Compare Mount Zion, IL Car Insurance Rates (2021)

Car insurance in Mount Zion, IL averages $252 a month. Mount Zion, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mount Zion car insurance rates, compare quotes from the top car insurance companies in Mount Zion, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mount Zion, IL after a DUI are $3,536/year
  • The cheapest car insurance company in Mount Zion for teen drivers is State Farm
  • Average car insurance rates in Mount Zion, IL are $3,021/year

If you need to buy Mount Zion, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Mount Zion, IL is right here.

You’ll find Mount Zion car insurance rates, the cheapest Mount Zion, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Mount Zion, Illinois car insurance rates to Aurora car insurance rates, Naperville car insurance rates, and Rockford car insurance rates.

Ready to find affordable Mount Zion, IL car insurance today? Enter your ZIP code for fast, free Mount Zion car insurance quotes.

Cheapest Mount Zion, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mount Zion, IL car insurance rates? Every Mount Zion, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mount Zion, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,062 $3,076 $3,198 $3,198 $7,947 $10,338 $3,681 $3,979
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,267 $2,266 $2,009 $2,126 $9,809 $10,227 $2,589 $2,705
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,328 $1,433 $1,105 $1,235 $4,381 $4,873 $1,387 $1,462
Nationwide $1,810 $1,840 $1,612 $1,705 $5,022 $6,432 $2,113 $2,285
Progressive $1,681 $1,586 $1,387 $1,449 $6,177 $6,930 $2,004 $2,174
State Farm $1,323 $1,323 $1,189 $1,189 $3,858 $4,892 $1,496 $1,718
Travelers $1,447 $1,526 $1,335 $1,422 $4,264 $5,402 $1,527 $1,608
USAA $1,644 $1,675 $1,530 $1,509 $5,299 $5,845 $2,166 $2,384

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Minimum Car Insurance in Mount Zion, IL

Every driver must carry the minimum car insurance in Mount Zion, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Mount Zion, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mount Zion, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mount Zion, IL. Compare credit history car insurance rates in Mount Zion from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mount Zion, Illinois

Insurance Company Poor Fair Good
Allstate $6,129 $4,429 $3,872
American Family $4,944 $3,370 $2,850
Farmers $4,824 $4,061 $3,864
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,037 $1,900 $1,515
Nationwide $3,400 $2,751 $2,407
Progressive $3,327 $2,828 $2,615
State Farm $3,084 $1,850 $1,437
Travelers $2,822 $2,278 $1,849
USAA $3,672 $2,521 $2,077

Cheapest Mount Zion, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mount Zion, IL to rates for a clean record with top companies.

Annual Mount Zion, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,440 $5,836 $5,446 $4,518
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,588 $4,628 $4,513 $4,270
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,794 $2,540 $2,234 $2,034
Nationwide $2,302 $2,974 $3,493 $2,641
Progressive $2,411 $3,577 $2,668 $3,038
State Farm $1,936 $2,311 $2,124 $2,124
Travelers $1,839 $2,409 $2,710 $2,306
USAA $1,965 $2,823 $3,867 $2,370

Cheapest Mount Zion, IL Car Insurance for Teen Drivers

Teen car insurance in Mount Zion, IL can be expensive. Take a look at rates from the top car insurance companies in Mount Zion for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mount Zion, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,947 $10,338
American Family $6,566 $9,085
Farmers $9,809 $10,227
GEICO $4,375 $4,641
Liberty Mutual $4,381 $4,873
Nationwide $5,022 $6,432
Progressive $6,177 $6,930
State Farm $3,858 $4,892
Travelers $4,264 $5,402
USAA $5,299 $5,845

Cheapest Mount Zion, IL Car Insurance for Seniors

Take a look at Mount Zion, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mount Zion, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,198
American Family $2,114 $2,114
Farmers $2,009 $2,126
GEICO $1,364 $1,612
Liberty Mutual $1,105 $1,235
Nationwide $1,612 $1,705
Progressive $1,387 $1,449
State Farm $1,189 $1,189
Travelers $1,335 $1,422
USAA $1,530 $1,509

Cheapest Mount Zion, IL Car Insurance Rates After a DUI

A DUI in Mount Zion, IL increases car insurance rates. Compare Mount Zion, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mount Zion, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $5,162
Farmers $4,513
GEICO $3,141
Liberty Mutual $2,234
Nationwide $3,493
Progressive $2,668
State Farm $2,124
Travelers $2,710
USAA $3,867

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Cheapest Mount Zion, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mount Zion, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mount Zion, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
American Family $3,674 $3,769
Farmers $4,250 $4,250
GEICO $2,263 $2,351
Liberty Mutual $2,150 $2,150
Nationwide $2,852 $2,852
Progressive $2,923 $2,923
State Farm $2,069 $2,178
Travelers $2,226 $2,407
USAA $2,679 $2,834

The Best Cheap Car Insurance Companies in Mount Zion, IL

Take a look at a side-by-side comparison of the top car insurance companies in Mount Zion, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mount Zion, Illinois

Insurance Company Average Annual Rates
Allstate $4,810
American Family $3,721
Farmers $4,250
GEICO $2,307
Liberty Mutual $2,150
Nationwide $2,852
Progressive $2,923
State Farm $2,124
Travelers $2,316
USAA $2,756

Category Winners: Cheapest Car Insurance in Mount Zion, Illinois

Find the cheapest car insurance companies in Mount Zion, IL for each category right here.

Best Annual Car Insurance Rates by Company in Mount Zion, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Mount Zion, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mount Zion car insurance rates. Find the cheapest Mount Zion, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mount Zion, Illinois

Insurance Company Low Medium High
Allstate $4,672 $4,805 $4,951
American Family $3,574 $3,858 $3,733
Farmers $4,042 $4,149 $4,559
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,028 $2,146 $2,277
Nationwide $2,837 $2,877 $2,843
Progressive $2,687 $2,917 $3,166
State Farm $1,995 $2,126 $2,249
Travelers $2,148 $2,313 $2,488
USAA $2,572 $2,754 $2,944

What affects car insurance rates in Mount Zion, Illinois?

What factors can have an impact on Mount Zion, IL car insurance? There are several reasons why Mount Zion car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mount Zion, Illinois.

Commute Time in Mount Zion

The more time you spend in your car the higher the risk of an accident. The average commute length in Mount Zion, IL is 18.8 minutes according to City-Data.

Compare Car Insurance Quotes in Mount Zion, IL

Ready to find affordable Mount Zion, Illinois car insurance today? Enter your ZIP code for fast, free Mount Zion, IL car insurance quotes.

Free Car Insurance Comparison

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