Compare Mountainair, NM Car Insurance Rates (2021)

Car insurance in Mountainair, NM averages $294 a month. Mountainair, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mountainair car insurance rates, compare quotes from the top car insurance companies in Mountainair, NM.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Mountainair, NM are $3,526/year
  • The cheapest car insurance company in Mountainair for teen drivers is USAA
  • Average car insurance rates in Mountainair, NM after a DUI are $4,461/year

If you need to buy Mountainair, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Mountainair, NM is right here.

You’ll find Mountainair car insurance rates, the cheapest Mountainair, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Mountainair, New Mexico car insurance rates to Farmington car insurance rates, Carlsbad car insurance rates, and Alamogordo car insurance rates.

Ready to find affordable Mountainair, NM car insurance today? Enter your ZIP code for fast, free Mountainair car insurance quotes.

Cheapest Mountainair, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountainair, NM car insurance rates? Every Mountainair, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountainair, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,665 $2,655 $2,389 $2,544 $10,644 $10,936 $2,993 $3,092
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,524 $2,573 $2,286 $2,408 $6,062 $7,679 $2,842 $3,052
Progressive $1,913 $1,859 $1,716 $1,728 $7,762 $8,770 $2,331 $2,425
State Farm $1,573 $1,573 $1,422 $1,422 $4,247 $5,348 $1,761 $1,946
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Mountainair, NM

Every driver must carry the minimum car insurance in Mountainair, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Mountainair, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mountainair, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountainair, NM. Compare credit history car insurance rates in Mountainair from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountainair, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $5,442 $4,499 $4,278
GEICO $4,787 $4,162 $3,849
Nationwide $4,509 $3,492 $3,033
Progressive $3,920 $3,482 $3,287
State Farm $3,450 $2,116 $1,669
USAA $2,680 $2,000 $1,731

Cheapest Mountainair, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountainair, NM to rates for a clean record with top companies.

Annual Mountainair, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $4,008 $5,154 $5,033 $4,764
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,732 $3,861 $5,013 $3,106
Progressive $3,079 $4,206 $3,319 $3,648
State Farm $2,266 $2,460 $2,460 $2,460
USAA $1,594 $2,204 $2,897 $1,854

Cheapest Mountainair, NM Car Insurance for Teen Drivers

Teen car insurance in Mountainair, NM can be expensive. Take a look at rates from the top car insurance companies in Mountainair for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountainair, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $10,644 $10,936
GEICO $7,583 $10,447
Nationwide $6,062 $7,679
Progressive $7,762 $8,770
State Farm $4,247 $5,348
USAA $3,641 $4,122

Cheapest Mountainair, NM Car Insurance for Seniors

Take a look at Mountainair, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountainair, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $2,389 $2,544
GEICO $2,511 $2,511
Nationwide $2,286 $2,408
Progressive $1,716 $1,728
State Farm $1,422 $1,422
USAA $1,372 $1,376

Cheapest Mountainair, NM Car Insurance Rates After a DUI

A DUI in Mountainair, NM increases car insurance rates. Compare Mountainair, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountainair, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,496
Farmers $5,033
GEICO $8,009
Nationwide $5,013
Progressive $3,319
State Farm $2,460
USAA $2,897

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Mountainair, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountainair, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountainair, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $4,740 $4,740
GEICO $4,201 $4,331
Nationwide $3,678 $3,678
Progressive $3,563 $3,563
State Farm $2,351 $2,472
USAA $2,073 $2,201

The Best Cheap Car Insurance Companies in Mountainair, NM

Take a look at a side-by-side comparison of the top car insurance companies in Mountainair, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountainair, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $4,740
GEICO $4,266
Nationwide $3,678
Progressive $3,563
State Farm $2,411
USAA $2,137

Category Winners: Cheapest Car Insurance in Mountainair, New Mexico

Find the cheapest car insurance companies in Mountainair, NM for each category right here.

Best Annual Car Insurance Rates by Company in Mountainair, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Mountainair, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountainair car insurance rates. Find the cheapest Mountainair, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountainair, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $4,336 $4,700 $5,183
GEICO $3,990 $4,256 $4,552
Nationwide $3,654 $3,639 $3,742
Progressive $3,427 $3,564 $3,698
State Farm $2,210 $2,419 $2,605
USAA $1,995 $2,146 $2,271

What affects car insurance rates in Mountainair, New Mexico?

What factors can have an impact on Mountainair, NM car insurance? There are several reasons why Mountainair car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mountainair, New Mexico.

Commute Time in Mountainair

The more time you spend in your car the higher the risk of an accident. The average commute length in Mountainair, NM is 28.0 minutes according to City-Data.

Compare Car Insurance Quotes in Mountainair, NM

Ready to find affordable Mountainair, New Mexico car insurance today? Enter your ZIP code for fast, free Mountainair, NM car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption