Compare Muenster, TX Car Insurance Rates (2021)

Car insurance in Muenster, TX averages $299 a month. Muenster, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Muenster car insurance rates, compare quotes from the top car insurance companies in Muenster, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Muenster, TX are $3,589/year
  • The cheapest car insurance company in Muenster for teen drivers is USAA
  • Average car insurance rates in Muenster, TX after a DUI are $4,099/year

If you need to buy Muenster, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Muenster, TX is right here.

You’ll find Muenster car insurance rates, the cheapest Muenster, TX car insurance companies, and information on Texas car insurance laws. You can also compare Muenster, Texas car insurance rates to Houston car insurance rates, Arlington car insurance rates, and Plano car insurance rates.

Ready to find affordable Muenster, TX car insurance today? Enter your ZIP code for fast, free Muenster car insurance quotes.

Cheapest Muenster, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Muenster, TX car insurance rates? Every Muenster, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Muenster, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,261 $3,284 $3,219 $3,219 $8,693 $10,473 $4,028 $4,187
American Family $2,338 $2,586 $2,158 $2,454 $5,898 $7,743 $3,295 $3,751
GEICO $2,277 $2,445 $2,176 $2,446 $4,903 $5,122 $2,463 $2,473
Nationwide $2,449 $2,494 $2,158 $2,290 $6,987 $8,998 $2,880 $3,123
Progressive $2,328 $2,207 $2,088 $2,119 $10,016 $11,185 $2,759 $2,791
State Farm $1,840 $1,840 $1,635 $1,635 $4,362 $5,553 $1,998 $2,063
USAA $1,462 $1,473 $1,394 $1,386 $4,080 $4,452 $1,948 $2,095

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Minimum Car Insurance in Muenster, TX

Every driver must carry the minimum car insurance in Muenster, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Muenster, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Muenster, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Muenster, TX. Compare credit history car insurance rates in Muenster from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Muenster, Texas

Insurance Company Poor Fair Good
Allstate $6,407 $4,702 $4,028
American Family $5,233 $3,252 $2,849
GEICO $4,680 $2,657 $1,777
Nationwide $4,708 $3,777 $3,283
Progressive $4,973 $4,322 $4,014
State Farm $3,704 $2,306 $1,837
USAA $3,364 $1,938 $1,557

Cheapest Muenster, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Muenster, TX to rates for a clean record with top companies.

Annual Muenster, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,899 $6,056 $6,329 $3,899
American Family $3,457 $4,360 $3,837 $3,457
GEICO $2,581 $3,389 $2,858 $3,324
Nationwide $3,394 $3,394 $5,059 $3,842
Progressive $3,867 $5,025 $4,509 $4,346
State Farm $2,330 $2,665 $3,139 $2,330
USAA $1,708 $2,512 $2,965 $1,960

Cheapest Muenster, TX Car Insurance for Teen Drivers

Teen car insurance in Muenster, TX can be expensive. Take a look at rates from the top car insurance companies in Muenster for teenagers.

Annual Car Insurance Rates for Teen Drivers in Muenster, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,693 $10,473
American Family $5,898 $7,743
GEICO $4,903 $5,122
Nationwide $6,987 $8,998
Progressive $10,016 $11,185
State Farm $4,362 $5,553
USAA $4,080 $4,452

Cheapest Muenster, TX Car Insurance for Seniors

Take a look at Muenster, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Muenster, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,219
American Family $2,158 $2,454
GEICO $2,176 $2,446
Nationwide $2,158 $2,290
Progressive $2,088 $2,119
State Farm $1,635 $1,635
USAA $1,394 $1,386

Cheapest Muenster, TX Car Insurance Rates After a DUI

A DUI in Muenster, TX increases car insurance rates. Compare Muenster, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Muenster, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,329
American Family $3,837
GEICO $2,858
Nationwide $5,059
Progressive $4,509
State Farm $3,139
USAA $2,965

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Cheapest Muenster, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Muenster, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Muenster, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,923 $5,168
American Family $3,778 $3,778
GEICO $2,980 $3,096
Nationwide $3,922 $3,922
Progressive $4,437 $4,437
State Farm $2,616 $2,616
USAA $2,258 $2,315

The Best Cheap Car Insurance Companies in Muenster, TX

Take a look at a side-by-side comparison of the top car insurance companies in Muenster, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Muenster, Texas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $3,778
GEICO $3,038
Nationwide $3,922
Progressive $4,437
State Farm $2,616
USAA $2,286

Category Winners: Cheapest Car Insurance in Muenster, Texas

Find the cheapest car insurance companies in Muenster, TX for each category right here.

Best Annual Car Insurance Rates by Company in Muenster, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Muenster, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Muenster car insurance rates. Find the cheapest Muenster, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Muenster, Texas

Insurance Company Low Medium High
Allstate $4,924 $5,000 $5,213
American Family $3,531 $3,647 $4,156
GEICO $2,892 $3,002 $3,220
Nationwide $4,246 $3,753 $3,768
Progressive $4,201 $4,417 $4,692
State Farm $2,490 $2,609 $2,748
USAA $2,215 $2,278 $2,366

What affects car insurance rates in Muenster, Texas?

What factors can have an impact on Muenster, TX car insurance? There are several reasons why Muenster car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Muenster, Texas.

Commute Time in Muenster

The more time you spend in your car the higher the risk of an accident. The average commute length in Muenster, TX is 16.9 minutes according to City-Data.

Compare Car Insurance Quotes in Muenster, TX

Ready to find affordable Muenster, Texas car insurance today? Enter your ZIP code for fast, free Muenster, TX car insurance quotes.

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