Compare Mountain Home, TN Car Insurance Rates (2021)

Car insurance in Mountain Home, TN averages $266 a month. Mountain Home, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Mountain Home car insurance rates, compare quotes from the top car insurance companies in Mountain Home, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mountain Home, TN are $3,189/year
  • Average car insurance rates in Mountain Home, TN after a DUI are $3,741/year
  • The cheapest car insurance company in Mountain Home is State Farm

If you need to buy Mountain Home, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Mountain Home, TN is right here.

You’ll find Mountain Home car insurance rates, the cheapest Mountain Home, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Mountain Home, Tennessee car insurance rates to Murfreesboro car insurance rates, Chattanooga car insurance rates, and Jackson car insurance rates.

Ready to find affordable Mountain Home, TN car insurance today? Enter your ZIP code for fast, free Mountain Home car insurance quotes.

Cheapest Mountain Home, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountain Home, TN car insurance rates? Every Mountain Home, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain Home, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,427 $2,329 $2,190 $2,271 $9,124 $9,935 $2,578 $2,665
Farmers $1,582 $1,610 $1,419 $1,562 $6,552 $6,951 $2,139 $2,266
GEICO $1,844 $1,854 $1,691 $1,691 $5,857 $5,936 $1,889 $1,951
Liberty Mutual $3,068 $129 $2,530 $2,824 $12,705 $14,108 $3,283 $3,486
Nationwide $1,958 $1,971 $1,762 $1,786 $5,364 $6,886 $2,247 $2,428
Progressive $1,515 $1,424 $1,238 $1,292 $6,927 $7,784 $1,827 $1,994
State Farm $1,399 $1,399 $1,268 $1,268 $4,343 $5,424 $1,582 $1,841
Travelers $1,554 $1,632 $1,427 $1,516 $4,429 $5,511 $1,649 $1,732
USAA $1,461 $1,483 $1,322 $1,318 $5,246 $6,025 $1,906 $2,024

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Minimum Car Insurance in Mountain Home, TN

Every driver must carry the minimum car insurance in Mountain Home, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Mountain Home, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mountain Home, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountain Home, TN. Compare credit history car insurance rates in Mountain Home from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountain Home, Tennessee

Insurance Company Poor Fair Good
Allstate $5,335 $4,097 $3,137
Farmers $3,580 $2,801 $2,649
GEICO $3,216 $2,761 $2,541
Liberty Mutual $7,528 $4,639 $3,632
Nationwide $3,653 $2,912 $2,586
Progressive $3,367 $2,911 $2,723
State Farm $3,361 $2,018 $1,568
Travelers $3,078 $2,437 $1,779
USAA $3,760 $2,210 $1,825

Cheapest Mountain Home, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountain Home, TN to rates for a clean record with top companies.

Annual Mountain Home, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,507 $4,179 $5,059 $4,014
Farmers $2,567 $3,188 $3,263 $3,022
GEICO $2,081 $2,767 $4,428 $2,081
Liberty Mutual $4,270 $6,161 $5,725 $4,910
Nationwide $2,648 $2,648 $3,945 $2,960
Progressive $2,644 $3,434 $2,814 $3,108
State Farm $2,106 $2,525 $2,316 $2,316
Travelers $1,974 $2,534 $2,794 $2,422
USAA $1,889 $2,833 $3,326 $2,344

Cheapest Mountain Home, TN Car Insurance for Teen Drivers

Teen car insurance in Mountain Home, TN can be expensive. Take a look at rates from the top car insurance companies in Mountain Home for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountain Home, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,124 $9,935
Farmers $6,552 $6,951
GEICO $5,857 $5,936
Liberty Mutual $12,705 $14,108
Nationwide $5,364 $6,886
Progressive $6,927 $7,784
State Farm $4,343 $5,424
Travelers $4,429 $5,511
USAA $5,246 $6,025

Cheapest Mountain Home, TN Car Insurance for Seniors

Take a look at Mountain Home, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountain Home, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,271
Farmers $1,419 $1,562
GEICO $1,691 $1,691
Liberty Mutual $2,530 $2,824
Nationwide $1,762 $1,786
Progressive $1,238 $1,292
State Farm $1,268 $1,268
Travelers $1,427 $1,516
USAA $1,322 $1,318

Cheapest Mountain Home, TN Car Insurance Rates After a DUI

A DUI in Mountain Home, TN increases car insurance rates. Compare Mountain Home, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountain Home, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,059
Farmers $3,263
GEICO $4,428
Liberty Mutual $5,725
Nationwide $3,945
Progressive $2,814
State Farm $2,316
Travelers $2,794
USAA $3,326

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Cheapest Mountain Home, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountain Home, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountain Home, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,190 $4,190
Farmers $3,010 $3,010
GEICO $2,818 $2,861
Liberty Mutual $5,267 $5,267
Nationwide $3,050 $3,050
Progressive $3,000 $3,000
State Farm $2,260 $2,371
Travelers $2,336 $2,526
USAA $2,526 $2,670

The Best Cheap Car Insurance Companies in Mountain Home, TN

Take a look at a side-by-side comparison of the top car insurance companies in Mountain Home, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountain Home, Tennessee

Insurance Company Average Annual Rates
Allstate $4,190
Farmers $3,010
GEICO $2,839
Liberty Mutual $5,267
Nationwide $3,050
Progressive $3,000
State Farm $2,316
Travelers $2,431
USAA $2,598

Category Winners: Cheapest Car Insurance in Mountain Home, Tennessee

Find the cheapest car insurance companies in Mountain Home, TN for each category right here.

Best Annual Car Insurance Rates by Company in Mountain Home, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Progressive
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mountain Home, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountain Home car insurance rates. Find the cheapest Mountain Home, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountain Home, Tennessee

Insurance Company Low Medium High
Allstate $4,043 $4,180 $4,347
Farmers $2,834 $2,994 $3,202
GEICO $2,694 $2,834 $2,989
Liberty Mutual $5,037 $5,267 $5,496
Nationwide $3,065 $2,986 $3,100
Progressive $2,812 $3,004 $3,184
State Farm $2,178 $2,326 $2,442
Travelers $2,284 $2,430 $2,580
USAA $2,516 $2,589 $2,689

Compare Car Insurance Quotes in Mountain Home, TN

Ready to find affordable Mountain Home, Tennessee car insurance today? Enter your ZIP code for fast, free Mountain Home, TN car insurance quotes.

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