Compare Mount Union, IA Car Insurance Rates (2021)

Car insurance in Mount Union, IA averages $246 a month. Mount Union, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Mount Union car insurance rates, compare quotes from the top car insurance companies in Mount Union, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Union, IA after a DUI are $3,571/year
  • Average car insurance rates in Mount Union, IA are $2,950/year
  • The cheapest car insurance company in Mount Union for teen drivers is USAA

If you need to buy Mount Union, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Union, IA is right here.

You’ll find Mount Union car insurance rates, the cheapest Mount Union, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Mount Union, Iowa car insurance rates to Council Bluffs car insurance rates, West Des Moines car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Mount Union, IA car insurance today? Enter your ZIP code for fast, free Mount Union car insurance quotes.

Cheapest Mount Union, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Union, IA car insurance rates? Every Mount Union, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Union, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,776 $1,706 $1,580 $1,608 $5,087 $5,725 $1,931 $1,988
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,882 $1,935 $1,674 $1,791 $4,309 $5,592 $2,128 $2,318
Progressive $1,520 $1,463 $1,254 $1,300 $3,754 $4,238 $1,828 $1,981
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,584 $2,638 $2,506 $2,513 $11,387 $18,122 $2,687 $3,187
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

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Minimum Car Insurance in Mount Union, IA

Every driver must carry the minimum car insurance in Mount Union, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Union, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mount Union, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Union, IA. Compare credit history car insurance rates in Mount Union from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Union, Iowa

Insurance Company Poor Fair Good
Allstate $3,196 $2,542 $2,288
American Family $3,819 $2,808 $2,360
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,290 $2,569 $2,252
Progressive $2,558 $2,069 $1,875
State Farm $3,113 $1,926 $1,519
Travelers $6,418 $5,476 $5,216
USAA $2,498 $1,719 $1,490

Cheapest Mount Union, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Union, IA to rates for a clean record with top companies.

Annual Mount Union, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,278 $2,751 $3,128 $2,544
American Family $2,163 $3,168 $4,110 $2,542
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,949 $2,812 $3,845 $2,209
Progressive $1,743 $2,856 $1,891 $2,180
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $4,159 $5,541 $7,417 $5,695
USAA $1,451 $1,952 $2,540 $1,667

Cheapest Mount Union, IA Car Insurance for Teen Drivers

Teen car insurance in Mount Union, IA can be expensive. Take a look at rates from the top car insurance companies in Mount Union for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Union, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,087 $5,725
American Family $5,150 $7,228
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,309 $5,592
Progressive $3,754 $4,238
State Farm $3,825 $4,856
Travelers $11,387 $18,122
USAA $3,476 $3,681

Cheapest Mount Union, IA Car Insurance for Seniors

Take a look at Mount Union, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Union, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,580 $1,608
American Family $1,729 $1,729
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,674 $1,791
Progressive $1,254 $1,300
State Farm $1,254 $1,254
Travelers $2,506 $2,513
USAA $1,161 $1,179

Cheapest Mount Union, IA Car Insurance Rates After a DUI

A DUI in Mount Union, IA increases car insurance rates. Compare Mount Union, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Union, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,128
American Family $4,110
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,845
Progressive $1,891
State Farm $2,186
Travelers $7,417
USAA $2,540

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Cheapest Mount Union, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Union, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Union, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,612 $2,738
American Family $2,961 $3,031
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,704 $2,704
Progressive $2,167 $2,167
State Farm $2,133 $2,239
Travelers $5,703 $5,703
USAA $1,833 $1,972

The Best Cheap Car Insurance Companies in Mount Union, IA

Take a look at a side-by-side comparison of the top car insurance companies in Mount Union, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Union, Iowa

Insurance Company Average Annual Rates
Allstate $2,675
American Family $2,996
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,704
Progressive $2,167
State Farm $2,186
Travelers $5,703
USAA $1,902

Category Winners: Cheapest Car Insurance in Mount Union, Iowa

Find the cheapest car insurance companies in Mount Union, IA for each category right here.

Best Annual Car Insurance Rates by Company in Mount Union, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Mount Union, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Union car insurance rates. Find the cheapest Mount Union, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Union, Iowa

Insurance Company Low Medium High
Allstate $2,579 $2,678 $2,769
American Family $3,012 $3,162 $2,813
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,827 $2,688 $2,597
Progressive $2,041 $2,173 $2,288
State Farm $2,083 $2,198 $2,277
Travelers $5,378 $5,789 $5,943
USAA $1,808 $1,909 $1,991

What affects car insurance rates in Mount Union, Iowa?

What factors can have an impact on Mount Union, IA car insurance? There are several reasons why Mount Union car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Union, Iowa.

Commute Time in Mount Union

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Union, IA is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Union, IA

Ready to find affordable Mount Union, Iowa car insurance today? Enter your ZIP code for fast, free Mount Union, IA car insurance quotes.

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