Compare Munford, TN Car Insurance Rates (2021)

Car insurance in Munford, TN averages $338 a month. Munford, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Munford car insurance rates, compare quotes from the top car insurance companies in Munford, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Munford is USAA
  • Average car insurance rates in Munford, TN after a DUI are $4,753/year
  • The cheapest car insurance company in Munford for teen drivers is State Farm

If you need to buy Munford, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Munford, TN is right here.

You’ll find Munford car insurance rates, the cheapest Munford, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Munford, Tennessee car insurance rates to Bartlett car insurance rates, Franklin car insurance rates, and Clarksville car insurance rates.

Ready to find affordable Munford, TN car insurance today? Enter your ZIP code for fast, free Munford car insurance quotes.

Cheapest Munford, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Munford, TN car insurance rates? Every Munford, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Munford, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,585 $3,431 $3,233 $3,358 $13,885 $15,075 $3,806 $3,923
Farmers $1,927 $1,959 $1,731 $1,893 $7,850 $8,287 $2,594 $2,769
GEICO $2,132 $2,150 $1,963 $1,963 $6,547 $6,656 $2,170 $2,239
Liberty Mutual $4,015 $129 $3,305 $3,695 $16,730 $18,588 $4,299 $4,571
Nationwide $2,475 $2,498 $2,209 $2,249 $6,850 $8,869 $2,852 $3,109
Progressive $1,945 $1,827 $1,589 $1,660 $8,902 $10,020 $2,344 $2,560
State Farm $1,750 $1,750 $1,580 $1,580 $5,351 $6,705 $1,978 $2,292
Travelers $1,899 $1,999 $1,737 $1,848 $5,477 $6,824 $2,022 $2,128
USAA $1,617 $1,653 $1,455 $1,463 $5,652 $6,476 $2,116 $2,264

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Minimum Car Insurance in Munford, TN

Every driver must carry the minimum car insurance in Munford, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Munford, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Munford, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Munford, TN. Compare credit history car insurance rates in Munford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Munford, Tennessee

Insurance Company Poor Fair Good
Allstate $8,059 $6,138 $4,664
Farmers $4,320 $3,371 $3,188
GEICO $3,661 $3,136 $2,885
Liberty Mutual $9,913 $6,084 $4,753
Nationwide $4,687 $3,703 $3,277
Progressive $4,323 $3,742 $3,502
State Farm $4,174 $2,503 $1,943
Travelers $3,799 $2,997 $2,180
USAA $4,121 $2,407 $1,984

Cheapest Munford, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Munford, TN to rates for a clean record with top companies.

Annual Munford, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,242 $6,278 $7,612 $6,017
Farmers $3,085 $3,848 $3,934 $3,638
GEICO $2,353 $3,144 $5,060 $2,353
Liberty Mutual $5,600 $8,097 $7,522 $6,448
Nationwide $3,354 $3,354 $5,077 $3,771
Progressive $3,394 $4,417 $3,615 $3,996
State Farm $2,619 $3,128 $2,873 $2,873
Travelers $2,420 $3,118 $3,449 $2,981
USAA $2,066 $3,088 $3,634 $2,560

Cheapest Munford, TN Car Insurance for Teen Drivers

Teen car insurance in Munford, TN can be expensive. Take a look at rates from the top car insurance companies in Munford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Munford, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,885 $15,075
Farmers $7,850 $8,287
GEICO $6,547 $6,656
Liberty Mutual $16,730 $18,588
Nationwide $6,850 $8,869
Progressive $8,902 $10,020
State Farm $5,351 $6,705
Travelers $5,477 $6,824
USAA $5,652 $6,476

Cheapest Munford, TN Car Insurance for Seniors

Take a look at Munford, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Munford, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,358
Farmers $1,731 $1,893
GEICO $1,963 $1,963
Liberty Mutual $3,305 $3,695
Nationwide $2,209 $2,249
Progressive $1,589 $1,660
State Farm $1,580 $1,580
Travelers $1,737 $1,848
USAA $1,455 $1,463

Cheapest Munford, TN Car Insurance Rates After a DUI

A DUI in Munford, TN increases car insurance rates. Compare Munford, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Munford, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,612
Farmers $3,934
GEICO $5,060
Liberty Mutual $7,522
Nationwide $5,077
Progressive $3,615
State Farm $2,873
Travelers $3,449
USAA $3,634

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Cheapest Munford, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Munford, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Munford, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,287 $6,287
Farmers $3,626 $3,626
GEICO $3,206 $3,248
Liberty Mutual $6,917 $6,917
Nationwide $3,889 $3,889
Progressive $3,856 $3,856
State Farm $2,804 $2,943
Travelers $2,874 $3,110
USAA $2,755 $2,919

The Best Cheap Car Insurance Companies in Munford, TN

Take a look at a side-by-side comparison of the top car insurance companies in Munford, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Munford, Tennessee

Insurance Company Average Annual Rates
Allstate $6,287
Farmers $3,626
GEICO $3,227
Liberty Mutual $6,917
Nationwide $3,889
Progressive $3,856
State Farm $2,873
Travelers $2,992
USAA $2,837

Category Winners: Cheapest Car Insurance in Munford, Tennessee

Find the cheapest car insurance companies in Munford, TN for each category right here.

Best Annual Car Insurance Rates by Company in Munford, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Munford, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Munford car insurance rates. Find the cheapest Munford, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Munford, Tennessee

Insurance Company Low Medium High
Allstate $5,978 $6,266 $6,617
Farmers $3,426 $3,607 $3,846
GEICO $3,070 $3,223 $3,390
Liberty Mutual $6,603 $6,914 $7,232
Nationwide $3,924 $3,804 $3,938
Progressive $3,595 $3,858 $4,114
State Farm $2,703 $2,888 $3,029
Travelers $2,808 $2,990 $3,178
USAA $2,743 $2,826 $2,942

What affects car insurance rates in Munford, Tennessee?

What factors can have an impact on Munford, TN car insurance? There are several reasons why Munford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Munford, Tennessee.

Commute Time in Munford

The more time you spend in your car the higher the risk of an accident. The average commute length in Munford, TN is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Munford, TN

Ready to find affordable Munford, Tennessee car insurance today? Enter your ZIP code for fast, free Munford, TN car insurance quotes.

Free Car Insurance Comparison

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