 $1,673 $1,334

Cheapest Mount Sterling, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Sterling, WI to rates for a clean record with top companies.

Annual Mount Sterling, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,022 $4,126 $3,841 $3,710
American Family $1,553 $1,648 $1,648 $1,648
Farmers $3,385 $4,286 $4,054 $3,828
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,670 $5,403 $6,622 $5,403
Progressive $3,479 $4,213 $3,608 $3,901
State Farm $1,858 $2,176 $2,017 $2,017
USAA $1,616 $2,036 $2,756 $1,843

Cheapest Mount Sterling, WI Car Insurance for Teen Drivers

Teen car insurance in Mount Sterling, WI can be expensive. Take a look at rates from the top car insurance companies in Mount Sterling for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Sterling, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,937 $8,913
American Family $2,967 $3,292
Farmers $9,416 $9,745
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,791 $11,932
Progressive $8,102 $9,159
State Farm $3,616 $4,570
USAA $3,492 $4,054

Cheapest Mount Sterling, WI Car Insurance for Seniors

Take a look at Mount Sterling, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Sterling, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,038 $2,257
American Family $985 $994
Farmers $1,720 $1,828
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,157 $3,326
Progressive $1,746 $1,822
State Farm $1,138 $1,138
USAA $1,238 $1,259

Cheapest Mount Sterling, WI Car Insurance Rates After a DUI

A DUI in Mount Sterling, WI increases car insurance rates. Compare Mount Sterling, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Sterling, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,841
American Family $1,648
Farmers $4,054
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,622
Progressive $3,608
State Farm $2,017
USAA $2,756

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Cheapest Mount Sterling, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Sterling, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Sterling, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,587 $3,763
American Family $1,597 $1,652
Farmers $3,888 $3,888
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,524 $5,524
Progressive $3,800 $3,800
State Farm $1,968 $2,066
USAA $2,036 $2,089

The Best Cheap Car Insurance Companies in Mount Sterling, WI

Take a look at a side-by-side comparison of the top car insurance companies in Mount Sterling, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Sterling, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,675
American Family $1,624
Farmers $3,888
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,524
Progressive $3,800
State Farm $2,017
USAA $2,063

Category Winners: Cheapest Car Insurance in Mount Sterling, Wisconsin

Find the cheapest car insurance companies in Mount Sterling, WI for each category right here.

Best Annual Car Insurance Rates by Company in Mount Sterling, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Mount Sterling, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Sterling car insurance rates. Find the cheapest Mount Sterling, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Sterling, Wisconsin

Insurance Company Low Medium High
Allstate $3,511 $3,666 $3,848
American Family $1,613 $1,639 $1,621
Farmers $3,566 $3,856 $4,243
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,372 $5,521 $5,680
Progressive $3,612 $3,823 $3,966
State Farm $1,914 $2,022 $2,114
USAA $1,991 $2,064 $2,133

What affects car insurance rates in Mount Sterling, Wisconsin?

What factors can have an impact on Mount Sterling, WI car insurance? There are several reasons why Mount Sterling car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Sterling, Wisconsin.

Commute Time in Mount Sterling

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Sterling, WI is 19.7 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Sterling, WI

Ready to find affordable Mount Sterling, Wisconsin car insurance today? Enter your ZIP code for fast, free Mount Sterling, WI car insurance quotes.

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