Compare Mule Creek, NM Car Insurance Rates (2021)

Car insurance in Mule Creek, NM averages $264 a month. Mule Creek, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Mule Creek car insurance rates, compare quotes from the top car insurance companies in Mule Creek, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mule Creek for teen drivers is State Farm
  • Average car insurance rates in Mule Creek, NM after a DUI are $4,053/year
  • The cheapest car insurance company in Mule Creek is State Farm

If you need to buy Mule Creek, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Mule Creek, NM is right here.

You’ll find Mule Creek car insurance rates, the cheapest Mule Creek, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Mule Creek, New Mexico car insurance rates to Farmington car insurance rates, Carlsbad car insurance rates, and Hobbs car insurance rates.

Ready to find affordable Mule Creek, NM car insurance today? Enter your ZIP code for fast, free Mule Creek car insurance quotes.

Cheapest Mule Creek, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mule Creek, NM car insurance rates? Every Mule Creek, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mule Creek, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,329 $2,345 $2,122 $2,233 $7,582 $8,750 $2,595 $2,755
Farmers $2,172 $2,165 $1,944 $2,069 $8,803 $9,064 $2,448 $2,534
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,091 $2,126 $1,903 $1,997 $4,957 $6,243 $2,349 $2,514
Progressive $1,618 $1,556 $1,476 $1,475 $6,865 $7,740 $1,954 $2,017
State Farm $1,260 $1,260 $1,142 $1,142 $3,351 $4,210 $1,407 $1,552
USAA $1,435 $1,435 $1,362 $1,367 $3,607 $4,084 $1,769 $1,902

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Minimum Car Insurance in Mule Creek, NM

Every driver must carry the minimum car insurance in Mule Creek, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Mule Creek, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Mule Creek, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mule Creek, NM. Compare credit history car insurance rates in Mule Creek from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mule Creek, New Mexico

Insurance Company Poor Fair Good
Allstate $4,464 $3,681 $3,371
Farmers $4,472 $3,705 $3,523
GEICO $4,787 $4,162 $3,849
Nationwide $3,700 $2,873 $2,495
Progressive $3,372 $3,022 $2,868
State Farm $2,726 $1,684 $1,335
USAA $2,659 $1,984 $1,717

Cheapest Mule Creek, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mule Creek, NM to rates for a clean record with top companies.

Annual Mule Creek, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,181 $4,166 $4,440 $3,568
Farmers $3,296 $4,241 $4,141 $3,922
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,269 $3,173 $4,082 $2,566
Progressive $2,664 $3,667 $2,872 $3,146
State Farm $1,802 $1,953 $1,953 $1,953
USAA $1,581 $2,186 $2,874 $1,838

Cheapest Mule Creek, NM Car Insurance for Teen Drivers

Teen car insurance in Mule Creek, NM can be expensive. Take a look at rates from the top car insurance companies in Mule Creek for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mule Creek, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,582 $8,750
Farmers $8,803 $9,064
GEICO $7,583 $10,447
Nationwide $4,957 $6,243
Progressive $6,865 $7,740
State Farm $3,351 $4,210
USAA $3,607 $4,084

Cheapest Mule Creek, NM Car Insurance for Seniors

Take a look at Mule Creek, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mule Creek, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,122 $2,233
Farmers $1,944 $2,069
GEICO $2,511 $2,511
Nationwide $1,903 $1,997
Progressive $1,476 $1,475
State Farm $1,142 $1,142
USAA $1,362 $1,367

Cheapest Mule Creek, NM Car Insurance Rates After a DUI

A DUI in Mule Creek, NM increases car insurance rates. Compare Mule Creek, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mule Creek, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,440
Farmers $4,141
GEICO $8,009
Nationwide $4,082
Progressive $2,872
State Farm $1,953
USAA $2,874

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Cheapest Mule Creek, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mule Creek, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mule Creek, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,839
Farmers $3,900 $3,900
GEICO $4,201 $4,331
Nationwide $3,023 $3,023
Progressive $3,087 $3,087
State Farm $1,868 $1,962
USAA $2,056 $2,183

The Best Cheap Car Insurance Companies in Mule Creek, NM

Take a look at a side-by-side comparison of the top car insurance companies in Mule Creek, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mule Creek, New Mexico

Insurance Company Average Annual Rates
Allstate $3,839
Farmers $3,900
GEICO $4,266
Nationwide $3,023
Progressive $3,087
State Farm $1,915
USAA $2,120

Category Winners: Cheapest Car Insurance in Mule Creek, New Mexico

Find the cheapest car insurance companies in Mule Creek, NM for each category right here.

Best Annual Car Insurance Rates by Company in Mule Creek, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Mule Creek, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mule Creek car insurance rates. Find the cheapest Mule Creek, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mule Creek, New Mexico

Insurance Company Low Medium High
Allstate $3,680 $3,832 $4,005
Farmers $3,568 $3,865 $4,267
GEICO $3,990 $4,256 $4,552
Nationwide $2,967 $2,989 $3,112
Progressive $2,942 $3,087 $3,233
State Farm $1,747 $1,921 $2,079
USAA $1,978 $2,128 $2,253

Compare Car Insurance Quotes in Mule Creek, NM

Ready to find affordable Mule Creek, New Mexico car insurance today? Enter your ZIP code for fast, free Mule Creek, NM car insurance quotes.

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