Compare Mountain Top, PA Car Insurance Rates (2021)

Car insurance in Mountain Top, PA averages $317 a month. Mountain Top, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mountain Top car insurance rates, compare quotes from the top car insurance companies in Mountain Top, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mountain Top for teen drivers is USAA
  • Average car insurance rates in Mountain Top, PA are $3,803/year
  • Average car insurance rates in Mountain Top, PA after a DUI are $4,162/year

If you need to buy Mountain Top, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Mountain Top, PA is right here.

You’ll find Mountain Top car insurance rates, the cheapest Mountain Top, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Mountain Top, Pennsylvania car insurance rates to Reading car insurance rates, Bethlehem car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Mountain Top, PA car insurance today? Enter your ZIP code for fast, free Mountain Top car insurance quotes.

Cheapest Mountain Top, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountain Top, PA car insurance rates? Every Mountain Top, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountain Top, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,386 $2,386 $2,212 $2,212 $7,994 $7,994 $2,611 $2,611
GEICO $2,062 $1,783 $1,935 $1,675 $5,116 $4,436 $2,077 $1,796
Liberty Mutual $3,308 $3,308 $3,033 $3,033 $9,598 $9,598 $4,190 $4,190
Nationwide $2,002 $2,002 $1,901 $1,901 $5,594 $5,594 $2,243 $2,243
Progressive $2,866 $2,866 $2,561 $2,561 $9,174 $9,174 $3,611 $3,611
State Farm $1,612 $1,612 $1,429 $1,429 $5,803 $5,803 $1,779 $1,779
Travelers $1,551 $1,551 $1,677 $1,677 $22,963 $22,963 $1,857 $1,857
USAA $1,169 $1,169 $1,057 $1,057 $3,537 $3,537 $1,547 $1,547

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Minimum Car Insurance in Mountain Top, PA

Every driver must carry the minimum car insurance in Mountain Top, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Mountain Top, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mountain Top, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountain Top, PA. Compare credit history car insurance rates in Mountain Top from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountain Top, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,868 $3,620 $2,914
GEICO $3,919 $2,207 $1,704
Liberty Mutual $6,418 $4,608 $4,071
Nationwide $3,443 $2,834 $2,529
Progressive $6,037 $4,233 $3,390
State Farm $3,773 $2,342 $1,852
Travelers $7,629 $6,895 $6,512
USAA $2,281 $1,697 $1,504

Cheapest Mountain Top, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountain Top, PA to rates for a clean record with top companies.

Annual Mountain Top, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,638 $4,290 $3,638 $3,638
GEICO $1,917 $3,294 $2,571 $2,658
Liberty Mutual $4,583 $5,268 $5,139 $5,139
Nationwide $2,133 $2,842 $3,936 $2,830
Progressive $4,123 $5,707 $4,251 $4,133
State Farm $2,423 $2,888 $2,656 $2,656
Travelers $4,964 $7,072 $8,940 $7,072
USAA $1,471 $2,033 $2,163 $1,644

Cheapest Mountain Top, PA Car Insurance for Teen Drivers

Teen car insurance in Mountain Top, PA can be expensive. Take a look at rates from the top car insurance companies in Mountain Top for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountain Top, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,994 $7,994
GEICO $5,116 $4,436
Liberty Mutual $9,598 $9,598
Nationwide $5,594 $5,594
Progressive $9,174 $9,174
State Farm $5,803 $5,803
Travelers $22,963 $22,963
USAA $3,537 $3,537

Cheapest Mountain Top, PA Car Insurance for Seniors

Take a look at Mountain Top, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountain Top, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,212 $2,212
GEICO $1,935 $1,675
Liberty Mutual $3,033 $3,033
Nationwide $1,901 $1,901
Progressive $2,561 $2,561
State Farm $1,429 $1,429
Travelers $1,677 $1,677
USAA $1,057 $1,057

Cheapest Mountain Top, PA Car Insurance Rates After a DUI

A DUI in Mountain Top, PA increases car insurance rates. Compare Mountain Top, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountain Top, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,638
GEICO $2,571
Liberty Mutual $5,139
Nationwide $3,936
Progressive $4,251
State Farm $2,656
Travelers $8,940
USAA $2,163

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Cheapest Mountain Top, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountain Top, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountain Top, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,724 $3,878
GEICO $2,567 $2,652
Liberty Mutual $4,904 $5,160
Nationwide $2,935 $2,935
Progressive $4,553 $4,553
State Farm $2,579 $2,733
Travelers $7,012 $7,012
USAA $1,775 $1,880

The Best Cheap Car Insurance Companies in Mountain Top, PA

Take a look at a side-by-side comparison of the top car insurance companies in Mountain Top, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountain Top, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,801
GEICO $2,610
Liberty Mutual $5,032
Nationwide $2,935
Progressive $4,553
State Farm $2,656
Travelers $7,012
USAA $1,828

Category Winners: Cheapest Car Insurance in Mountain Top, Pennsylvania

Find the cheapest car insurance companies in Mountain Top, PA for each category right here.

Best Annual Car Insurance Rates by Company in Mountain Top, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Mountain Top, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountain Top car insurance rates. Find the cheapest Mountain Top, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountain Top, Pennsylvania

Insurance Company Low Medium High
Allstate $3,597 $3,828 $3,977
GEICO $2,387 $2,631 $2,811
Liberty Mutual $4,769 $5,073 $5,255
Nationwide $2,901 $2,977 $2,928
Progressive $4,122 $4,581 $4,957
State Farm $2,482 $2,688 $2,797
Travelers $7,006 $7,025 $7,005
USAA $1,693 $1,844 $1,946

What affects car insurance rates in Mountain Top, Pennsylvania?

What factors can have an impact on Mountain Top, PA car insurance? There are several reasons why Mountain Top car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mountain Top, Pennsylvania.

Commute Time in Mountain Top

The more time you spend in your car the higher the risk of an accident. The average commute length in Mountain Top, PA is 24.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mountain Top, PA

Ready to find affordable Mountain Top, Pennsylvania car insurance today? Enter your ZIP code for fast, free Mountain Top, PA car insurance quotes.

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