Compare Mountain Home, UT Car Insurance Rates (2021)

Car insurance in Mountain Home, UT averages $298 a month. Mountain Home, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Mountain Home car insurance rates, compare quotes from the top car insurance companies in Mountain Home, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mountain Home for teen drivers is USAA
  • Average car insurance rates in Mountain Home, UT after a DUI are $4,069/year
  • Average car insurance rates in Mountain Home, UT are $3,576/year

If you need to buy Mountain Home, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Mountain Home, UT is right here.

You’ll find Mountain Home car insurance rates, the cheapest Mountain Home, UT car insurance companies, and information on Utah car insurance laws. You can also compare Mountain Home, Utah car insurance rates to Provo car insurance rates, Salt Lake City car insurance rates, and Orem car insurance rates.

Ready to find affordable Mountain Home, UT car insurance today? Enter your ZIP code for fast, free Mountain Home car insurance quotes.

Cheapest Mountain Home, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountain Home, UT car insurance rates? Every Mountain Home, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain Home, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,432 $2,259 $2,195 $2,195 $7,514 $8,410 $2,601 $2,607
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,057 $2,033 $1,818 $1,932 $8,664 $8,929 $2,339 $2,430
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,360 $2,540 $1,959 $2,180 $8,987 $9,975 $2,492 $2,651
Nationwide $1,986 $2,015 $1,770 $1,871 $5,335 $6,821 $2,288 $2,460
Progressive $2,097 $1,963 $1,712 $1,824 $8,346 $9,286 $2,434 $2,561
State Farm $2,985 $2,985 $2,690 $2,690 $8,885 $11,053 $3,379 $3,881
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Mountain Home, UT

Every driver must carry the minimum car insurance in Mountain Home, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Mountain Home, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Mountain Home, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountain Home, UT. Compare credit history car insurance rates in Mountain Home from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountain Home, Utah

Insurance Company Poor Fair Good
Allstate $5,060 $3,383 $2,887
American Family $4,451 $3,337 $2,838
Farmers $4,322 $3,592 $3,412
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,916 $3,639 $2,875
Nationwide $3,808 $2,867 $2,530
Progressive $4,290 $3,654 $3,390
State Farm $7,844 $3,946 $2,665
USAA $3,387 $2,156 $1,538

Cheapest Mountain Home, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountain Home, UT to rates for a clean record with top companies.

Annual Mountain Home, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,186 $3,836 $4,490 $3,595
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,213 $4,180 $4,058 $3,651
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,251 $4,445 $4,794 $4,082
Nationwide $2,426 $3,281 $3,854 $2,713
Progressive $3,202 $4,810 $3,345 $3,754
State Farm $4,396 $5,241 $4,818 $4,818
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Mountain Home, UT Car Insurance for Teen Drivers

Teen car insurance in Mountain Home, UT can be expensive. Take a look at rates from the top car insurance companies in Mountain Home for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountain Home, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,514 $8,410
American Family $7,096 $9,328
Farmers $8,664 $8,929
GEICO $5,626 $6,011
Liberty Mutual $8,987 $9,975
Nationwide $5,335 $6,821
Progressive $8,346 $9,286
State Farm $8,885 $11,053
USAA $4,736 $5,538

Cheapest Mountain Home, UT Car Insurance for Seniors

Take a look at Mountain Home, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountain Home, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,195 $2,195
American Family $1,815 $1,815
Farmers $1,818 $1,932
GEICO $2,068 $2,389
Liberty Mutual $1,959 $2,180
Nationwide $1,770 $1,871
Progressive $1,712 $1,824
State Farm $2,690 $2,690
USAA $1,220 $1,221

Cheapest Mountain Home, UT Car Insurance Rates After a DUI

A DUI in Mountain Home, UT increases car insurance rates. Compare Mountain Home, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountain Home, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,490
American Family $4,307
Farmers $4,058
GEICO $3,801
Liberty Mutual $4,794
Nationwide $3,854
Progressive $3,345
State Farm $4,818
USAA $3,158

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Cheapest Mountain Home, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountain Home, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountain Home, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,777 $3,777
American Family $3,539 $3,544
Farmers $3,775 $3,775
GEICO $2,875 $2,978
Liberty Mutual $4,074 $4,212
Nationwide $3,068 $3,068
Progressive $3,778 $3,778
State Farm $4,700 $4,937
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Mountain Home, UT

Take a look at a side-by-side comparison of the top car insurance companies in Mountain Home, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountain Home, Utah

Insurance Company Average Annual Rates
Allstate $3,777
American Family $3,542
Farmers $3,775
GEICO $2,927
Liberty Mutual $4,143
Nationwide $3,068
Progressive $3,778
State Farm $4,818
USAA $2,360

Category Winners: Cheapest Car Insurance in Mountain Home, Utah

Find the cheapest car insurance companies in Mountain Home, UT for each category right here.

Best Annual Car Insurance Rates by Company in Mountain Home, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mountain Home, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountain Home car insurance rates. Find the cheapest Mountain Home, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountain Home, Utah

Insurance Company Low Medium High
Allstate $3,627 $3,770 $3,934
American Family $3,455 $3,588 $3,582
Farmers $3,468 $3,724 $4,134
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,951 $4,127 $4,351
Nationwide $3,380 $2,914 $2,911
Progressive $3,521 $3,683 $4,130
State Farm $4,562 $4,829 $5,064
USAA $2,260 $2,361 $2,459

Compare Car Insurance Quotes in Mountain Home, UT

Ready to find affordable Mountain Home, Utah car insurance today? Enter your ZIP code for fast, free Mountain Home, UT car insurance quotes.

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