Compare Mount Vernon, KY Car Insurance Rates (2021)

Car insurance in Mount Vernon, KY averages $405 a month. Mount Vernon, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Vernon car insurance rates, compare quotes from the top car insurance companies in Mount Vernon, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mount Vernon for teen drivers is State Farm
  • Average car insurance rates in Mount Vernon, KY after a DUI are $5,820/year
  • Average car insurance rates in Mount Vernon, KY are $4,861/year

If you need to buy Mount Vernon, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Vernon, KY is right here.

You’ll find Mount Vernon car insurance rates, the cheapest Mount Vernon, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mount Vernon, Kentucky car insurance rates to Bowling Green car insurance rates, Florence car insurance rates, and Richmond car insurance rates.

Ready to find affordable Mount Vernon, KY car insurance today? Enter your ZIP code for fast, free Mount Vernon car insurance quotes.

Cheapest Mount Vernon, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Vernon, KY car insurance rates? Every Mount Vernon, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Vernon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,035 $4,952 $4,566 $4,891 $20,359 $22,632 $5,524 $5,803
GEICO $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $3,065 $3,325 $2,649 $2,955 $11,968 $13,178 $3,180 $3,265
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,223 $2,106 $2,005 $2,008 $11,048 $12,519 $2,757 $2,807
State Farm $1,772 $1,772 $1,581 $1,581 $5,079 $6,448 $1,972 $2,186
Travelers $1,935 $1,970 $1,898 $1,903 $9,126 $14,664 $2,018 $2,325
USAA $2,085 $2,080 $1,884 $1,906 $5,707 $5,992 $2,630 $2,871

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Minimum Car Insurance in Mount Vernon, KY

Every driver must carry the minimum car insurance in Mount Vernon, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Vernon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Vernon, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Vernon, KY. Compare credit history car insurance rates in Mount Vernon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Vernon, Kentucky

Insurance Company Poor Fair Good
Allstate $12,284 $8,420 $6,958
GEICO $7,842 $3,915 $2,550
Liberty Mutual $7,802 $4,775 $3,766
Nationwide $5,260 $4,162 $3,616
Progressive $5,223 $4,568 $4,262
State Farm $4,032 $2,448 $1,917
Travelers $4,992 $4,232 $4,216
USAA $4,670 $2,624 $2,139

Cheapest Mount Vernon, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Vernon, KY to rates for a clean record with top companies.

Annual Mount Vernon, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,531 $10,009 $10,757 $8,585
GEICO $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,543 $6,986 $5,430 $4,833
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,870 $5,753 $4,412 $4,702
State Farm $2,570 $3,028 $2,799 $2,799
Travelers $3,915 $4,026 $5,789 $4,191
USAA $2,363 $3,346 $4,020 $2,849

Cheapest Mount Vernon, KY Car Insurance for Teen Drivers

Teen car insurance in Mount Vernon, KY can be expensive. Take a look at rates from the top car insurance companies in Mount Vernon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Vernon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $20,359 $22,632
GEICO $7,942 $9,404
Liberty Mutual $11,968 $13,178
Nationwide $7,042 $8,761
Progressive $11,048 $12,519
State Farm $5,079 $6,448
Travelers $9,126 $14,664
USAA $5,707 $5,992

Cheapest Mount Vernon, KY Car Insurance for Seniors

Take a look at Mount Vernon, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Vernon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,566 $4,891
GEICO $4,003 $3,626
Liberty Mutual $2,649 $2,955
Nationwide $2,775 $2,893
Progressive $2,005 $2,008
State Farm $1,581 $1,581
Travelers $1,898 $1,903
USAA $1,884 $1,906

Cheapest Mount Vernon, KY Car Insurance Rates After a DUI

A DUI in Mount Vernon, KY increases car insurance rates. Compare Mount Vernon, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Vernon, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,757
GEICO $7,717
Liberty Mutual $5,430
Nationwide $5,633
Progressive $4,412
State Farm $2,799
Travelers $5,789
USAA $4,020

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Cheapest Mount Vernon, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Vernon, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Vernon, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,220 $9,220
GEICO $4,724 $4,814
Liberty Mutual $5,448 $5,448
Nationwide $4,346 $4,346
Progressive $4,684 $4,684
State Farm $2,729 $2,868
Travelers $4,480 $4,480
USAA $3,029 $3,260

The Best Cheap Car Insurance Companies in Mount Vernon, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mount Vernon, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Vernon, Kentucky

Insurance Company Average Annual Rates
Allstate $9,220
GEICO $4,769
Liberty Mutual $5,448
Nationwide $4,346
Progressive $4,684
State Farm $2,799
Travelers $4,480
USAA $3,145

Category Winners: Cheapest Car Insurance in Mount Vernon, Kentucky

Find the cheapest car insurance companies in Mount Vernon, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mount Vernon, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Mount Vernon, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Vernon car insurance rates. Find the cheapest Mount Vernon, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Vernon, Kentucky

Insurance Company Low Medium High
Allstate $8,205 $9,166 $10,290
GEICO $4,439 $4,761 $5,108
Liberty Mutual $5,160 $5,407 $5,776
Nationwide $4,367 $4,301 $4,370
Progressive $4,282 $4,610 $5,160
State Farm $2,615 $2,794 $2,987
Travelers $4,239 $4,499 $4,701
USAA $2,998 $3,137 $3,299

What affects car insurance rates in Mount Vernon, Kentucky?

What factors can have an impact on Mount Vernon, KY car insurance? There are several reasons why Mount Vernon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Vernon, Kentucky.

Commute Time in Mount Vernon

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Vernon, KY is 15.4 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Vernon, KY

Ready to find affordable Mount Vernon, Kentucky car insurance today? Enter your ZIP code for fast, free Mount Vernon, KY car insurance quotes.

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