Compare Mountain City, TN Car Insurance Rates (2021)

Car insurance in Mountain City, TN averages $280 a month. Mountain City, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mountain City car insurance rates, compare quotes from the top car insurance companies in Mountain City, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mountain City is State Farm
  • Average car insurance rates in Mountain City, TN after a DUI are $3,904/year
  • The cheapest car insurance company in Mountain City for teen drivers is Travelers

If you need to buy Mountain City, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Mountain City, TN is right here.

You’ll find Mountain City car insurance rates, the cheapest Mountain City, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Mountain City, Tennessee car insurance rates to Knoxville car insurance rates, Jackson car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Mountain City, TN car insurance today? Enter your ZIP code for fast, free Mountain City car insurance quotes.

Cheapest Mountain City, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountain City, TN car insurance rates? Every Mountain City, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain City, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,427 $2,329 $2,190 $2,271 $9,124 $9,935 $2,578 $2,665
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,807 $1,824 $1,665 $1,665 $5,476 $5,573 $1,835 $1,892
Liberty Mutual $3,591 $129 $2,951 $3,298 $14,482 $16,094 $3,852 $4,109
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,999 $1,884 $1,626 $1,703 $9,098 $10,248 $2,416 $2,653
State Farm $1,425 $1,425 $1,285 $1,285 $4,333 $5,419 $1,609 $1,870
Travelers $1,581 $1,663 $1,427 $1,518 $4,255 $5,232 $1,684 $1,772
USAA $1,432 $1,457 $1,291 $1,291 $5,059 $5,809 $1,864 $1,991

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Minimum Car Insurance in Mountain City, TN

Every driver must carry the minimum car insurance in Mountain City, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Mountain City, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mountain City, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountain City, TN. Compare credit history car insurance rates in Mountain City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountain City, Tennessee

Insurance Company Poor Fair Good
Allstate $5,335 $4,097 $3,137
Farmers $3,580 $2,801 $2,649
GEICO $3,084 $2,640 $2,428
Liberty Mutual $8,699 $5,325 $4,166
Nationwide $3,653 $2,912 $2,586
Progressive $4,441 $3,834 $3,586
State Farm $3,384 $2,031 $1,579
Travelers $3,049 $2,380 $1,745
USAA $3,663 $2,143 $1,767

Cheapest Mountain City, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountain City, TN to rates for a clean record with top companies.

Annual Mountain City, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,507 $4,179 $5,059 $4,014
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $1,977 $2,646 $4,270 $1,977
Liberty Mutual $4,920 $7,083 $6,591 $5,659
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $3,479 $4,526 $3,705 $4,103
State Farm $2,126 $2,536 $2,331 $2,331
Travelers $1,948 $2,488 $2,741 $2,389
USAA $1,839 $2,747 $3,233 $2,278

Cheapest Mountain City, TN Car Insurance for Teen Drivers

Teen car insurance in Mountain City, TN can be expensive. Take a look at rates from the top car insurance companies in Mountain City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountain City, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,124 $9,935
Farmers $6,552 $6,951
GEICO $5,476 $5,573
Liberty Mutual $14,482 $16,094
Nationwide $5,364 $6,886
Progressive $9,098 $10,248
State Farm $4,333 $5,419
Travelers $4,255 $5,232
USAA $5,059 $5,809

Cheapest Mountain City, TN Car Insurance for Seniors

Take a look at Mountain City, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountain City, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,271
Farmers $1,419 $1,562
GEICO $1,665 $1,665
Liberty Mutual $2,951 $3,298
Nationwide $1,762 $1,786
Progressive $1,626 $1,703
State Farm $1,285 $1,285
Travelers $1,427 $1,518
USAA $1,291 $1,291

Cheapest Mountain City, TN Car Insurance Rates After a DUI

A DUI in Mountain City, TN increases car insurance rates. Compare Mountain City, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountain City, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,059
Farmers $3,263
GEICO $4,270
Liberty Mutual $6,591
Nationwide $3,945
Progressive $3,705
State Farm $2,331
Travelers $2,741
USAA $3,233

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Cheapest Mountain City, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountain City, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountain City, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,190 $4,190
Farmers $3,010 $3,010
GEICO $2,701 $2,734
Liberty Mutual $6,063 $6,063
Nationwide $3,050 $3,050
Progressive $3,953 $3,953
State Farm $2,276 $2,387
Travelers $2,298 $2,484
USAA $2,454 $2,595

The Best Cheap Car Insurance Companies in Mountain City, TN

Take a look at a side-by-side comparison of the top car insurance companies in Mountain City, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountain City, Tennessee

Insurance Company Average Annual Rates
Allstate $4,190
Farmers $3,010
GEICO $2,717
Liberty Mutual $6,063
Nationwide $3,050
Progressive $3,953
State Farm $2,331
Travelers $2,391
USAA $2,524

Category Winners: Cheapest Car Insurance in Mountain City, Tennessee

Find the cheapest car insurance companies in Mountain City, TN for each category right here.

Best Annual Car Insurance Rates by Company in Mountain City, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mountain City, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountain City car insurance rates. Find the cheapest Mountain City, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountain City, Tennessee

Insurance Company Low Medium High
Allstate $4,043 $4,180 $4,347
Farmers $2,834 $2,994 $3,202
GEICO $2,577 $2,711 $2,863
Liberty Mutual $5,801 $6,061 $6,328
Nationwide $3,065 $2,986 $3,100
Progressive $3,730 $3,953 $4,177
State Farm $2,200 $2,341 $2,452
Travelers $2,258 $2,389 $2,527
USAA $2,450 $2,516 $2,606

What affects car insurance rates in Mountain City, Tennessee?

What factors can have an impact on Mountain City, TN car insurance? There are several reasons why Mountain City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mountain City, Tennessee.

Commute Time in Mountain City

The more time you spend in your car the higher the risk of an accident. The average commute length in Mountain City, TN is 25.5 minutes according to City-Data.

Compare Car Insurance Quotes in Mountain City, TN

Ready to find affordable Mountain City, Tennessee car insurance today? Enter your ZIP code for fast, free Mountain City, TN car insurance quotes.

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