Compare Mountainside, NJ Car Insurance Rates (2021)

Car insurance in Mountainside, NJ averages $432 a month. Mountainside, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Mountainside car insurance rates, compare quotes from the top car insurance companies in Mountainside, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mountainside, NJ after a DUI are $6,129/year
  • Average car insurance rates in Mountainside, NJ are $5,183/year
  • The cheapest car insurance company in Mountainside for teen drivers is GEICO

If you need to buy Mountainside, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Mountainside, NJ is right here.

You’ll find Mountainside car insurance rates, the cheapest Mountainside, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Mountainside, New Jersey car insurance rates to Union City car insurance rates, Elizabeth car insurance rates, and Bayonne car insurance rates.

Ready to find affordable Mountainside, NJ car insurance today? Enter your ZIP code for fast, free Mountainside car insurance quotes.

Cheapest Mountainside, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mountainside, NJ car insurance rates? Every Mountainside, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mountainside, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,946 $2,930 $2,834 $2,834 $9,415 $11,859 $3,428 $3,618
Farmers $4,424 $4,470 $4,283 $4,221 $13,327 $15,371 $5,288 $5,511
GEICO $2,344 $2,304 $2,289 $2,289 $4,302 $4,344 $2,700 $2,650
Liberty Mutual $4,270 $4,270 $4,688 $4,688 $11,188 $12,716 $4,688 $5,399
Progressive $1,802 $1,683 $1,633 $1,655 $8,293 $9,348 $2,141 $2,117
State Farm $4,207 $4,207 $3,812 $3,812 $13,792 $17,702 $4,797 $5,358
Travelers $2,973 $2,909 $2,753 $2,794 $6,884 $7,853 $2,922 $2,911

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Minimum Car Insurance in Mountainside, NJ

Every driver must carry the minimum car insurance in Mountainside, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Mountainside, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Mountainside, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mountainside, NJ. Compare credit history car insurance rates in Mountainside from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mountainside, New Jersey

Insurance Company Poor Fair Good
Allstate $6,850 $4,516 $3,582
Farmers $8,369 $6,664 $6,302
GEICO $4,377 $2,514 $1,818
Liberty Mutual $8,219 $6,097 $5,150
Progressive $3,980 $3,507 $3,265
State Farm $10,431 $6,294 $4,908
Travelers $5,333 $3,942 $2,725

Cheapest Mountainside, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mountainside, NJ to rates for a clean record with top companies.

Annual Mountainside, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,733 $6,205 $5,449 $4,544
Farmers $5,475 $9,384 $7,569 $6,020
GEICO $2,257 $2,968 $4,129 $2,257
Liberty Mutual $6,233 $7,125 $6,364 $6,233
Progressive $3,125 $4,092 $3,516 $3,602
State Farm $3,922 $7,135 $11,466 $6,322
Travelers $3,082 $4,550 $4,410 $3,958

Cheapest Mountainside, NJ Car Insurance for Teen Drivers

Teen car insurance in Mountainside, NJ can be expensive. Take a look at rates from the top car insurance companies in Mountainside for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mountainside, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,415 $11,859
Farmers $13,327 $15,371
GEICO $4,302 $4,344
Liberty Mutual $11,188 $12,716
Progressive $8,293 $9,348
State Farm $13,792 $17,702
Travelers $6,884 $7,853

Cheapest Mountainside, NJ Car Insurance for Seniors

Take a look at Mountainside, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mountainside, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $2,834
Farmers $4,283 $4,221
GEICO $2,289 $2,289
Liberty Mutual $4,688 $4,688
Progressive $1,633 $1,655
State Farm $3,812 $3,812
Travelers $2,753 $2,794

Cheapest Mountainside, NJ Car Insurance Rates After a DUI

A DUI in Mountainside, NJ increases car insurance rates. Compare Mountainside, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mountainside, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,449
Farmers $7,569
GEICO $4,129
Liberty Mutual $6,364
Progressive $3,516
State Farm $11,466
Travelers $4,410

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Cheapest Mountainside, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mountainside, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mountainside, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,973 $4,992
Farmers $7,112 $7,112
GEICO $2,879 $2,927
Liberty Mutual $6,425 $6,552
Progressive $3,584 $3,584
State Farm $7,025 $7,397
Travelers $4,000 $4,000

The Best Cheap Car Insurance Companies in Mountainside, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Mountainside, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mountainside, New Jersey

Insurance Company Average Annual Rates
Allstate $4,983
Farmers $7,112
GEICO $2,903
Liberty Mutual $6,488
Progressive $3,584
State Farm $7,211
Travelers $4,000

Category Winners: Cheapest Car Insurance in Mountainside, New Jersey

Find the cheapest car insurance companies in Mountainside, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Mountainside, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Mountainside, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mountainside car insurance rates. Find the cheapest Mountainside, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mountainside, New Jersey

Insurance Company Low Medium High
Allstate $4,635 $5,050 $5,263
Farmers $6,518 $7,102 $7,716
GEICO $2,608 $2,961 $3,140
Liberty Mutual $5,818 $6,683 $6,964
Progressive $3,282 $3,641 $3,829
State Farm $6,696 $7,306 $7,631
Travelers $3,663 $4,003 $4,335

What affects car insurance rates in Mountainside, New Jersey?

What factors can have an impact on Mountainside, NJ car insurance? There are several reasons why Mountainside car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mountainside, New Jersey.

Commute Time in Mountainside

The more time you spend in your car the higher the risk of an accident. The average commute length in Mountainside, NJ is 33.6 minutes according to City-Data.

Compare Car Insurance Quotes in Mountainside, NJ

Ready to find affordable Mountainside, New Jersey car insurance today? Enter your ZIP code for fast, free Mountainside, NJ car insurance quotes.

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