Compare Mount Washington, KY Car Insurance Rates (2021)

Car insurance in Mount Washington, KY averages $388 a month. Mount Washington, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mount Washington car insurance rates, compare quotes from the top car insurance companies in Mount Washington, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mount Washington is State Farm
  • Average car insurance rates in Mount Washington, KY after a DUI are $5,625/year
  • The cheapest car insurance company in Mount Washington for teen drivers is State Farm

If you need to buy Mount Washington, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Washington, KY is right here.

You’ll find Mount Washington car insurance rates, the cheapest Mount Washington, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Mount Washington, Kentucky car insurance rates to Independence car insurance rates, Bowling Green car insurance rates, and Florence car insurance rates.

Ready to find affordable Mount Washington, KY car insurance today? Enter your ZIP code for fast, free Mount Washington car insurance quotes.

Cheapest Mount Washington, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Washington, KY car insurance rates? Every Mount Washington, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Washington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,446 $3,394 $3,137 $3,346 $13,331 $14,976 $3,771 $3,958
GEICO $4,053 $3,747 $4,269 $3,866 $8,717 $10,210 $3,293 $2,820
Liberty Mutual $2,804 $3,037 $2,363 $2,650 $12,146 $13,479 $2,931 $3,051
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,243 $2,121 $2,027 $2,033 $11,207 $12,649 $2,777 $2,810
State Farm $1,636 $1,636 $1,458 $1,458 $4,637 $5,908 $1,822 $2,006
Travelers $2,380 $2,419 $2,359 $2,356 $11,791 $18,870 $2,500 $2,860
USAA $1,923 $1,918 $1,749 $1,768 $5,271 $5,523 $2,423 $2,644

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Minimum Car Insurance in Mount Washington, KY

Every driver must carry the minimum car insurance in Mount Washington, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Washington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mount Washington, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Washington, KY. Compare credit history car insurance rates in Mount Washington from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Washington, Kentucky

Insurance Company Poor Fair Good
Allstate $8,173 $5,647 $4,689
GEICO $8,423 $4,205 $2,738
Liberty Mutual $7,568 $4,671 $3,684
Nationwide $5,732 $4,513 $3,919
Progressive $5,270 $4,618 $4,312
State Farm $3,704 $2,247 $1,759
Travelers $6,343 $5,376 $5,356
USAA $4,288 $2,431 $1,989

Cheapest Mount Washington, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Washington, KY to rates for a clean record with top companies.

Annual Mount Washington, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,080 $6,678 $7,160 $5,760
GEICO $3,058 $5,431 $8,251 $3,747
Liberty Mutual $4,425 $6,817 $5,291 $4,697
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,911 $5,821 $4,457 $4,745
State Farm $2,363 $2,777 $2,570 $2,570
Travelers $4,950 $5,092 $7,410 $5,316
USAA $2,182 $3,087 $3,708 $2,632

Cheapest Mount Washington, KY Car Insurance for Teen Drivers

Teen car insurance in Mount Washington, KY can be expensive. Take a look at rates from the top car insurance companies in Mount Washington for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Washington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,331 $14,976
GEICO $8,717 $10,210
Liberty Mutual $12,146 $13,479
Nationwide $7,618 $9,461
Progressive $11,207 $12,649
State Farm $4,637 $5,908
Travelers $11,791 $18,870
USAA $5,271 $5,523

Cheapest Mount Washington, KY Car Insurance for Seniors

Take a look at Mount Washington, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Washington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,137 $3,346
GEICO $4,269 $3,866
Liberty Mutual $2,363 $2,650
Nationwide $3,031 $3,157
Progressive $2,027 $2,033
State Farm $1,458 $1,458
Travelers $2,359 $2,356
USAA $1,749 $1,768

Cheapest Mount Washington, KY Car Insurance Rates After a DUI

A DUI in Mount Washington, KY increases car insurance rates. Compare Mount Washington, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Washington, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,160
GEICO $8,251
Liberty Mutual $5,291
Nationwide $6,153
Progressive $4,457
State Farm $2,570
Travelers $7,410
USAA $3,708

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Cheapest Mount Washington, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Washington, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Washington, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,170 $6,170
GEICO $5,074 $5,170
Liberty Mutual $5,308 $5,308
Nationwide $4,721 $4,721
Progressive $4,733 $4,733
State Farm $2,505 $2,636
Travelers $5,692 $5,692
USAA $2,794 $3,011

The Best Cheap Car Insurance Companies in Mount Washington, KY

Take a look at a side-by-side comparison of the top car insurance companies in Mount Washington, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Washington, Kentucky

Insurance Company Average Annual Rates
Allstate $6,170
GEICO $5,122
Liberty Mutual $5,308
Nationwide $4,721
Progressive $4,733
State Farm $2,570
Travelers $5,692
USAA $2,902

Category Winners: Cheapest Car Insurance in Mount Washington, Kentucky

Find the cheapest car insurance companies in Mount Washington, KY for each category right here.

Best Annual Car Insurance Rates by Company in Mount Washington, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Mount Washington, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Washington car insurance rates. Find the cheapest Mount Washington, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Washington, Kentucky

Insurance Company Low Medium High
Allstate $5,651 $6,141 $6,718
GEICO $4,708 $5,123 $5,535
Liberty Mutual $5,034 $5,274 $5,615
Nationwide $4,750 $4,668 $4,746
Progressive $4,315 $4,666 $5,218
State Farm $2,386 $2,566 $2,759
Travelers $5,407 $5,721 $5,948
USAA $2,740 $2,894 $3,072

What affects car insurance rates in Mount Washington, Kentucky?

What factors can have an impact on Mount Washington, KY car insurance? There are several reasons why Mount Washington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Washington, Kentucky.

Commute Time in Mount Washington

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Washington, KY is 33.3 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Washington, KY

Ready to find affordable Mount Washington, Kentucky car insurance today? Enter your ZIP code for fast, free Mount Washington, KY car insurance quotes.

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