Compare Mount Vernon, IN Car Insurance Rates (2021)

Car insurance in Mount Vernon, IN averages $288 a month. Mount Vernon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Vernon car insurance rates, compare quotes from the top car insurance companies in Mount Vernon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Vernon, IN after a DUI are $4,077/year
  • The cheapest car insurance company in Mount Vernon for teen drivers is USAA
  • Average car insurance rates in Mount Vernon, IN are $3,450/year

If you need to buy Mount Vernon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Vernon, IN is right here.

You’ll find Mount Vernon car insurance rates, the cheapest Mount Vernon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Mount Vernon, Indiana car insurance rates to Hammond car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Mount Vernon, IN car insurance today? Enter your ZIP code for fast, free Mount Vernon car insurance quotes.

Cheapest Mount Vernon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Vernon, IN car insurance rates? Every Mount Vernon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,435 $2,490 $2,144 $2,346 $7,600 $9,611 $2,464 $2,676
American Family $2,437 $2,437 $2,188 $2,188 $6,692 $9,705 $2,437 $3,000
Farmers $1,839 $1,815 $1,568 $1,771 $10,138 $10,861 $2,445 $2,631
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,685 $1,593 $1,525 $1,538 $9,857 $11,066 $2,109 $2,147
State Farm $1,544 $1,544 $1,376 $1,376 $4,667 $5,989 $1,710 $1,897
Travelers $1,297 $1,320 $1,216 $1,216 $8,131 $12,896 $1,374 $1,587
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

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Minimum Car Insurance in Mount Vernon, IN

Every driver must carry the minimum car insurance in Mount Vernon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Vernon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Vernon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Vernon, IN. Compare credit history car insurance rates in Mount Vernon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Vernon, Indiana

Insurance Company Poor Fair Good
Allstate $4,919 $3,664 $3,330
American Family $5,317 $3,451 $2,889
Farmers $4,814 $3,937 $3,650
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,345 $3,847 $3,627
State Farm $3,662 $2,184 $1,693
Travelers $4,040 $3,425 $3,424
USAA $2,383 $1,581 $1,357

Cheapest Mount Vernon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Vernon, IN to rates for a clean record with top companies.

Annual Mount Vernon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,162 $4,661 $4,296 $3,765
American Family $2,678 $4,264 $5,409 $3,191
Farmers $3,696 $4,313 $4,446 $4,079
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,954 $5,177 $3,524 $4,105
State Farm $2,454 $2,690 $2,454 $2,454
Travelers $3,085 $3,809 $4,316 $3,309
USAA $1,334 $1,909 $2,194 $1,656

Cheapest Mount Vernon, IN Car Insurance for Teen Drivers

Teen car insurance in Mount Vernon, IN can be expensive. Take a look at rates from the top car insurance companies in Mount Vernon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Vernon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,600 $9,611
American Family $6,692 $9,705
Farmers $10,138 $10,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,857 $11,066
State Farm $4,667 $5,989
Travelers $8,131 $12,896
USAA $3,204 $3,560

Cheapest Mount Vernon, IN Car Insurance for Seniors

Take a look at Mount Vernon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Vernon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,346
American Family $2,188 $2,188
Farmers $1,568 $1,771
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,525 $1,538
State Farm $1,376 $1,376
Travelers $1,216 $1,216
USAA $1,048 $1,048

Cheapest Mount Vernon, IN Car Insurance Rates After a DUI

A DUI in Mount Vernon, IN increases car insurance rates. Compare Mount Vernon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Vernon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,296
American Family $5,409
Farmers $4,446
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,524
State Farm $2,454
Travelers $4,316
USAA $2,194

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Cheapest Mount Vernon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Vernon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Vernon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,971 $3,971
American Family $3,838 $3,932
Farmers $4,133 $4,133
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,940 $3,940
State Farm $2,441 $2,585
Travelers $3,630 $3,630
USAA $1,750 $1,797

The Best Cheap Car Insurance Companies in Mount Vernon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Mount Vernon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Vernon, Indiana

Insurance Company Average Annual Rates
Allstate $3,971
American Family $3,885
Farmers $4,133
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,940
State Farm $2,513
Travelers $3,630
USAA $1,773

Category Winners: Cheapest Car Insurance in Mount Vernon, Indiana

Find the cheapest car insurance companies in Mount Vernon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Mount Vernon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mount Vernon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Vernon car insurance rates. Find the cheapest Mount Vernon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Vernon, Indiana

Insurance Company Low Medium High
Allstate $3,766 $3,955 $4,191
American Family $3,849 $4,014 $3,794
Farmers $3,985 $4,126 $4,289
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,722 $3,878 $4,220
State Farm $2,390 $2,512 $2,636
Travelers $3,553 $3,664 $3,673
USAA $1,707 $1,769 $1,844

What affects car insurance rates in Mount Vernon, Indiana?

What factors can have an impact on Mount Vernon, IN car insurance? There are several reasons why Mount Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Vernon, Indiana.

Commute Time in Mount Vernon

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Vernon, IN is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Vernon, IN

Ready to find affordable Mount Vernon, Indiana car insurance today? Enter your ZIP code for fast, free Mount Vernon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State