Compare Mount Upton, NY Car Insurance Rates (2021)

Car insurance in Mount Upton, NY averages $282 a month. Mount Upton, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mount Upton car insurance rates, compare quotes from the top car insurance companies in Mount Upton, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Upton, NY are $3,382/year
  • The cheapest car insurance company in Mount Upton for teen drivers is GEICO
  • The cheapest car insurance company in Mount Upton is GEICO

If you need to buy Mount Upton, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Upton, NY is right here.

You’ll find Mount Upton car insurance rates, the cheapest Mount Upton, NY car insurance companies, and information on New York car insurance laws. You can also compare Mount Upton, New York car insurance rates to Rochester car insurance rates, New York car insurance rates, and Utica car insurance rates.

Ready to find affordable Mount Upton, NY car insurance today? Enter your ZIP code for fast, free Mount Upton car insurance quotes.

Cheapest Mount Upton, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Upton, NY car insurance rates? Every Mount Upton, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Upton, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,394 $2,271 $2,228 $2,265 $6,758 $7,248 $2,420 $2,459
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,260 $2,260 $2,133 $2,133 $3,937 $5,868 $2,260 $2,873
Progressive $1,701 $1,618 $1,387 $1,401 $5,406 $6,039 $2,182 $2,139
State Farm $2,175 $2,175 $1,890 $1,890 $6,299 $8,145 $2,385 $2,528
Travelers $2,383 $2,419 $2,167 $2,335 $5,448 $6,449 $2,536 $2,656
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

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Minimum Car Insurance in Mount Upton, NY

Every driver must carry the minimum car insurance in Mount Upton, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Upton, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mount Upton, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Upton, NY. Compare credit history car insurance rates in Mount Upton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Upton, New York

Insurance Company Poor Fair Good
Allstate $4,990 $2,954 $2,572
GEICO $2,420 $1,779 $1,596
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,966 $2,966 $2,966
Progressive $4,331 $2,237 $1,635
State Farm $4,852 $3,042 $2,414
Travelers $4,510 $2,876 $2,510
USAA $5,185 $2,565 $2,265

Cheapest Mount Upton, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Upton, NY to rates for a clean record with top companies.

Annual Mount Upton, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,995 $2,995 $4,297 $3,734
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,264 $2,264 $5,017 $2,316
Progressive $2,664 $2,664 $2,930 $2,678
State Farm $3,278 $3,278 $3,594 $3,594
Travelers $2,837 $3,513 $3,565 $3,281
USAA $2,972 $3,020 $4,343 $3,020

Cheapest Mount Upton, NY Car Insurance for Teen Drivers

Teen car insurance in Mount Upton, NY can be expensive. Take a look at rates from the top car insurance companies in Mount Upton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Upton, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $7,248
GEICO $2,967 $4,318
Liberty Mutual $8,248 $13,407
Nationwide $3,937 $5,868
Progressive $5,406 $6,039
State Farm $6,299 $8,145
Travelers $5,448 $6,449
USAA $6,993 $8,362

Cheapest Mount Upton, NY Car Insurance for Seniors

Take a look at Mount Upton, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Upton, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,265
GEICO $1,387 $1,367
Liberty Mutual $3,949 $3,949
Nationwide $2,133 $2,133
Progressive $1,387 $1,401
State Farm $1,890 $1,890
Travelers $2,167 $2,335
USAA $1,576 $1,583

Cheapest Mount Upton, NY Car Insurance Rates After a DUI

A DUI in Mount Upton, NY increases car insurance rates. Compare Mount Upton, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Upton, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,297
GEICO $3,007
Liberty Mutual $9,308
Nationwide $5,017
Progressive $2,930
State Farm $3,594
Travelers $3,565
USAA $4,343

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Cheapest Mount Upton, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Upton, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Upton, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,458 $3,552
GEICO $1,875 $1,988
Liberty Mutual $5,686 $6,015
Nationwide $2,966 $2,966
Progressive $2,734 $2,734
State Farm $3,316 $3,556
Travelers $3,299 $3,299
USAA $3,305 $3,372

The Best Cheap Car Insurance Companies in Mount Upton, NY

Take a look at a side-by-side comparison of the top car insurance companies in Mount Upton, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Upton, New York

Insurance Company Average Annual Rates
Allstate $3,505
GEICO $1,931
Liberty Mutual $5,850
Nationwide $2,966
Progressive $2,734
State Farm $3,436
Travelers $3,299
USAA $3,339

Category Winners: Cheapest Car Insurance in Mount Upton, New York

Find the cheapest car insurance companies in Mount Upton, NY for each category right here.

Best Annual Car Insurance Rates by Company in Mount Upton, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Mount Upton, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Upton car insurance rates. Find the cheapest Mount Upton, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Upton, New York

Insurance Company Low Medium High
Allstate $3,338 $3,495 $3,683
GEICO $1,838 $1,926 $2,031
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,822 $2,945 $3,129
Progressive $2,619 $2,722 $2,861
State Farm $3,283 $3,453 $3,572
Travelers $3,158 $3,273 $3,466
USAA $3,250 $3,324 $3,442

Compare Car Insurance Quotes in Mount Upton, NY

Ready to find affordable Mount Upton, New York car insurance today? Enter your ZIP code for fast, free Mount Upton, NY car insurance quotes.

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